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2010-0062010-6 Resolution Accepting Roads, Easements, Utilities and Other Public Improvements Constructed in Connection with the Kablaoui Subdivision Together with Maintenance Agreement Secured by Surety Bond At a regular meeting of the Town Board of the Town of Wappinger, Dutchess County, New York, held at Town Hall, 20 Middlebush Road, Wappingers Falls, New York, on January 4, 2010. The meeting was called to order by Christopher Colsey, Supervisor, and upon roll being called, the following were present: PRESENT: Supervisor Councilmembers ABSENT: Christopher J. Colsey William H. Beale Vincent F. Bettina Ismay Czarniecki Joseph P. Paoloni The following Resolution was introduced by Councilman Beale and seconded by Councilman Bettina. WHEREAS, Mahmoud S. Kablaoui (hereinafter "Applicant") had previously made application to the Town of Wappinger Planning Board to approve a subdivision of lands more particularly described in a subdivision plat entitled "Subdivision of the Lands of Kablaoui", prepared by Hayward and Pakan Associates, dated July 7, 1987, and last revised January 6, 2000; and WHEREAS, the Town of Wappinger Planning Board granted Final Subdivision Plat Approval, by Resolution dated July 19, 1999, subject to, and conditioned upon, fulfillment of the conditions set forth in the aforementioned Resolution, and subject to certain improvements being made and constructed as set forth in the aforesaid Subdivision Map and related Contract Drawings, including dedication of the roads for Lands of Kablaoui, all in accordance with the Town of Wappinger Subdivision Regulations, Zoning Code, Highway Specifications, and Rules and Regulations of the Town Code; and WHEREAS, Morgan Homes, Inc. now owns the property and has completed development of the subdivision, including all of the improvements as required by the Resolution of Final Subdivision Approval; and WHEREAS, the Applicant has tendered to the Town of Wappinger the following documents: an Irrevocable Offer of Cession and Dedication dated January 7, 2000, which was filed in the Dutchess County Clerk's Office on January 10, 2000 as document number 02 2000 316; original deed for road dedication of Morgan Court executed by Nasouhi N. Kablawi by Mahmoud S. Kablaoui, his attorney in fact, dated January 7, 2000, together with accompanying TP -584 and RP -5217; original Grant of Snow Easement duly executed by Nasouhi N. Kablawi by Mahmoud S. Kablaoui, his attorney in fact, dated January 7, 2000, together with accompanying TP -584; revised Irrevocable Offer of Cession and Dedicated dated May 9, 2002, and recorded in the Dutchess County Clerk's Office on July 19, 2002 as document number 02 2002 7063 executed by Nasouhi N. Kablawi, together with accompanying TP -584; revised Grant of Snow Easement dated April 12, 2002 executed by Nasouhi N. Kablawi, together with TP -584; original Drainage Easement duly executed by Nasouhi N. Kablawi by Mahmoud S. Kablaoui, his attorney in fact, dated January 7, 2000, together with accompanying TP -584; original Commitment of Title Insurance issued by Lawyers Title Insurance Corporation bearing Title No.10385-LTI/B; original Performance Agreement secured by a Surety Bond duly executed by Nasouhi N. Kablawi by Mahmoud S. Kablaoui, his attorney in fact, dated January 7, 2000; and original Bond issued by Frontier Insurance Company in favor of the Town of Wappinger bearing Bond No. 130292, all in recordable form and approved by the Attorney to the Town, Albert P. Roberts, by letter dated January 7, 2000; and WHEREAS, the Town Board has determined it is in the best interest of the residents of the Town of Wappinger, particularly the residents of the Kablaoui Subdivision, to accept the roads, easements, utilities and other public improvements that have been constructed in accordance with the original Resolution of Subdivision Plat