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1995-12-31 L L L L l l L L L l l l L L L L L L L TOWN OF WAPPINGER, NEW YORK FINANCIAL STATEMENTS AS OF AND FOR mE YEAR ENDED DECEMBER 31. 1995 L L L L L L L L L L L L L L L l l L L TOWN OF WAPPINGER, NEW YORK TABLE OF CONTENTS DECEMBER 31. 1995 DESCRIPTION: PAGElS) Independent Auditors' Report . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .1 Independent Auditors' Report on Internal Control Structure Based on an Audit of General Purpose Financial Statements Performed in Accordance with Government Auditing Standards ...................................... .2-3 Independent Auditors' Report on Compliance With Laws and Regulations Based on an Audit of General Purpose Financial Statements Performed in Accordance With Government Auditing Standards ...............................4-5 GENERAL PURPOSE FINANCIAL STATEMENTS: Combined Balance Sheet - All Fund Types and Account Groups ................................................... IJ-7 Combined Statements of Revenues, ExPenditures and Changes in Fund Equity - All Governmental Fund Types . . . . . . . . . . . . . . . . . . . . . . . . . . . 8-9 Combined Statements of Revenues, Expenditures and Changes in Fund Equity - Budget and Actual - General and Special Revenue Funds . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 10-11 Notes to the Financial Statements. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 12-27 l L L L l L L l L L l L L l L L L L l Sedore, 0' Sullivan, Letterio & Barschi Certified Public Accountants. P.C. INDEPENDENT AUDITORS' REPORT To the Supervisor and Members of the Town Board Town of Wappinger, New York Wappingers Falls, New York 12590 We have audited the accompanying general purpose fmancial statements of the Town of Wappinger, New York, as of December 31, 1995, and for the year then ended as listed in the foregoing Table of Contents. These general purpose fmancial statements are the responsibility of the Town of Wappinger, New York, management. Our responsibility is to express an opinion on these general purpose financial statements based on our audit. We conducted our audit in accordance with generally accepted auditing standards, and Government Auditing Standards, issued by the Comptroller General of the United States. Those standards require that we plan and perform the audit to obtain reasonable assurance about whether the general purpose financial statements are free of material misstatement. An audit includes examining, on a test basis, evidence supporting the amounts and disclosures in the general purpose financial statements. An audit also includes assessing the accounting principles used and significant estimates made by management, as well as evaluating the overall general purpose financial statement presentation. We believe that our audit provides a reasonable basis for our opinion. In our opinion, the general purpose financial statements referred to above present fairly, in all material respects, the financial position of the Town of Wappinger, New York, as of December 31, 1995, and the results of its operations for the year then ended in conformity with generally accepted accounting principles. In accordance with Government Auditing Standards, we have also issued a report dated June 14, 1996 on our consideration of Town of Wappinger, New York internal control structure and a ~ep rt dated June 1~, 1 96 on its com Pli~With la. ws and~e ulations. _/~.. d/'. '~' ~r A'J I 'V Wappingers Falls, New York June 14, 1996 1 62 East Main Street. P.O. Box 918 . Wappingers Falls NY 12590 Wappingers Falls (914) 297-1111/fax (914) 297-1432 · Beacon (914) 83HJ542/fax (914) 831-5114 . Newburgh (914) 565-1373 L L L l L L L L L L L l L L l l l L l Sedore, 0' Sullivan, Letterio & Barschi C6rlIfIed Public Accountants. P.C. INDEPENDENT AUDITORS' REPORT ON INTERNAL CONTROL STRUCTURE BASED ON AN AUDIT OF GENERAL PURPOSE FINANCIAL STATEMENTS PERFORMED IN ACCORDANCE WITH GOVERNMENT AUDITING STANDARDS To the Supervisor and Members of the Town Board Town of Wappinger, New York Wappingers Falls, New York 12590 We have audited the general purpose financial statements of the Town of Wappinger, New York, as of and for the year ended December 31, 1995, and have issued our report thereon dated June 14, 1996. We have conducted our audit in accordance with generally accepted auditing standards, and Government Auditing Standards. issued by the Comptroller General of the United States. Those standards require that we plan and perform the audit to obtain reasonable assurance about whether the general purpose financial statements are free of material misstatement. The management of the Town of Wappinger, New York, is responsible for establishing and maintaining an internal control structure. In fulftlling this responsibility, estimates and judgments by management are required to assess the expected benefits and related costs of internal control structure policies and procedures. The objectives of an internal control structure are to provide management with reasonable, but not absolute, assurance that assets are safeguarded against loss from unauthorized use or disposition, and that transactions are executed in accordance with management's authorization and recorded properly to permit the preparation of general purpose financial statements in accordance with generally accepted accounting principles. Because of inherent limitations in any internal control structure, errors or irregularities may nevertheless occur and not be detected. Also, projection of any evaluation of the structure to future periods is subject to the risk that procedures may become inadequate because of changes in conditions or that the effectiveness of the design and operation of policies and procedures may deteriorate. In planning and performing our audit of the general purpose financial statements of the Town of Wappinger, New York, for the year ended December 31, 1995, we considered its internal control structure in order to determine our auditing procedures for the purpose of expressing our 2 62 East Main Street. P.O. Box918. Wappingers Falls NY 12590 Wappingers Falls (914) 297-1111/fax (914) 297-1432 . Beacon (914) 831-0542/fax (914) 831-5114. Newburgh (914) 565-1373 L L L ,L L L L L L l L L L L L L L L L opinion on the general purpose financial statements and not to provide assurance on the internal control structure. With respect to the internal control structure, we obtained an understanding of the design of relevant policies and procedures and whether they have been placed in operation, and we assessed control risk in order to determine our auditing procedures for the purpose of expressing our opinion on the general purpose fmancial statements and not to provide an opinion on the internal control structure. Accordingly, we do not express such an opinion. We noted certain matters, which are reported to the management of the Town of Wappinger, New York in a separate letter dated June 14, 1996, involving the internal control structure and its operation that we consider to be reportable conditions under standards established by the American Institute of Certified Public Accountants. Reportable conditions involve matters coming to our attention relating to significant deficiencies in the design or operation of the internal control structure that, in our judgment, could adversely affect the entity's ability 'to record, process, summarize, and report fmancial data consistent with the assertions of management in the general purpose financial statements. A material weakness is a reportable condition in which the design or operation of one or more of the internal control structure elements does not reduce to a relatively low level the risk that errors or irregularities in amounts that would be material in relation to the general purpose financial statements being audited may occur and not be detected within a timely period by employees in the normal course of performing their assigned functions. Our consideration of the internal control structure would not necessarily disclose all matters in the internal control structure that might be reportable conditions and, accordingly, would not necessarily disclose all reportable conditions that are also considered to be material weaknesses as defined above. However, we believe none of the reportable conditions described above is. a material weakness. We noted other matters involving the internal control structure and its operation that we have reported to the management of the Town of Wappinger, New York, in a separate letter dated June 14, 1996. This report is intended for the information of the Supervisor, Town Board, and Management. However, this report is a matter of public record and its distribution is not limited. ~&~rd~~/~Y~~ Wappingers Falls, New York June 14, 1996 3 L L L L L l l L l l L L L L L L L L L Sedore, 0' Sullivan, Letterio & Barschi C6rlifled Public Accountants. P.C. INDEPENDENT AUDITORS' REPORT ON COMPLIANCE WITH LAWS AND REGULATIONS BASED ON AN AUDIT OF GENERAL PURPOSE FINANCIAL STATEMENTS PERFORMED IN ACCORDANCE WITH (;9VERNMENT AUDITING STANDARDS To the Supervisor and Members of the Town Board Town of Wappinger, New York Wappingers Falls, New York 12590 We have audited the general purpose financial statements of the Town of Wappinger, New York, as of and for the year ended December 31, 1995, and have issued our report thereon dated June 14, 1996. We conducted our audit in accordance with generally accepted auditing standards, and Government Auditing Standards, issued by the Comptroller General of the United States. Those standards require that we plan and perform the audit to obtain reasonable assurance about whether the general purpose financial statements are free of material misstatement. Compliance with laws, regulations, contracts and grants applicable to the Town of Wappinger, New York, is the responsibility of the Town of Wappinger, New York's management. As part of obtaining reasonable assurance about whether the financial statements are free of material misstatement, we performed tests of the Town of Wappinger's compliance with certain provisions of laws, regulations, contracts and grants. However, the objective of our audit of the general purpose financial statements was not to provide an opinion on overall compliance with such provisions. Accordingly, we do not express such an opinion. The results of our tests disclosed no instances of noncompliance that are required to be reported under Government Auditing Standards. However, we noted certain immaterial instances of noncompliance that we have reported to the management of the Town of Wappinger, New York in a separate letter dated June 14, 1996. 4 62 East Main Street. P.O. Box 918. Wappingers Falls NY 12590 Wappingers Falls (914) 297-1111/fax (914) 297-1432 . Beacon (914) 831-D542/fax (914) 831-5114 . Newburgh (914) 565-1373 L L l L L L L l L L l l L L L L L L l This report is intended for the information of the Supervisor, Town Board, and Management. However, this report is a matter of public record and its distribution is not limited. -.l~, (]/~ ' ~ v6'~ Wappingers Falls, New York June 14, 1996 5 6 J J J J J j J J j J J j J J J J J J j TOWN OF WAPPINGERt..,NEW YORK COMBINED BALANC.tj SHEET - ALL FUND TYPES AND ACCOUNT GROUPS DECEMBER 31. 1995 The accompanying Notes to the Financial Statements are an integral part of this financial statement. L L L l L L l L L L L FIDUCIARY FUND TYPE TRUST AND AGENCY $337,160 ACCOUNT GROUPS GENERAL GENERAL LONG-TERM FIXED ASSETS DEBT TOTAL (MEMORANDUM ONLy) NOTE A.IS $ 6,450,861 740,161 3,595,800 445,784 4,045 46,666 16,450,261 25.357.559 ~53.091.137 $ $ 46,666 16,450,261 25.357.559 ~25.357.559 $383.826 ~16.450.261 $ $ $ 258,505 $ 135,622 6,430 72,388 258,505 445,784 383,826 6,081 383,826 II 550,000 24.549.054 25.357.559 2,798,000 550,000 24.549.054 29.205.690 .. 383.826 16,450,261 16,450,261 2,738,041 1,527,738 3.169.407 - 16.450.261 23.885.447 - ~383.826 $16.450.261 ~25.357.559 $53.091.137 7 TOWN OF WAPPINGER NEW YORK COMBINED STATEMENTS OF REV~kEXPENDITURES AND CHANGES IN FUND EQUITY _ ALL GOVERNMENTAL FUND TYPES FOR THE YEAR ENDED DECEMBER 31. 