Michelle S. Wereley
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NEW YORK CENTRAL MUTUAL
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FIRE INSURANCE COMPANY
1 899 CENTRAL PLAZA EAST
EDMESTON. NEW YORK 13335-1889
(607) 965-8321
11/15/1995
RETURN RECEIPT REQUESTED
CONSTANCE SMITH SUPERVISOR
TOWN OF WAPPINGERS FALLS
PO BOX 324
WAPPINGERS FALLS NY 12590
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Re:
Policy No: Z869684
D/L: 10/22/1995
Our File: 95107420
Agent: 3U 260 Feehan
Insured: JOHN T BADAR
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Insurance Agy Inc
Dear Ms Smith:
We are the insurance carrier for the above named insured who sustained a
loss as a result of your negligence.
Inasmuch as we paid our insured directly for the damages, we look to
you for reimbursement in the amount of $1,410.72.
Enclosed please find a Notice of Claim Form together with all pertinent
information to substantiate our subrogation claim.
Please forward this letter to your insurance carrier for processing ln
order to avoid any legal action against you.
If you do not carry insurance, please contact this office in order that
we may discuss reimbursement.
Very truly yours,
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(Ms) Michelle S. Wereley
Subrogation/Salvage Examiner
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SINCE 1899
NOTICE OF CLAIM
DATE 11/14/95
TO: CONSTANCE SMITH SUPERVISOR
TOWN OF WAPPINGERS FALLS
PO BOX 324
WAPPINGERS FALLS NY 12590
Please take notice that the undersigned hereby makes a claim for
damages, the claimant states:
1. CLAIMANT Name: John Badar
Address: 11 Deer Run Road
Wappingers Falls NY 12590
2. NATURE OF CLAIM:
Sewage back-up into basement of home. See attach-
ed letter from Camo Pollution Control Inc advising
caused from tree roots and heavy rains.
3. DATE, TIME AND PLACE CLAIM AROSE:
10/21/95 at approx 2:45 pm
on Deer Run Road in
Wappingers Falls.
4.
AMOUNT OF
DAMAGE: 1'4~"",--- ~
James Slosek
Title:
NEW YORK CENTRAL MUTUAL FIRE INSURANCE CO.
AS SUBROGEE OF John Badar
FILE NO: 95107420
Sworn to before me th~sJSf!:.-
day of Noup/"r\.'b.0.. 19'1A-
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Notary Public
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; POLLUTION CONTROL, INC.
Operation of Water and Wastewater Treatment Systems
1910 ROUTE 376
WAPPINGERS FALLS, NY 12590
(914) 463.7310
Fax (914) 463,7305
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M-E-M-O-R-A-N-D-U-M
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TO:
Connie Smith, Town of Wappinger Supervisor
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FROM:
Michael P. Tremper, CAMO Pollution C~ntrol,
DATE:
October 23, 1995
RE:
Sewer Backup on Deer Run Road
On October 21, 1995 at approximately 2:45 p.m., CAMO
Pollution Control, Inc. received a call from the Town Highway
Department about a manhole that was overflowing on Deer Run Road.
CAMO Pollution Control, Inc. immediately responded to this
complaint. At that time, it was found that the torrential
rainstorms and area flooding combined with an obstruction in the
sewer main was causing the manhole to overflow.
At 3:30 p.m., CAMO Pollution Control, Inc. personnel started
to pump the manhole to help relieve the backup so the
obstructions could be cleared. Once the manhole was pumped down,
the Town Highway Department made several attempts to clear the
main with the Highway flushing truck. It became obvious that the
line could not be completely cleared with the flushing truck.
This was critical because the pipe needed to be completely clear
to handle the excessive flows caused by the heavy rains.
To remove the obstruction in the sewer line, CAMO Pollution
Control, Inc. utilized our flushing truck with a specialized root
cutter to clean the roots from the sewer line. At approximately
10:30 p.m., the roots were completely removed from the sewer line
and the line was running freely.
