2006-1092006-109 COPY
Resolution Establishing Healthcare Coverage Policy for All Retirees and All Full -Time
Employees Not Represented by a Collective Bargaining Unit
At a regular meeting of the Town Board of the Town of Wappinger, Dutchess County,
New York, held at Town Hall, 20 Middlebush Road, Wappingers Falls, New York, on the
3/27/2006.
The meeting was called to order by Joseph Ruggiero, Supervisor, and upon roll being
called, the following were present:
PRESENT: Supervisor - Joseph Ruggiero
Councilmembers - Robert L. Valdati
Vincent F. Bettina
Joseph P. Paoloni
Maureen McCarthy
ABSENT:
The following Resolution was introduced by Councilman Valdati and seconded by
Councilman Paoloni.
WHEREAS, the Town Board wishes to establish a healthcare coverage policy for all
employees not represented by a collective bargaining agreement and current retirees of the Town
of Wappinger, and
WHEREAS, the Town of Wappinger has offered healthcare coverage through MVP and
the Empire Plan to all full time employees who are not represented by a collective bargaining
unit, and
WHEREAS, The Town Board has a fiduciary responsibility to seek bids for the most
affordable healthcare coverage for its employees and retirees, and
WHEREAS, the Town Board of the Town of Wappinger has found CDPHP the most
affordable and voted to add CDPHP as a health insurance provider at the February 27, 2006
Town Board meeting, and
WHEREAS, the Town Board of the Town of Wappinger adopted a healthcare coverage
policy as outlined in the Town of Wappinger Personnel Policy Manual on May 29, 2001 as
follows:
1) The Town Board offers a choice of paid health plans for eligible full time
employees. Whichever plan is selected, will govern the coverage.
2) All full-time employees and their eligible family members will be provided health
benefits under the available medical plan at no cost to the employees.
3) Those full-time employees declining medical coverage are eligible to receive a
semi-annual reimbursement from the Town of 50% of the lower cost applicable
plan payable on a pro rated basis for the first year of employment and yearly
thereafter. Payment shall be made in June and December.
4) Elected Officials who retire from the Town are receiving New York State
Retirement or New York State Retirement Disability benefits, and have the Town
Retirement service credit years with the town, shall have the option to elect
contributory health insurance from the town based on the following schedule:
Years of Service Retiree Cost
Individual Coverage Dependent Coverage
10 to 14 years 65% 80%
15 to 19 years 50% 65%
20 to 24 years 40% 55%
20 or more years 25% 50%
5) Employees who retire from the Town are receiving New York State Retirement or
New York State Retirement Disability benefits, and have the Town Retirement
service credit years with the town, shall have the option to elect contributory
health insurance from the town based on the following schedule:
Years of Service Retiree Cost
Individual Coverage Dependent Coverage
10 to 14 years 65% 80%
15 to 19 years 50% 65%
20 to 24 years 40% 55%
20 or more years 30% 50%
6) Surviving spouses receiving health insurance coverage through an active or
retired employee have the option to continue individual health insurance
coverage with the Town of Wappinger on a contributory basis based on the
following schedule:
Individual Coverage Dependent Coverage
10 to 14 years 65% 80%
15 to 19 years 50% 65%
20 to 24 years 40% 55%
20 or more years 30% 50%
WHEREAS, all current full-time town employees can receive CDPHP health insurance
at no cost with the town paying 100% of the premiums, and
WHEREAS, the premium cost of coverage for CDPHP, MVP and Empire varies greatly
resulting in an inequity in funding by the Town per employee, and
WHEREAS, the Town Board wishes to establish parity between employees in regards to
healthcare coverage, and
WHEREAS, the Town Board recognizes that certain employees may want to receive
additional benefits beyond the standard coverage provided by CDPHP.
NOW, THEREFORE, BE IT RESOLVED, as follows:
1. The recitations above set forth are incorporated in this Resolution as if fully set
forth and adopted herein.
2. All full-time employees not represented by a collective bargaining unit will have
healthcare coverage available through CDPHP at no cost to the employee with the
Town paying 100% of the premiums.
3. All full-time employees electing not to have CDPHP as their healthcare provider
will have the option of selecting either MVP or the Empire Plan, with the
employee contributing 15% and the town paying 85% of the premiums.