1995 GOVERNMENTAL FUND TYPES SPECIAL CAPITAL REVENUE PRO.JECfS $3,407,472 $ 37 3,250 1,561,799 655 4,554 2,208 11,324 495.346 108.336 3.213.435 5.812.225 1,180,959 15,143 185,591 196,700 118,972 1,244,235 2,390 518,305 282,439 1,517,061 268,213 222,637 551.131 2.234.145 3.108.000 5.429.921 105.435 382.304 135,285 REVENUES Real Property Taxes - Note A.13 Real Property Tax Items - Note A.13 Non-Property Tax Items Departmental Income Intergovernmental Charges Uses of Money and Property - Note A.8 Licenses and Permits Fines and Forfeitures Sale of Property and Compensation for Loss Miscellaneous Local Sources State Aid GENERAL $1,307,538 59,032 842,718 172,309 1,995 162,776 65,438 103,420 TOTAL REVENUES EXPENDITURES General Government Support Public Safety Health Transportation Economic Assistance and Opportunity Culture and Recreation Home and Community Service Employee Benefits Debt Service - Notes A.14, E and F TOTAL EXPENDITURES EXCESS OF REVENUES OVER (UNDER) EXPENDITURES OTHER FINANCING SOURCES (USES): Operating Transfers In Operating Transfers Out Debt Redeemed From Appropriations Proceeds from Serial Bonds TOTAL OTHER FINANCING SOURCES (USES) 135.285 EXCESS OF REVENUES AND OTHER SOURCES OVER (UNDER) EXPENDITURES AND OTHER USES 240.720 FUND EQUITY, JANUARY 1, 1995 FUND EQUITY, DECEMBER 31,1995 2.299.128 $2.539.848 715,453 382.304 1.110.772 $1.493.076 146,924 J J J .J J J .J J J j J J J J .J J j j j 146.924 1,436,345 6,927,889 . 8.364.234 (8.217.310) (135,285) 117,000 , 2.610.054 2.591. 769 (5.625.541) 9.027.803 $ 3.402.262 The accompanying Notes to the Financial Statements are an integral part of these financial statements. 8 l L L TOTAL (MEMORANDUM ONLy) NOTE A.IS L $4,715,010 59,069 845,968 L 1,734,108 1,995 1,025,153 65,438 L 103,420 5,209 13,532 L 603.682 9.172.584 L 2,632,447 l 185,591 196,700 1,363,207 2,390 l 518,305 8,727,389 490,850 2.785.276 L 16.902.155 L (7 . 729 .571) l 135,285 (135,285) 117,000 2.610.054 L 2.727.054 L (5 .002.517> 12.437.703 L $ 7.435.186 L L 9 l TOWN OF WAPPINGER NEW YORK COMBINED STATEMENTS OF REVENUEs EXPENDITURES AND CHANGES IN FUND EOUlTY - BUDGET AND ACTUAL _ GENERAL AND SPECIAL REVENUE FUNDS . FOR THE YEAR ENDED DECEMBER 31. 1995 10 J .J J J j .J j j J J J J J j J J J J J GENERAL FUND VARIANCE - FAVORABLE REVENUES BUDGET ACTUAL ((JNF A VORABLEl Real Property Taxes $1,307,538 $1,307,538 $ Real Property Tax Items 50,000 59,032 9,032 Non-Prope~ Tax Items 560,000 842,718 282,718 Departmen Income 147,929 172,309 24,380 Intergovernmental Charges 1,995 1,995 Uses of Mone~ and Property 70,129 162,776 92,647 Licenses and ermits 35,100 65,438 30,338 Fines and Forfeitures 115,500 103,420 (12,080) Sale of Property and Compensation for Loss 655 655 Miscellaneous Local Sources 1,500 2,208 708 State Aid 351.133 495.346 144.213 TOTAL REVENUES 2.640.824 3.213.435 572.611 EXPENDITURES General Government Support 1,344,768 1,180,959 163,809 Public Safety 200,532 185,591 14,941 Health - - - Transportation 119,762 118,972 790 Economic Assistance and Opportunity 8,600 2,390 6,210 Culture and Recreation 572,144 518,305 53,839 Home and Community Service 398,318 282,439 115,879 Employee Benefits 325,972 268,213 57,759 Debt Service 555.246 551.131 4.115 TOTAL EXPENDITURES 3.525.342 3.108.000 417.342 EXCESS OF REVENUES OVER (UNDER) EXPENDITURES (884.518) 105.435 989.953 OTHER FINANCING SOURCES (USES): Operating Transfers In 135.285 135 .285 TOTAL OTHER FINANCING SOURCES (USES) 135 .285 135.285 EXCESS OF REVENUES AND OTHER SOURCES OVER (UNDER) ,(,$884.518) 240,720 $1.125.238 EXPENDITURES AND OTHER USES FUND EQUITY, JANUARY 1,1995 2,299,128 Reconciliation to GAAP - Note A.6 FUND EQUITY, DECEMBER 31,1995 $2.539.848 The accompanying Notes to the Financial Statements are an integral part of these financial statements. L L L l l l L l L L L L l L L L L L L SPECIAL REVENUE FUND (NOTE A.6l VARIANCE - FAVORABLE BUDGET ACTUAL WNFA VORABLE) $3,407,472 $3,407,472 $ - 37 37 2,250 3,250 1,000 1,461,516 1,531,810 70,294 - 60,467 715,413 654,946 1,000 4,554 3,554 - 11,324 11,324 108.336 108.336 5.041.041 5.782.196 741.155 15,807 15,143 664 - - 230,647 196,700 33,947 1,452,221 1,244,235 207,986 1,554,972 1,487,072 67,900 283,304 222,637 60,667 2.296.605 2.234.145 62.460 5.833.556 5.399.932 433.624 (792.515) 382.264 1.174.779 $(792.515) 382,264 1,110,772 40 $1.493.076 ~1.174.779 11 L L L l l L L L L l L L L L L L L L l TOWN OF WAPPINGER, NEW YORK NOTES TO THE FINANCIAL STATEMENTS DECEMBER 31. 1995 NOTE A - Summary of Accountine Policies The Town of Wappinger, New York (lithe Town") was incorporated on May 20, 1875, under the provisions of the State of New York. The Town operates under a Town Board form of government, consisting of a Supervisor and four Councilmen/women. The Supervisor serves as the Chief Executive Officer and as the Chief Fiscal Officer of the Town. The Town provides the following services: highway maintenance, water, sewer, planning, zoning, building and safety inspection, lighting, and culture and recreation. The financial statements of the Town have been prepared in conformity with generally accepted accounting principles (GAAP), as applied to government units. The Governmental Accounting Standards Board (GASB) is the accepted standard-setting body for establishing governmental accounting and financial reporting.principles, some of which are as follows: 1. The Reporting Entity The Town, for financial purposes, includes all of the funds and account groups relevant to the operations of the Town of Wappinger, New York. The financial statements include organizations, functions and activities that are controlled by or dependent upon the Town. Control or dependence is determined on the basis of budget adoption, taxing authority, funding and appointment of the respective governing board. 