Approval; and WHEREAS, pursuant to Subdivision Regulations of the Town of Wappinger, Morgan Homes, Inc. is required to guarantee that the quality and workmanship of the improvements accepted by the Town will be free from defects in materials and workmanship for a period of one year from the date of acceptance by the Town; and WHEREAS, to guarantee the quality and workmanship of the public improvements, Morgan Homes, Inc., has executed a Maintenance Agreement secured by a Surety Bond bearing number 16BSBFP9949, issued in favor of the Town of Wappinger by Hartford Fire Insurance Company in the principal sum of Forty -Three Thousand, Seven Hundred Thirty -Seven Dollars ($43,737.00); and WHEREAS, as additional security to secure the obligation that the improvements will be free from defects, Jeffrey M. Morgan, as President of Morgan Homes, Inc., has further agreed to personally guarantee the obligations of Morgan Homes, Inc. as set forth herein. NOW, THEREFORE, BE IT RESOLVED, as follows: 1. The recitations above set forth are incorporated in this Resolution as if fully set forth and adopted herein. 2. The Town Board hereby determines that it is in the best interest of the residents of the Town of Wappinger, particularly the residents of the Kablaoui Subdivision, to accept the road known as Morgan Court, and related easements, utilities and other public improvements made and constructed in connection with the Kablaoui Subdivision, and, the Town Board hereby accepts same upon delivery of the original Maintenance Agreement and Surety Bond above mentioned. 3. The Town Supervisor, Christopher J. Colsey, Engineer to the Town, Robert J. Gray, and Attorney to the Town, Albert P. Roberts, are authorized and directed to take whatever steps are necessary to have the aforementioned Deed, Easements and related Bills of Sale, if any, recorded and/or filed in the Office of the Dutchess County Clerk and to execute any and all documents necessary for such recording and/or filing, upon a determination that the aforesaid documents are delivered free and clear of any liens or encumbrances and are otherwise in compliance with the Town's Subdivision Regulations, Zoning Code, Highway Specifications, and Rules and Regulations of the Town Code. 4. The Maintenance Agreement executed on December 22, 2009, by Morgan Homes, Inc. with an address of 39 Verplanck Avenue, Hopewell Junction, New York 12533, as Obligor, in favor of the Town of Wappinger, as Obligee, is accepted as the guarantee that the quality and workmanship of the road and other public improvements will be free from defects in materials and workmanship for a period of one year from the date of acceptance by the Town as required by the Subdivision Regulations of the Town of Wappinger. 5. The Surety Bond issued by Hartford Fire Insurance Company, bearing number 16BSBFP9949 and issued in favor of the Town of Wappinger in the principal sum of Forty - Three Thousand Seven Hundred Thirty -Seven Dollars ($43,737.00) securing the obligations set forth in the Maintenance Agreement, is hereby accepted as security for the Maintenance Agreement. 6. The personal guarantee issued by Jeffrey M. Morgan, incorporated into the Maintenance Agreement, in favor of the Town of Wappinger, securing the obligations set forth in the Maintenance Agreement, is hereby accepted as additional security for the Maintenance Agreement. 7. The Town Board acknowledges that the developer, Morgan Homes, Inc. has completed all of the work required by the Planning Board's Resolution of Final Subdivision Plat Approval dated July 19, 1999, and that the Performance Agreement originally executed by Nasouhi N. Kablawi on January 7, 2000, has been fully honored, and the Town Board hereby authorizes the Town Clerk to release the original Bond issued by Frontier Insurance Company in favor of the Town of Wappinger bearing Bond # 130292 upon the Town Clerk's receipt of the above referenced Surety Bond in the sum of Forty -Three Thousand, Seven Hundred Thirty - Seven Dollars ($43,737.00) in the form acceptable to the Attorney to the Town. The foregoing was put to a vote which resulted as follows: CHRISTOPHER COLSEY, SUPERVISOR Voting: AYE WILLIAM H. BEALE, COUNCILMAN Voting: AYE VINCENT F. BETTINA, COUNCILMAN Voting: AYE ISMAY CZARNIECKI, COUNCILWOMAN Voting: AYE JOSEPH P. PAOLONI, COUNCILMAN Voting: AYE Dated: Wappingers Falls, New York 1/4/2010 The Resolution is hereby duly declared adopted. 