4. Any full-time employee electing to participate in MVP or the Empire Plan will be
charged on a weekly basis with funds removed from their paycheck prior to
payroll taxes being withheld.
5. Any full-time employee opting to have healthcare coverage through MVP or the
Empire Plan and contribute 15% of the premium must make such selection in
writing to the Town Board c/o the Supervisor's Office on or before March 31,
2006.
6. Any employee wishing not to accept health care coverage through the Town of
Wappinger must submit a written declination of healthcare to the Supervisor's
Office.
7. Retired elected officials have the option of retaining their current healthcare
coverage or selecting either CDPHP, MVP or Empire Plan through the Town of
Wappinger at a percentage of the premium cost as follows:
Years of Service Retiree Cost
Individual Coverage Dependent Coverage
10 to 14 years 65% 80%
15 to 19 years 50% 65%
20 to 24 years 40% 55%
20 or more years 25% 50%
8. All non -elected retirees and surviving spouses of Town of Wappinger employees
who currently receive healthcare through the Town and pay a percentage of the
premiums will have the option of having healthcare coverage through CDPBP,
MVP or Empire, and will continue to contribute payment to the premium as
follows:
Years of Service Retiree Cost
Individual Coverage Dependent Coverage
10 to 14 years 65% 80%
15 to 19 years 50% 65%
20 to 24 years 40% 55%
20 or more years 30% 50%
9. No part-time employee shall receive healthcare coverage through the Town of
Wappinger.
10. The foregoing resolution supersedes the healthcare policy adopted on May 19,
2001 and is in effect April 1, 2006
D
The foregoing was put to a vote which resulted as follows:
JOSEPH RUGGIERO, SUPERVISOR
Voting:
AYE
ROBERT L. VALDATI, COUNCILMAN
Voting:
AYE
VINCENT F. BETTINA, COUNCILMAN
Voting:
AYE
JOSEPH P. PAOLONI, COUNCILMAN
Voting:
AYE
MAUREEN McCARTHY, COUNCILWOMAN
Voting:
AYE
Dated: Wappingers Falls, New York
3/27/2006
The Resolution is hereby duly declared adopted.
.
Town of Poughkeepsie
Family Rate Single
Empire Blue
Cross/Blue
Sheild $975.12 for
a 2 person; Family Empire
$1450.18/ MVP
POS 1,184.75 $496.38
MVP HMO
1,030.69.
Rate Notes:
New
5%
insurance.
wants
Blue Cross HMO
Blue Sheild: towards
MVP HMO insurance.
$398.49 MVP POS
$458.04 rates.
employees have to pay
towards their health
If any employee
anything other then the
they must pay 25°x6
their health
Also, Union and
Non -Union pay the same
All rates are monthly.
CDHP-Two person
family: $838.00
Three Person
family: $1,145.11
MVP Two Person
Family $849.85
Three Person
family$1,143.04
CDHP-$417.83
NYSHIP-Family
MVP and MVP
$1,126.19 Family
medicare 15 + -
with + 1 with
$423.97
medicare: $935.32
MVP for Fire
All department heads do not
two persons family
Department
pay into the plan. All other
with Medicare:
$424.93
employees pay 10%. All rates
City of Poughkeepsie $744.45NYSHIP-$529.76
are monthly.
MVP -for two
people -$849.85
MVP -Three or
All employees contribute 10%
more people
to their health plan who were
(Family rate)
hired after 1997 including
$1099.08. Empire
MVP -$424.93
police officers. All employees
State $1126.19
Empire State-
are under union contracts and
Medicare Family
$529.76 Medicare
health plans are determined
$744.45 Two or
recipents pay
during negotions. All rates are
Town of East Fishkill more people.
$338.88
monthly.
$810.36 Family
(three or more)
$1,089.92
Empire(NYSHIP)
MVP -Individual
CORE- Family
$405.18 EMPIRE
$1,001.94 CORE
(NYSHIP) CORE -
with
$810.36 CORE
enhancements
with
family plan
enhancements
Town of Hyde Park $529.76
$529.76
All rates are monthly.
No Response
Town of Fishkill I