2. Fund Accounting The accounts of the Town are organized on the basis of funds or account groups, each of which is considered to be a separate accounting entity. The operations of each fund are accounted for by providing a separate set of self-balancing accounts, which are comprised of each fund's assets, liabilities, fund equity, revenues and expenditures. Government resources are allocated to and for individual funds based upon the purposes for which they are to be spent and the means by which spending activities are controlled. The various funds are grouped, in the financial statements in this report, into fund types and two account groups, as follows: GOVERNMENTAL FUND TYPES The accounting and reporting treatment applied to assets and liabilities associated with a fund are determined by its measurement focus. All governmental fund types are accounted for on a spending "fmancial flow" measurement focus. This means that only current assets and current liabilities are generally included on their balance sheets. Their reported fund balance (net current assets) is considered a measure of "available 12 l L L l l l l l l l L L L l L L L L L TOWN OF WAPPINGER, NEW YORK NOTES TO mE FINANCIAL STATEMENTS (CONT'D.) DECEMBER 31. 1995 Summary of Accounting Policies (Continued) spendable resources." Governmental fund operating statements present increases (revenues and other fmancing sources) and decreases (expenditures and other financing uses) in net current assets. Accordingly, they are said to present a summary of sources and uses of "available spendable resources" during a period. General Fund The General Fund is the general operating fund of the Town. It is used to account for all financial resources except those required to be accounted for in another fund. Special Revenue Fund Special Revenue Fund is used to account for the proceeds of specific revenue sources (other than special assessments, expendable trust or major capital projects) that are legally restricted to expenditures for specified purposes. Capital Projects Fund This fund is used to account for financial resources to be used for the acquisition and construction of major capital facilities. FIDUCIARY FUND TYPE Trust and Agency Fund Trust and Agency Fund is used to account for assets held by the Town in a trustee capacity, or as an agent for individuals, other governments, and/or other funds. These include Expendable Trust and Agency Funds. Expendable Trusts are accounted for in essentially the same manner as governmental funds. Agency funds are custodial in nature (assets equal liabilities), and do not involve measurement of results of operations. ACCOUNT GROUPS Account groups are used to establish accounting control and accountability for General Fixed Assets and General Long-Term Debt. The two account groups are not "funds." They are concerned only with the measurement of financial position. They are not involved with the measurement of the results of operations. 13 l L L L l L l l L l L L L L L L L L L TOWN OF WAPPINGER, NEW YORK NOTES TO THE FINANCIAL STATEMENTS (CONT'D.) DECEMBER 31. 1995 Summary of Accounting Policies (Continued) General Fixed Assets Account Group Property, plant and equipment used in governmental fund type operations are accounted for in the General Fixed Assets Account Group, rather than in governmental funds. No depreciation has been provided on such property, plant and equipment. All property, plant and . equipment are valued at historical cost or estimated historical cost if actual historical cost is not available. Donated property, plant and equipment are valued at their estimated fair value on the date donated. Interest costs incurred during construction has not been capitalized, however. The Town has adopted the accounting policy of not capitalizing "infrastructure" general fixed assets (roads, bridges, curbs and gutters, streets and sidewalks, drainage system, lighting systems and simil~ assets) that are immovable and of value only to the Town. General Long-Term Debt Account Group Long-term liabilities expected to be financed from governmental fund types are accounted for in the General Long-Term Debt Account Group, not in the governmental funds. They are recorded at the par value of the principal amount. No liability is recorded for interest payable to maturity. Because of their spending measurement focus, expenditure recognition for governmental fund types is limited to exclude amounts represented by non- current liabilities. Since they do not affect net current assets, such long- term amounts are not recognized as governmental fund type expenditures or fund liabilities. They are instead reported as liabilities in the General Long- Term Debt Account Group. 3. Basis of Accounting Basis of accounting refers to when revenues and expenditures are recognized in the accounts, and reported in the financial statements. Basis of accounting relates to the timing of the measurements made, regardless of the measurement focus applied. All governmental and expendable trust funds are accounted for using the "modified accrual basis" of accounting. Their revenues are recognized when they become measurable and available as net current assets. All major revenues are susceptible to accrual. 14 L L L L L l L L L L L L L L L L l L L TOWN OF WAPPINGER, NEW YORK NOTES TO THE FINANCIAL STATEMENTS (CONT'D.) DECEMBER 31. 1995 Summary of Accounting Policies (Contmued) Expenditures are generally recognized under the "modified accrual basis" of accounting when the related fund liability is incurred. Exceptions to this general rule include: (1) accumulated unpaid vacation, sick pay, and other employee amounts which are not accrued; (2) principal and interest on general long-term debt which is recognized when due; and (3) expenditures for inventory-type items which are recognized at the time of purchase. Expenditures for judgments and settled claims are also recognized when the related liability is incurred, that is when the judgment has been rendered or settlement has been reached. Unsettled claims and contingencies are recognized only if it is probable that an asset has been impaired or a liability has been incurred and the amount of the impairment or liability can be reasonably estimated. 