4JHN C. �MASTERSON, TOWN CLERK VERGILIS, STENGER, ROBERTS, DAVIS & DIAMOND, LLP ATTORNEYS AND COUNSELORS AT LAW GERALD A. VERGILIS* KENNETH M. STENGER ALBERT R ROBERTS THOMAS R. DAVIS STEPHEN E. DIAMOND**** JOAN F. GARRETT** KEVIN T. McDERMOTT ANGEL I. FALCON ANTHONY M. DEFAZIO*** JAMES P. HORAN*** LISA M. COBB M. ELLEN O'SULLIVAN *ADMITTEDTOPRACTICE IN NY & FLA. **ADMITTED TO PRACTICE IN NY & CONN. *** ADMITTED TO PRACTICE IN NY & NJ ****ADMITTED TO PRACTICE IN NY, FL & MA December 22, 2009 Town Board Town of Wappinger 20 Middlebush Road Wappingers Falls, New York Attention: Hon. Christopher J 1136 ROUTE 9 OF COUNSEL: WAPPINGERS FALLS, NEW YORK 12590 KAREN MacNISH Colsey, Supervisor Re: Kablaoui Subdivision (Morgan Court) Maintenance Agreement Secured by Surety Bond Our File No. 12949.0160 Dear Chris: POUGHKEEPSIE OFFICE 276 MAIN STREET POUGHKEEPSIE, NY 12601 (845)452-1046 NEWBURGH OFFICE 372 FULLERTON AVENUE NEWBURGH, NY 12550 (845) 567-3783 I have reviewed the Maintenance Agreement executed by Morgan Homes, Inc. secured by a Surety Bond issued by Hartford Fire Insurance Company, bearing number 16BSBFP9949. A photo copy of the Surety Bond is affixed hereto. The Maintenance Agreement is dated December 22, 2009 and the Surety Bond is dated December 21, 2009. Both the Maintenance Agreement and Surety Bond are approved and acceptable as to form. By copy of this letter I am forwarding the original Maintenance Agreement to Tatiana Lukianoff. Accordingly, I am also enclosing herewith a Resolution Accepting Roads, Easements, Utilities and Other Public Improvements Constructed in Connection with the Kablaoui Subdivision Together with Maintenance Agreement secured by Surety Bond for adoption by the Town Board at its next meeting on January 4, 2010. 0:\Wappinger\PlanningBoard\Kablaoui\122209 letter to Colsey re Maint Agmt & Res Accept.doc LEGAL ASSISTANTS: (845) 298-2000 AMY E. DECARLO FAX (845) 298-2842 SANDRA A. OAKLEY SARAH SALISBURY www.vsrp.com CLOSING COORDINATOR: e-mail: info@vsrp.com MARIA JONES Colsey, Supervisor Re: Kablaoui Subdivision (Morgan Court) Maintenance Agreement Secured by Surety Bond Our File No. 12949.0160 Dear Chris: POUGHKEEPSIE OFFICE 276 MAIN STREET POUGHKEEPSIE, NY 12601 (845)452-1046 NEWBURGH OFFICE 372 FULLERTON AVENUE NEWBURGH, NY 12550 (845) 567-3783 I have reviewed the Maintenance Agreement executed by Morgan Homes, Inc. secured by a Surety Bond issued by Hartford Fire Insurance Company, bearing number 16BSBFP9949. A photo copy of the Surety Bond is affixed hereto. The Maintenance Agreement is dated December 22, 2009 and the Surety Bond is dated December 21, 2009. Both the Maintenance Agreement and Surety Bond are approved and acceptable as to form. By copy of this letter I am forwarding the original Maintenance Agreement to Tatiana Lukianoff. Accordingly, I am also enclosing herewith a Resolution Accepting Roads, Easements, Utilities and Other Public Improvements Constructed in Connection with the Kablaoui Subdivision Together with Maintenance Agreement secured by Surety Bond for adoption by the Town Board at its next meeting on January 4, 2010. 