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At 3:30 p.m., CAMO Pollution Control, Inc. received a call
from the Fire Department that sewage was running into the home on
11 Deer Run. By this time" CAMO Pollution Control, Inc. was
working on the problem. CAMO Pollution Control, Inc. responded
immediately and put a towel in his downstairs bathroom which
stopped sewage from entering his house. At approximately 10:15
p.m., the resident from 15 Deer Run arrived home and found sewage
had flowed into his house while no one was home. Both residences
were informed that they needed to make a report of the damages
and send it to the Town. Unfortunately CAMO Pollution Control,
Inc. was not contacted by the homeowners until long after the
problem had existed. By the time the Highway Department
contacted CAMO Pollution Control, Inc. sewage must have been
running into the homes for sometime. It should be noted that
although the main was not completely cleared until 10:30 p.m.,
the sewage stopped backing up into the homes when C~~O Pollution
Control, Inc. started pumping the manhole on Deer Run Road.
The problems which created the sewer backup on October 21,
1995 were the combination of a partial obstruction in the sewer
main combined with an excessive flow caused by area flooding and
the torrential rainstorms. This particular sewer line had been
flushed completely on March 10, 1995 by CAMO Pollution Control,
Inc. and the Town flushing truck. The manholes in the vicinity
had been visually inspected by CAMO Pollution Control, Inc. on
September 20, 1995.
If you have any questions or would like to discuss this
matter further, please contact me at (914) 463-7310.
cc: Peter Schwindeller
15 Deer Run Road
John Badar
11 Deer Run Road
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POLICY NUMBER
CLAIM NUMBER
EDMESTON, NEW YORK 13335
PROPERTY A.C.V. WORKSHEET
DATE OF LOSS
INSURED
Enclosed is a check in settlement of your claim in the amo~nt of $
The policy deductible has been taken. Settlement was reached by subtr~cting
the depreciation from the replacement cost amount.
Article Replacement Depreciation Actual Cash % of
~~ Cost J,9d,71./ Value _ Depl;"'j
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862-39 *
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W~~tfair Restoration Services m-.~ @ ~ OW~W~,"~
Inqumes to: .. \ t I ft.Remit to:
864 Franklin Avenue 1 \,"'( f . OCT > 110"'''' I.
Thomwood, NY 10594 II' \ I ~. v~. ;! 3 Duke Place
U ~L----.--_._- ___.--/ South Norwalk, CT 06854
800-442-1976 , I 'I r- ,). . ""'.
914-741-6676 (Fax) ALLEr,] Dx(:...r.: U1 -,~,'.
October 25, 1995
ALLEN DAHLE & CO INC
65 West Red Oak Lane
White Plains NY 10604
RE:
JOHN BADAR
11 DEER RUN DRIVE
WAPPINGERS FALLS, NY 12590
Ph#: (914) 297-3438
Job # 2604
Claim # Z86968402603U
Attn: CHIP DAHLE
Loss Date: October 21, 1995
Loss Type: WATER DAMAGE
Original Recap of Services
GENERAL RESTORATION
7.25 % SALES TAX
551.10
39.97
TOTAL
591. 07
Estimated, Prepared and Submitted by:
Richard Gilbert/Estimator
RG :MS
* = Nontaxable
NOTE: 1. WALL TO WALL CARPETING EXTENSIVELY ODOROUS FROM SEWAGE. CARPET IS
NOT CLEANABLE. ANTIMICROBIAL TREATMENT NECESSARY TO GUARANTEE
SANITIZATION.