4. Budgets The Town employs a formal budgetary accounting system as a management tool. During the year, a budget was adopted and modified by the Town Board for the General Fund and Special Revenue Fund. However, for the Capital Projects Fund, budgets are established at the project level and continue until the project is completed. Unused appropriations of the annually budgeted funds lapse at the end of the year. 5. Encumbrances Encumbrance accounting, under which purchase orders, contracts and other commitments for the expenditure of monies are recorded for budgetary control purposes to reserve that portion of the applicable appropriations, is employed as a control in. preventing over expenditure of established appropriations. Open encumbrances are reported as reservations of fund balance since they do not constitute expenditures or liabilities and will be honored through budget appropriations in the subsequent year. 6. Budget and Actual Comparison The budget and actual Comparison for Special Revenue Funds, included in the Combined Statement of Revenues and Expenditures - Budget and Actual, reflects budgeted and actual amounts for funds with legally authorized (appropriated) budgets. Certain Special Revenue Funds have not been included in the comparison because they do not have legally authorized (appropriated) budgets. The actual activity of these unbudgeted funds, as follows, is provided in order to reconcile to the total combined balances of the Special Revenue Funds: 15 L L L L L L L L L l l l l L L L L L l TOWN OF WAPPINGER, NEW YORK NOTES TO mE FINANCIAL STATEMENTS (CONT'D.) DECEMBER 31. 1995 Summary of Accounting Policies (Continued) JANUARY 1, 1995 REVENUES EXPENDITURES DECEMBER 31, & OTHER USES 1995 Total for funds Included in Budget Comparison $1.110,772 $5,782.196 $5.399.932 $1.493.036 Funds not included in Budget Comparison 30.029 29.989 40 Total Special Revenue Funds ~1.110.772 $5.812.225 $5.429.921 $1.493.076 7. Change in Accounting Policy Pension Plan As described in Note A.I0, the Town of Wappinger participates in the New York State and Local Employees' Retirement System, the New York State and Local Police and Fire Retirement System, and the Public Employees' Group Life Insurance Plan (Systems). These Systems have implemented GASB Statement Number 25 for their year ended March 31, 1995. As a result the Town of Wappinger is adopting the provisions of GASB Statement Number 27 which is a related pronouncement. The provisions of GASB Statement Number 27 requires that the Town make changes in its pension disclosures. No changes are required to be made to the recording of pension expenditures. This adoption is prior to the required date. which. for the Town of Wappinger, would be January 1, 1998, however early implementation is permissible. 8. Cash and Investments Cash includes amounts in demand and time deposits, as well as, short-term investments. State statutes and the Town's own written investment policy govern the investment policies of the Town. Short-term investments consist of investments in repurchase agreements. The repurchase agreements involve purchases by a broker of portfolio securities concurrently with an agreement by the broker to sell the same securities at a later date at a fixed price. Generally, the effect of such a transaction is that the Town can invest its excess cash balances at competitive interest rates. Market value of the repurchase agreements approximates cost plus accrued interest. 16 L L L L L l L l L l L L l L L L L L l TOWN OF WAPPINGER, NEW YORK NOTES TO mE FINANCIAL STATEMENTS (CONT'D.) DECEMBER 31. 1995 Summary of Accounting Policies (Continued) The cash and investments of the Town at December 31, 1995, are as follows: SPECIAL CAPITAL TRUST & GENERAL REVENUE PROJECTS AGENCY FUND FUND FUND FUND TOTAL Non-Interest Bearing Accounts $ 700 $ - $ $ - $ 700 Interest Bearing Accounts 555,599 619,248 1,316,436 337,160 2,828,443 Repurchase Agreements 1.438.199 625.728 1.557.791 3.621.718 TOTAL ~1.994.498 ~1.244.976 $2.874.227 $337.160 ~6.450.861 All of the Town's deposits were covered by Federal Deposit Insurance or collateralized with securities held by a third party custodIan in the Town's name. 9. Accumulated Compensated Absences It is the Town's policy to permit employees of the Highway Department to accumulate a limited amount of earned but unused vacation and sick leave, which will be paid to employees upon separation from the Town's service. Other Town employees accumulate unused compensated absences. However, such earned, but unused compensated absences, must be used during their period of employment with the Town. No payment will be m,ade upon separation from the Town's service. In governmental and fiduciary funds, the cost of vacation and sick leave is recognized when payments are made to employees. A long-term liability of $258,505 of accrued vacation and sick leave at December 31, 1995, has been recorded in the General Long-Term Debt Account. Group of Accounts, representing the Town's commitment to fund such costs from future operations. 10. Pension Plans Plan Description The Town of Wappinger participates in the New York State and Local Employees' Retirement System (ERS), and the Public Employees' Group Life Insurance Plan (Systems). These are cost-sharing multiple-employer retirement systems. The Systems provide retirement benefits as well as death and disability benefits. Obligations of employers and employees to contribute and benefits to employees are governed by the New York State Retirement and Social Security Law (NYSRSSL). As set forth in the NYSRSSL, the Comptroller of the State of New York 17 L L L l L l L l L L L L l L L L L L L CITY OF BEACON, NEW YORK NOTES TO THE FINANCIAL STATEMENTS (CONT'D.) DECEMBER 31. 1995 Summary of Accounting Policies (Cont'd): (Comptroller) serves as sole trustee and administrative head of the Systems. The Comptroller shall adopt and may amend rules and regulations for the administration and transaction of the business of the Systems and for the custody and control of their funds. The Systems issue a publicly available financial report that includes financial statements and required supplementary information. That report may be obtained by writing to the New York State and Local Retirement Systems, Gov. Alfred E. Smith State Office Building, Albany, NY 12244. Funding Policy The Systems are noncontributory except for employees who joined the New York State and Local Employees' Retirement System after July 27, 1976 who contribute 3% of their salary. Under the authority of the NYSRSSL, the Comptroller shall certify annually the rates expressed as proportions of payroll of members, which shall be used in computing the contributions