0:\Wappinger\PlanningBoard\Kablaoui\122209 letter to Colsey re Maint Agmt & Res Accept.doc Christopher J. Colsey, Supervisor December 22, 2009 Page 2 Very truly yours, VERGGI1,IS, STENGER, ROB RTS, DAMS &DIAMOND, LLP 'ALBERT P. ROBERTS APR/so Enclosures cc: Hon. John C. Masterson, Town Clerk Planning Board Tatiana Lukianoff, Zoning Administrator Morgan Homes, Inc. 0:\Wappinger\PlanningBoard\Kablaoui\122209 letter to Colsey re Maint Agmt & Res Accept.doc Revised 12/8/09 MAINTENANCE AGREEMENT SECURED BY SURETY BOND WHEREAS, the undersigned, Morgan Homes, Inc. by its President, Jeffrey M. Morgan, with an office at 39 Verplanck Avenue, Hopewell Junction, New York 12533, has now completed the roads and other required public improvements in connection with the Subdivision of the Lands of Kablaoui (hereinafter the "Subdivision") which roads and other required public improvements are ready to be dedicated and accepted by the Town of Wappinger; and WHEREAS, pursuant to the Subdivision Regulations of the Town of Wappinger (hereinafter the "Town") the undersigned is required to guarantee that the quality and workmanship of any roads and public improvements to be dedicated to the Town will be free from defects in materials and workmanship for a period of one year from the date of acceptance by the Town; and WHEREAS, to secure the obligations to guarantee said roads and public improvements, the undersigned has obtained a Surety Bond issued by Hartford Fire Insurance Company bearing number 16BSBFP9949, in the principal sum of Forty Three Thousand Seven Hundred Thirty Seven Dollars ($43,737.00) issued in favor of the Town of Wappinger; and WHEREAS, as additional security to secure the obligation that the roads and other public improvements will be free from defects in materials and workmanship, Jeffrey M. Morgan, as President of the undersigned, has further agreed to personally guarantee the obligations set forth in this Maintenance Agreement. NOW, THEREFORE, the undersigned, Morgan Homes, Inc. by its President, Jeffrey M. Morgan, guarantees that the quality and workmanship of the roads and other public improvements constructed and installed in connection with the Subdivision will be free from defects in materials and -1- O:\Wappinger\PlanningBoard\Kablaoui\Maintenance Agreement - Roads & Other Improvements. DOC Revised 12/8/09 workmanship for a period of one year from the date of acceptance of said roads and improvements by the Town and the undersigned further agrees to maintain and repair said roads and public improvements in accordance with the Ordinances, Local Laws, Rules, Regulations and Code of the Town of Wappinger for a period of one year from the date of acceptance of said roads and improvements by the Town. As security for this Maintenance Agreement, the undersigned delivers to the Town the following security for the faithful performance of the obligations contained herein: A Surety Bond issued by Hartford Fire Insurance Company bearing number 16BSBFP9949, in the principal sum of Forty Three Thousand Seven Hundred Thirty Seven Dollars ($43,737.00) in favor of the Town, which Surety Bond is attached hereto, and the undersigned consents to the terms thereof as security for the obligations contained herein. The undersigned understands that if the security posted hereunder shall lapse or expire for any reason, then this bond will be deemed in default and lots within the Subdivision will no longer be eligible for building permits until new and sufficient security is posted. As additional security for this Maintenance Agreement, Jeffrey M. Morgan, as President of Morgan Homes, Inc. further joins in the execution of this Agreement for the sole purpose of guaranteeing the faithful performance of the obligations created hereunder. Date: December 22, 2009 -2- MORFvA%1 HOMES, INC. Morgan, President Morgan, Individually as Guarantor O:\Wappinger\PlanningBoard\Kablaoui\Maintenance Agreement - Roads & Other Improvements. DOC Revised 12/8/09 ACKNOWLEDGEMENT STATE OF NEW YORK ) ) ss: COUNTY OF DUTCHESS ) On the day of December, 2009, before me, the undersigned, personally appeared JEFFREY M. MORGAN personally known to me or proved to me on the