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Tax ID # 06-1353757 (New York Corporation] . .,
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Attn.: CHIP DAHLE
Job : JOHN BADAR
Type : WATER DAMAGE
Date : October 21, 1995
Job #: 2604 Pg: 1
Des c rip t ion
QTY
UM
Price
Extension T
GENERAL RESTORATION
Stairway
Clean, deodorize, & sanitize
carpeted steps and risers
15.0000
15.00
Structure -> 15.00
Hallway 3.00 x 6.17 x
Clean, deodorize, & sanitize 9.0000 9.00
wall bases
Clean, deodorize & sanitize floor 18.51 SF 0.2000 3.70
Structure -> 12.70
Family Room 17.00 x 22.00 x
Offsets: 1. 50 x 9.00 x
Clean, deod, sanitize & mildew treat 99.00 29.5000 29.50
base of wall
Clean, deodorize & sanitize floor 387.50 SF 0.2000 77.50
Remove carpet bonded to floor 387.50 SF 0.5000 193.75
Cartage & dump fees 150.0000 150.00
Structure -> 450.75
Half Bath ( 3.50 x 6.00 x
Clean, deod, sanitize & mildew treat 9.5000 9.50
base of wall
Clean, deodorize & sanitize floor 21. 00 SF 0.2000 4.20
Clean & sanitize plumbing 10.0000 10.00
fixtures
Structure -> 23.70
Laundry/Boiler RoOm ( 6.00 x 7.25 x )
Clean, deod, sanitize & mildew treat 13.2500 13.25
base of wall
Clean, deodorize & sanitize floor 43.50 SF 0:2000 8.70
Structure -> 21:95
Structure Total -> 524.10
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Job
Type :
Date :
Job #:
CHIP DAHLE
JOHN BADAR
WATER DAMAGE
october 21, 1995
2604 Pg:
2
~dry/BOiler Room
& sanitize appliance
( 6.00 x 7.25 x
UM price Extension T
)
)
21.0000 21.00
contents -';> 21.00
6.0000 6.00
6.00
27.00
Contents -';>
Contents Total -';>
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Attn.: CHIP DAHLE
Job : JOHN BADAR
Type : WATER DAMAGE
Date : October 21, 1995
Job #: 2604 Pg: 3
RECAP
SHE E T
S T R UCTURE
Stairway 15.00
Hallway 12.70
Family Room 450.75
Half Bath 23.70
Laundry/Boiler Room 21. 95
STRUCTURE SUBTOTAL $ 524.10
7.25% SALES TAX 38.01
STRUCTURE TOTAL $ 562.11
CONTENT S
Family Room 21. 00
Laundry/Boiler Room 6.00
CONTENTS SUBTOTAL $ 27.00
7.25% SALES TAX 1.96
CONTENTS TOTAL $ 28.96
Estimate Total -->
591. 07
General Service
TOTAL
0.00
591. 07
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Insured: John Badar
11 Deer Run Road
Wappinger Falls, NY
12590
Claim No.: Z869684
D/L: 10/22/95
Our File No.: F 13010
STATEMENT OF LOSS
Basement Familv Room:
22' 8" x 18'6" x 7'1"
Replace carpet 49.6 sq. yds. @ $14.99
Replace Threshold
$ 743.50
40.00
783.50
Tax 6 3/4% 52.89
$ 836.39
Contents:
4 Queen Size Comforters - $50.00 ea.
8 Bath Towels @ $8.00 ea.
1 Bathroom Rug / seat cover @ $12
$200.00
64.00
12.00
276.00
276.00
$1,112.39
591. 07
1,703.46
250.00
Deductible
Limit of Liability
$1,453.46
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NEW YORK CENTRAL MUTUA~~_~_,"""..~:::~:;::;:;-~~~
EDMESTON OFFICE: 1-800-35S.~1717
FLOOD
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CHECK SENT TO:
INSURED
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If you have any questions with regard to this matter, feel
free to contact our office.
Desk#8
EGRABO
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001122515
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NEW YORK CENTRAL MUTUA;IJ___"..,,"c.:::L.;;:-;>"'~"
EDMESTON OFFICE: ,,1- 800-355 -1717
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INSURED-JOHN BADAR
CHECK SENT TO:
REPAIRER
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