required to be made by employers to the pension accumulation fund. The Town of Wappinger is required to contribute at an actuarially determined rate. The required contributions for the current year and two preceding years were: ERS 1995 Hj7 1994 1993 The Town's contributions made to the Systems were in excess of 100 percent of the contributions required for each year. The Town has not recorded a deferred asset for the excess contributions made since the additional funds have been applied to the pension credits described below. Since 1989, the System's billings have been based on Chapter 62 of the Laws of 1989 of the State of New York. This legislation requires participating employers to make payments on a current basis, while amortizing existing unpaid amounts relating to the System's fiscal years ending March 31, 1988 and 1989 (which otherwise were to have been paid on June 30, 1989 and 1990, respectively) over a 17-year period, with an 8.75% interest factor added. Local governments were given the option to prepay this liability. The Town of Wappinger paid this liability in full in 1989. However, during the 1990 Legislative session Chapter 210 was enacted which required a change in funding method. This change was subsequently ruled unconstitutional but Chapter 210 also required that any credits created by the initial change be applied to the Chapter 62 billing change liability. Although the Town had paid its liability as noted above, an amortization balance was created, which was offset by the prepaid amortization credit. The Town, therefore, did not record any net liability. In 1996, the Town elected to apply the accrued pension credits against the amortization balance. 18 l L l l L L L L L L L L l L L L L L l CITY OF BEACON, NEW YORK NOTES TO mE FINANCIAL STATEMENTS (CONT'D.) DECEMBER 31. 1995 SummJlry of Accounting Policies (Cont'd): 11. Deferred Compensation Plan Employees of the Town of Wappinger may participate in a deferred compensation plan adopted under the provisions of Internal Revenue Code Section 457 (Deferred Compensation Plans with Respect to Service for State and Local Governments). The deferred compensation plan is available to all employees of the Town. Under the plan, employees may elect to defer a portion of their salaries and avoid paying taxes on the deferred portion until the withdrawal date. The deferred compensation amount is not available for withdrawal by employees until termination, retirement, death, or unforeseeable emergency. The deferred compensation plan is administered by an unrelated financial institution. Under the terms of an IRC Section 457 deferred compensation plan, all deferred compensation and income attributable to the investment of the deferred compensation amounts held by the financial institution, until paid or made available to the employees or beneficiaries, are the property of the Town subject only to the claims of the Town's general creditors. In addition, the participants in the plan have rights equal to those of the general creditors of the Town, and each participant's rights are equal to his or her share of the fair market value of the plan assets. The Town believes that it is unlikely that plan assets will be needed to satisfy claims of general creditors that might arise. 12. Post Employment Benefits In addition to providing pension benefits, the Town provides health insurance coverage and survivor benefits for retired employees and their survivors. Substantially all of the Town employees may become eligible for these benefits if they reach normal retirement age while working for the Town. Health care benefits and survivors benefits are provided through an insurance company whose premiums are based on the benefits paid during the year. The Town recognizes the cost of providing benefits by recording its share of insurance premiums as an expenditure in the year paid. Employees contribute according to a sliding scale based on years of service. For the year of 1995, $11,990 was paid on behalf of six retirees and recorded as expenditures in the General and Special Revenue Funds. , 13. Property Taxes The Town submits an approved budget to the Dutchess County Commissioner of Finance by December 5th of the previous year. The County then establishes the warrant for the year which is due and payable 'on or about January 1 of each year. The Town collects the taxes on behalf of the Town and County without penalty through February 28th and with penalties and interest through August 31st. The Town's portion of the taxes is recognized and transferred prior to the County's portion. Therefore, the Town receives its entire tax, leaving the unpaid to the County Commissioner of Finance. 19 L l L L L L L L L L L L L L L l L L l TOWN OF WAPPINGER, NEW YORK NOTES TO THE FINANCIAL STATEMENTS (CONT'D.) DECEMBER 31. 1995 Summary of Accounting Policies (Continued) 14. Long- Tenn Obligations Long-Term Debt is recognized as a liability of a governmental fund when due, or when resources have been accumulated in the debt service fund for payment early in the following year. For other Long-Term Obligations, only that portion expected to be financed from expendable available financial resources is reported as a fund liability of a governmental fund. The remaining portion of such obligations is reported in the General Long-Term Debt Account Group. 15. Insurance The Town of Wappinger assumes the liability for most risk including, but not limited to, property damage and personal injury liability. Such risks are covered by the purchase of commercial insurance. Judgements and claims are recorded when it is probable that an asset has been impaired or a liability has been incurred and the amount of loss can be reasonably estimated. Workers compensation coverage is provided through a retrospective policy, wherein premiums are recorded based on the ultimate cost of the experience to date of workers in similar occupations. 