basis of satisfactory evidence to be the individual whose name is subscribed to the within instrument and acknowledged to me that he executed the same in his capacity, and that by his signature on the instrument, the individual, or the person upon behalf of which the individual acted, executed the instrument. ANotary�Pi�ublic SANDRA A. OAKLEY Notary Public, State of New York No. 01 OA6098174 Qualified in Dutchess County Commission Expires September 2,20 -3- O:\Wappinger\PlanningBoard\Kablaoui\Maintenance Agreement - Roads & Other Improvements. DOC 16BSBFP9.949 Borg No. maintenance Bond IL THE HAR7FOitD Morgan Hames Iric KNOW ALL. MEN BY THESE PRESEHdB. That we. 39 Verplank Ave, Hopewell Jct, NY 12533 . aS PrinclQd,'Mre4iedter cayeii princrpiil;.and Hartford Fire Ins Co, Hartford Plazas Hartford, CT 0615:1—_..acorvoratoa orryanized arro e>*11ny urwer #* laws of dv stme'of Connecticut wM to Pr+nc!pxa?%w m pre city at Connecticut h;grj trey MW Sureq..are hall aril firmly bwrO'Uft Town of Wappinger, 20 Mi'ddlebush Rd, Wappingers Falls, NY 12590 obfoe. �,h, M or' y t res t ousan seven hundred t in even hewjnatW,cWW ObIOM in Owdnl l me _ i�43, 73T.0.O ? aaaera far the peyrrad of which. row are$ tndy to bs' muds, we OW ortreeive4. aur heirs, elmaul M adminitheturs,WWOSSOM ArKt aaMSns, )airurr sod $$vWslly, firmly by titins p+eaeme. Saafrd vft our seats and.daled ttp;2Ldey.or T)P r emh r A. D. •2-04�9 WHEREA5. Jtk PI}ndppl anprgr! kso s ostlain wrown camrad the abYyM Oaad the (–{ gay or . 2Ln ary . ko-2 w, Tariutl- G,_9()1 ] wNcb owtrael Is hereby rerwrad. fa as the Co*=L WHEREAS, U14 Corerect wrtarls pnrAdana fa'tfr? rarfyc6an of any deWK dorm dehriiwi.mat?rlalasrc viorhmle Mp In Tk:worti;pedd"W Wdor Saud.Conham. NOW, TNEFiEFf1RE. Or@ ognrika0 of thLs ra0)igelion o$ such VW 4' 1110 P.dnplpel doff wslr and V—* W receipt DT wrr�terh from #"ObFpee: rem gN dMaue whloh an diecoverod and nupprted during a perled or One. year{c) from January f+ 10 to J au liar_ 4 , f31 1 MvkW such daft " 4"Wby "caw* materiels or woQaiwnafPip. gmn'tNs'Ookal w- steal be void; OWkiWI.= to. Ward rem8m In lull swag' and ellet+. Arty' 'suit undo ihls Frond mug be irisot Ajd before d* exp. rWdn A am'(1) year ktrm fie dple qt *a.w~ rib45dafiorr referred to In the paisgrrrph abdye, 4 O.eing Unomstsod, howw T, that it ary:Omliellon em xx%W ie thi@ band is llrohiblred by eny law rmrdmOhhp 11he iJClion hereof, such pmiletion shat be deemed la ne ameritW SO ed V ba Oquel tO the mWMm.period of liraite'on Pvm* ed by awch dew. The penal %m'01 ttea-bqW ehal the reatced.by. and to the eAW% of Orly pe MWOr {!Ieym4Tn.[ meds In gppd r8ith. No rlghl Of $coon *ws accrue on Uwe band 6 or for -to iuia rA gay person ar eoriliaraW vOw pian #0 Qbftee rwmed hereel or Ns heft. exearlore, adtriniElratari dr VACOSSOrs whrrss pt lnaividuao Attest LN con -aurin) AMM%of Witnen: Form S4004 pnMed in u.s;A. Mo an Homes Inc (seal) t naipeR (Seal) M-Vrey M. Morgan, As PYesident) {sego Hartford Fire Insurance Goma . Sy (SeaA Carmella M Grassi ttOrn In Fact ACKNOWLEDGMENT OF PRINCIPAL - IF A CORPORATION STATE OF NEW YORK ss COUNTY OF Ulster On this ......22nd....................................day of ..APQP-mk-qx.,.. 2-4.4,9........ before me personally appeared ........ J.'�,f,fx.pu.. N.Morgan,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,to be known, who, being by me duly sworn, did depose and say; that he/ resides at.... Verplank„Aye t„ Hopewell.,Junction NY..,, that he/she is the ...................... President of ..... Morgan„xomes„ . INC . . ..the corporation described in and which .................................................... executed the within insurance instrument; that he/she knows the seal of said corporation; that the seal affixed to said instrument is such corporate seal; that is was so affixed by the Board of Directors of said corporation; and that he/she signed his/her name thereto by like order KATHLEEN A. BROWN Notary Public, State of New York /l Q......... �! J..... :.. ............................ Qualified in Ulster County Reg, No. 4719731 Commission Expires DecAD EDGMENT OF PRINCIPAL - IF INDIVIDUAL OR FIRM STATE OF NEW YORK ) ss COUNTY OF On this ....................................................day of .................................... before me personally appeared ,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,to me know to be (the individual) (one of the firm of.................................................................), described in and who executed the within instrument and he/she thereupon acknowledged to me that he/she executed the same (as the act and deed of said firm). ACKNOWLEDGMENT OF SURETY COMPANY STATE OF New York ss COUNTY OF Ulster On this..D.acemher...2L,..2009............ before me personally came .Qaxme.1.1.a.X-.Grassi................... to me known, who, being by me duly sworn, did depose and say; that he/she resides in .... K1ngst.ora.....ieW..York.....................................: that he/she is the Attorney -in -Fact of the Haz.t -r-o................................................. the corporation described in which executed the above instrument; that he/she knows the seal of said corporation; that the seal affixed to said instrument is such corporate seal; that is was so affixed by the Board of Directors of said corporation; and that he/she signed his/her name thereto by like order; and the affiant did further depose and say that the Superintendent of Insurance of the State of New York, has, pursuant to Section 1111 of the Insurance Law of the State of New York, issued to ...H?rtford„Fire„Insurance„ Cc ............................................ his/her certificate of qualification evidencing the qualification of said Company and its sufficiency under any law of the State of New York as surety and guarantor, and the propriety of accepting and approving it as such; and that such certificate has not been revoked. ........ ........................... KATHLEEN A. BROWN Notary Public Kathleen A Brown Notary Public, State of New York Qualified in Ulster County Reg, No, 4719731 Commission Expires Dec. 31, 20 L_ Hartford Fire Insurance Company Hartford, Connecticut Financial Statement, December 31, 2008 (Statutory Basis) ASSETS U.S. Government Bonds ................ $ Bonds of Other Governments ........... State, County, Municipal and Miscellaneous Bonds ......... 12,049,123,830 Stocks .......................... 5,795,780,851 Short Term Investments ................1 264,042,242 $ 18,464,061,050 117,910,785 237,203,342 Real Estate ............................... Cash....................................... Agents' Balances (Under 90 Day...... Other Invested Assets ................... Miscellaneous ............................ Total Admitted Assets ................. STATE OF CONNECTICUT COUNTY OF HARTFORD CITY OF HARTFORD $ 112,146,840 117,780,180 2,740,719,641 581,187,308 2,437,717,847 $ 24,453,612,866 SS. LIABILITIES Reserve for Claims and Claim Expense.......,. Reserve for Unearned Premiums .... Reserve for Taxes, License and Fees ...................... Miscellaneous Liabilities ............. Total Liabilities ...................... Capital Paid In $ 54,740,000 Surplus .......... 12,436,717,229 Surplus as regards Policyholders... Total Liabilities, Capital $ 7,020,232,322 2,056,346,836 68,618,203 2,816,958,276 $ 11,962,155,637 $ 12,491,457,229 and Surplus ................. $ 24,453,612,866 M. Ross Fisher, Assistant Vice President, and Patricia A. Murrone, Assistant Secretary of the Hartford Fire Insurance Company, being duly sworn, each deposes and says that the foregoing is a true and correct statement of the said company's financial condition as of December 31, 2008. Subscribed and sworn to before me this 30th day of March, 2009. Nora M. Stranko Notary Public My Commission Expires March 31, 2013 Form CS -19-37 HF Printed in U.S.A. M. Ross Fisher, Assistant Vice President Patricia A. Murrone, Assistant Secretary Direct lnqulries/Claims to: THE HARTFORD PO WrER OFATTORNEY BOND, ASYLUM P.O.P0130X 2103, 690 ASYLUM AVENUE HARTFORD, CONNECTICUT 06115 calk 888-266-3488 or fax: 660-757-5835) KNOW ALL PERSONS BY THESE PRESENTS THAT: _ Agency Code: 16 _. 