16. Reserves of Fund Equity The Town records indicate that portions of the fund equity are segregated for a specific future use. The following details the description and amounts of the reserves used by the Town: TOTAL BALANCE AT DECEMBER 31.1995 $330,000 233.005 $563.005 A. General Fund Reserved for Inspection Fees Reserved for Downstream Drainage B. Special Revenue Fund Reserved for Encumbrances $63.599 C. Capital Proiects Fund Reserved for Encumbrances $2.111.437 17. Allowance for Uncollectible Accounts An Allowance for Uncollectible Accounts is not reflected in the Special Revenue Fund. Past due accounts after one year are placed on the county tax rolls for collection, and reimbursed to the Town as they are put on the tax rolls by the County. 20 L L L L L L L L l L l L L l L L L L l TOWN OF WAPPINGER, NEW YORK NOTES TO THE FINANCIAL STATEMENTS (CONT'D.) DECEMBER 31. 1995 Summary of Accounting Policies (Continued) 18. Total Columns on Combined Statements Total Columns on the Combined Statements - Overview are captioned "Memorandum Only" to indicate that they are presented only to facilitate financial analysis. Data in these columns do not present financial position, results of operations, or changes in financial position in conformity with generally accepted accounting principles. Such data is not comparable to a consolidation. Interfund eliminations have not been made in the aggregation of this data. NOTE B - Other Receivables Other Receivables at December 31, 1995 consist of the following: GENERAL FUND SPECIAL RESERVE FUND TOTAL Accounts Receivable Water Rents Receivable Sewer Rents Receivable $226,132 $226,132 183,141 330.888 $ 183,141 330.888 TOTAL $226.132 $514.029 $740.161 NOTE C - Interfund Receivables and Payables The following is a summary of amounts due from and due to other funds as of December 31, 1995: DUE TO DUE FROM General Fund $361,541 $ Capital Projects Fund 119,243 Special Revenue Fund 84.243 326.541 TOTAL $445.784 $445.784 NOTE D - General Fixed Assets Account Group The following is a summary of changes and adjustments in the General Fixed Assets Account Group, for the year ended December 31, 1995: BALANCE - BALANCE - JANUARY 1, DECEMBER 31, 1995 ADDITIONS DELETIONS 1995 Land $ 5,106,650 $ $ $ 5,106,650 Buildings 4,395,313 1,800,000 6,195,313 Improvement Other Than Buildings 2,775,072 111,721 2,886,793 Machinery and Equipment 2.190.207 71.298 - 2.261.505 - TOTAL $14.467.242 $1.983.019 L...; $16.450.261 21 L L L L L l l L l l L L L L L l L l L TOWN OF WAPPINGER, NEW YORK NOTES TO TIlE FINANCIAL STATEMENTS (CONT'D.) DECEMBER 31. 1995 NOTE E - Bond Anticipation Notes Payable Bond Anticipation Notes Payable are renewed annually and are not to exceed five renewals, except for water and sewer improvements which may be renewed for the life of the improvement not to exceed twenty years. The Bond Anticipation Notes outstanding as of December 31, 1995, are as follows: AMOUNT OUTSTANDING AT DECEMBER 31, 1995 ORIGINAL ISSUE DATE MATURITY DATE ORIGINAL INTEREST AMOUNT OF RATE ISSUE PURPOSE Water 09/17/91 07/12/96 3.0% $ 375,760 $ 307,500 Water 09/16/92 07/12/96 3.0% 30,500 25,500 Sewer 09/17/91 07/12/96 3.0% 4,000,000 1,700,000 Sewer 07/14/94 07/12/96 3.0% 375,000 375,000 Emergency Service Bldg 07/14/95 07/12/96 3.79% 390.000 390.000 TOTAL $5.171.260 $2.798.000 NOTE F - WNG-TERM DEBT 1. Serial Bonds The Town borrows money in order to acquire or construct buildings and public improvements. This enables the cost of these capital assets to be borne by the present and future taxpayers receiving the benefit of the capital assets. These long-term liabilities, which are full faith and credit debt of the Town, are recorded in the General Long-Term Debt Account Group. The provision to be made in future budgets for capital indebtedness represents the amount, exclusive of interest, authorized to be collected in future years from taxpayers and others for liquidation of long-term liabilities. The Serial Bonds Payable, as of December 31, 1995, are as follows: PURPOSE ISSUE MATURITY INTEREST DATE DATE RATE ORIGINAL AMOUNT OF ISSUE AMOUNT OUTSTANDING AT DECEMBER 31, 1995 09-01-71 03-01-99 5.0% $ 66,000 104,000 1.125.000 1.295.000 $ 10,400 .16,000 173.600 200 .000 Water Sewer Drainage Water Sewer 02-15-73 11-15-03 5.0% 36,800 55.200 92.000 9,600 14.400 24.000 22 L L L L L l L L l L L L L l l L L L l l L L L L l L L L L l L L l L L L L L TOWN OF WAPPINGER, NEW YORK NOTES TO THE FINANCIAL STATEMENTS (CONT'D.) DECEMBER 31.1995 Note F - Lona-Tenn Debt (Continued) The annual requirements to amortize bonded debt, as of December 31, 1995, are as follows: YEAR ENDING DECEMBER 31. PRINCIPAL INTEREST TOTAL 1996 $ 1,358,054 $ 1,464,581 $ 2,822,635 1997 1,398,000 1,391,938 2,789,938 1998 1,443,000 1,314,955 2,757,955 1999 1,413,000 1,235,799 2,648,799 2000 1,388,000 1,156,919 2,544,919 Thereafter 17.549.000 7.839.140 25.388.140 $24.549.054 $14.403.332 $38.952.386 2. Chanaes The changes in the Town's indebtedness during the year ended December 31, 1995 are summarized as follows: BALANCE BALANCE JANUARY 1. 1995 ADDITIONS REDUCTIONS DECEMBER 31. 1995 Serial Bonds $23,051,786 $2,610,054 $1,112,786 $24,549,054 Landfill Closure and Post-Closure Costs - Note J 550,000 550,000 Compensated Absences - Note A.9 230.780 27.725 258 .505 Total ~23.282.566 $3.187.779 ~1.112.786 $25.357.559 24 L L L L L L L L L L L L L L L L L L L TOWN OF WAPPINGER, NEW YORK NOTES TO THE FINANCIAL STATEMENTS (CONT'D.) DECEMBER 31. 1995 NOTE G - Operatine Leases The Town is committed under various leases for office equipment and communication equipment. These leases are considered for accounting purposes to be operating leases. Lease expenditures for the year ended December 31, 1995 amounted to $26,630. At December 31, 1995, the approximate annual operating lease commitments, subject to appropriation of funds, were as follows: YEAR ENDING DECEMBER 31, 1996 1997 1998 1999 OPERATING LEASES $13,613 8,342 5,566 322 $27.843 TOTAL MINIMUM LEASE fAYMENTS NOTE H - Deficit Fund Balances Certain Capital Projects had deficit fund balances at the end of the year which are listed below. These deficits arose through the funding of expenditures by issuing bond anticipation notes. As the notes are paid, revenue will be recognized and the deficits will be eliminated. Fleetwood Water 109.601) 109.713) ~(244.060) ~(67.022) Oakwood Knolls Water Emergency Services Building Tri-Municipal Sewer Phase 3-A NOTE I - Commitments and Contineent Liabilities 1. The Town is a defendant in various lawsuits and tax certiorari cases. The outcome of these cases and lawsuits, as determined by the Town Attorney, should not result in material unfavorable settlements. Any return of property taxes made as a result of the settlement of a tax certiorari case is funded by an increase in the property taxes collected in the year subsequent to payment. 2. The Town has received amounts from.grantor agencies, principally the Department of Housing and Urban Development. Any allowed claims, including amounts already collected, may constitute a liability of the applicable funds. The amount, if any, of expenditures which may be disallowed by the grantor agency cannot be determined at this time. 3. As indicated in the legal counsel representation letter, the following are the pending or threatened litigation against the Town as of December 31, 1995: a. Action was brought by a developer seeking to reduce benefit assessments for sewer improvements levied by the Town. The matter was settled by reducing certain benefit assessments and by the payment of $240,000, without interest, 25 L L L L L L L L l L L L L L L l L L L TOWN OF WAPPINGER, NEW YORK NOTES TO THE FINANCIAL STATEMENTS (CONT'D.) DECEMBER 31. 1995 Commitments and Continaent Liabilities (Continued) by the Town. This sum has been paid in prior years. The developer has instituted a similar action pertaining to three additional areas of the Town, however, a judgment was rendered in favor of the Town in January 1995. The developer has appealed this decision and the appeal is pending. b. A consent judgement was executed into between the Town and the New York State Department of Environmental Conservation dated April 18, 1988 regarding alleged environmental violations. Due to numerous technical difficulties, the Town of Wappinger was unable to meet the threshold dates contained in the consent judgement, and an amended consent judgement was re-negotiated and approved by both parties. The amended judgement required the Town of Wappinger, New York to pay a penalty of $40,000 for failure to comply with the terms of the original consent judgement. The penalty was paid during the 1992 calendar year. The amended consent judgement required the Town to construct a sewer line to the Tri-Municipal Sewer Treatment Plant plus a one million gallon expansion of said plant. The Town, however, does not own the plant nor does it have voting rights on the Commission's governing board. The plant is owned and operated by the Tri-Municipal Sewer Commission, made up of representatives of the Town of Poughkeepsie and the Village of Wappingers Falls. Construction is on-going; however as a result of additional difficulties between the Tri-Municipal Sewer Commission and the Department of Environmental Conservation delays have occurred and a Third Amended Judgement has been agreed to, extending the date of completion to July 1, 1997. Funding for the project has been provided by two authorizations for a total project cost of $19,630,054. Through balance sheet date $17,189,840 in bonds have been issued through the Environmental Facility Corporation and $2,060,414 in Bond Anticipation Notes have been issued. Total project costs incurred through balance sheet date amounted to $15,428,000. Under the terms of the agreements with the Environmental Facility Corporation serial bond proceeds are required to be deposited into a Construction Fund Account, be invested in U.S. Treasury securities until drawn upon and be subject to regulatory approvals before being drawn upon. The unspent balance in the Construction Fund Accounts amounted to $3,595,800, as of December 31, 1995 and is classified as a Restricted Asset. c. The Town has been one of multiple municipal and private party defendants in a lawsuit brought by the owner of a landfill site who was designated as a potentially responsible party by the Federal Environmental Protection Agency. The claim against the Town arose through the dumping in the past of sludge generated by the Town's sewer plants at the site. The site was ordered closed in 1990. Negotiations have been continuing and in December 1995 the Town Board authorized settlement of this claim in an amount not to exceed $22,500. Payment was made in March 1996 of $22,000 in final settlement. 26 L L L L l L l l l L L l l l L L L l L TOWN OF WAPPINGER, NEW YORK NOTES TO TIlE FINANCIAL STATEMENTS (CONT'D.) DECEMBER 31. 1995 NOTE .T - Municipal Landfill Castle Point Landfill The Town has voluntarily entered into a Consent Order with the New York State Department of Environmental Conservation to close, cap and monitor the landfill at Castle Point. The Town estimates the cost of closing and capping the landfill to be $550,000, which has been recorded in the Long Term Debt Account Group (see Note F). The costs of monitoring, which could be required for up to thirty years after closure, have not been estimated since an agreement with the Department of Conservation has not yet been reached as to the nature and extent of required monitoring. The costs of both closure and postclosure monitoring are ordinarily recognized over the expected useful life of the landfill, however, since the landfill has stopped accepting refuse, all costs are being recognized as the terms of closure and postclosure requirements are determined. The actual costs may be higher due to inflation, changes in technology or subsequent changes in regulations. NOTE K - Subsequent Events Tn Municipal Sewer Plant Expansion - Phase IDA In May 1996 the Town entered into a contract with the Tri-Municipal Sewer Commission with regard to the further expansion of the Commission's sewage treatment facility, from 2.4 million gallon per day capacity to 3.4 million gallon per day' capacity. The commission will hire consultants to prepare a map, plan and report which wIll include environmental studies, permit applications and estimates of project costs. The funding for the map, plan and report and other related costs has been provided through a bond resolution authorized in February 1994 of $375,000. Cost of the map, plan and report are estimated to amount to $274,250. 27