510418 0 Hartford Fire insurance Company, a corporation duly organized under the laws of the State of Connecticut Hartford Casualty Insurance Company, a corporation duly organized under the laws of the State of Indiana Hartford Accident and Indemnity Company, a corporation duly organized under the laws of the State of Connecticut Hartford Underwriters Insurance Company, a corporation duly organized under the laws of the State of Connecticut Twin City Fire insurance Company, a corporation duly organized under the laws of the State of Indiana Hartford insurance Company of Illinois, a corporation duly organized under the laws of the State of Illinois Hartford Insurance Company of the Midwest, a corporation duly organized under the laws of the State of Indiana .Hartford insurance Company of the Southeast, a corporation duly organized under the laws of the State of Florida collectively referred to. the "Companies") do hereby make, constitute and.appoint, having their home office in Hartford, Connecticut (hereinafter up to the amount of UNLIMITED JOHN P. 01SHEA, FRANK S. MARANTO, JR., KEVIN A. VIANA, MARY ANN SZCZYPCA, TIMOTHY RYCHCIK, KATHLEEN A. BROWN, JOHN R. PELUSE, CARMELLA M. GRASSI, ELEANOR MENGES OF POUGHKEEPSIE, NEW .YORK their true and lawful Attomey(s)-in-Fact, each In their separate capacity if more than one is named above, to sign its name as surety(les) only as delineated above by M, and to execute, seal and acknowledge any and all bonds, undertakings, contracts and other written instruments in the nature thereof, on behalf of the Companies in their business of guaranteeing the fidelity of persons, guaranteeing the performance of contracts and executing or guaranteeing bonds and undertakings required or permitted in any actions or proceedings allowed by law. In Witness Whereof, and as authorized by a Resolution of the Board of Directors of the Companies on July 21, 2003, the Companies have caused these presents to be signed by Its Assistant Vice President and its corporate. seals to be hereto affixed, duly attested by Its Assistant Secretary. Further, pursuant to Resolution of the Board of Directors of the Companies, the Companies hereby unambiguously affirm that they are and will be bound by any mechanically applied signatures applied to this rower of Attorney. '•�rf•...rur,,5 w . �9 Q r x � .� �� M•. .:\rrr,u�xr�.. � ��sr'tM�-.y�iATO � 1D7� 79Th Paul A. Bergenholtz, Assistant Secretary David T. Akers, Assistant Vice President STATE OF CONNECTICUT ss- Hartford COUNT( OF HARTFORD On this 4th day of August, 2004, before me personally came David T. Akers, to me known, who being by me duly sworn, did depose and say: that he resides in the County of Hampden, Commonwealth of Massachusetts; that he is the Assistant Vice President of the Companies, the corporations described in and which executed the above instrument; that he knows the seals of the said corporations; that the seals affixed to the said instrument are such corporate seals; that they were so affixed by authority of the Boards of Directors of said corporations and that he signed his name thereto by tike authority. Scott E. Pasch NotaryPublic CERTIFICATE My Commission Expires October 31, 2001 I, the undersigned, Assistant Vice President of the Companies, DO HEREBY CERTIFY that the above and foregoing is a true and correct copy of the Power of Attorney executed by said Companies, which Is still in full force effective as of Signed and sealed at the City of Hartford. POA2005 -- � 4-4 % ��LL,w,ti HuJ�• Gary W. Sturnper, Assistant Vice President