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1994-12-31 (2) l L l L L L L L l L l L L L L L L L L TOWN OF WAPPINGER, NEW YORK FINANCIAL STATEMENTS AS OF AND FOR mE YEAR ENDED DECEMBER 31. 1994 L L L L L L L l l l L L l L L L L L L TOWN OF W APPlNGER, NEW YORK TABLE OF CONTENTS DECEMBER 31. 1994 DESCRIPTION: PAGElS) Independent Auditors' Report . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .1 Independent Auditors' Report on Internal Control Structure Based on an Audit of General Purpose Financial Statements Performed in Accordance with Government Auditine Standards ...................................... .2-4 Independent Auditors' Report on Compliance With Laws and ReJUlations Based on an Audit of General Purpose Financial Statements Performed in Accordance With Government Auditine Standards ...............................5-6 GENERAL PURPOSE FINANCIAL STATEMENTS: Combined Balance Sheet - All Fund Types and Account Groups ................................................... .7-8 Combined Statements of Revenues, Expenditures and Chanees in Fund Equity - All Governmental Fund Types . . . . . . . . . . . . . . . . . . . . . . . . . .9-10 Combined Statements of Revenues, Expenditures and Chanees in Fund Equity - Budeet and Actual - General and Special Revenue Funds .... . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 11-12 Notes to the Financial Statements . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 13-27 L L L L L L L l L L l l L L l L L L L Sedore, 0' Sullivan, Letterio & Barschi certified Public Accountants. P.C. INDEPENDENT. AUDITORS' REPORT To the Supervisor and Members of the Town Board Town of Wappinger, New York Wappingers Falls, New York 12590 We have audited the accompanying general purpose financial statements of the Town of Wappinger, New York, as of December 31, 1994, and for the year then ended. These general purpose financial statements are the responsibility of the Town of Wappinger, New York, management. Our responsibility is to express an opinion on these general purpose financial statements based on our audit. , We conducted our audit in accordance with generally accepted auditing standards, and Government Auditing Standards, issued by the Comptroller General of the United States. Those standards require that we plan and perform the audit to obtain reasonable assurance about whether the general purpose financial statements are free of material misstatement. An audit includes examining, on a test bas~s, evidence supporting the amounts and disclosures in the general purpose financial statements. An audit also includes assessing the accounting principles used and significant estimates made by management, as well as evaluating the overall general purpose financial statement presentation. We believe that our audit provides a reasonable basis for our opinion. In our opinion, the general purpose financial statements referred to above present fairly, in all material respects, the financial position of the Town of Wappinger, New York, as of December 31, 1994, and the results of its operations for the year then ended in conformity with generally accepted accounting principles. ~/ O~/~~~/C~~C. Wappingers Falls, New York July 14, 1995 1 62 East Main Street. P.O. Box 918. Wappingers Falls NY 12590 Wappingers Falls (914) 297-1111/fax (914) 297-1432 . Beacon (914) 831-0542/fax (914) 831-5114 · Newburgh (914) 565-1373 L l L L L L L L L L L L L l l L l L L Sedore, 0' Sullivan, Letterio & Barschi CertIfied Public Accountonls. P.C. INDEPENDENT AUDITORS' REPORT ON INTERNAL CONTROL STRUCTURE BASED ON AN AUDIT OF GENERAL PURPOSE FINANCIAL STATEMENTS PERFORMED IN ACCORDANCE WITH GOVERNMENT AUDITING STANDARDS To the Supervisor and Members of the Town Board Town of Wappinger, New York Wappingers Falls, New York 12590 We have audited the general purpose financial statements of the Town of Wappinger, New York, as of and for the year ended December 31,1994, and have issued our report thereon dated July 14, 1995. We have conducted our audit in accordance with generally accepted auditing standards, and Government Auditing Standards, issued by the Comptroller General of the United States. Those standards require that we plan and perform the audit to obtain reasonable assurance about whether the general purpose financial statements are free of material misstatement. In planning and performing our audit of 'the general purpose financial statements of the Town of Wappinger, New York, for the year ended December 31, 1994, we considered its internal control structure in order to determine our auditing procedures for the purpose of expressing our opinion on the general purpose financial statements and not to provide assurance on the internal control structure. The management of the Town of Wappinger, New York, is responsible for establishing and maintaining an internal control structure. In fulfilling this responsibility, estimates and judgments by management are required to assess the expected benefits and related costs of internal control structure policies and procedures. The objectives of an internal control structure are to provide management with reasonable, but not absolute, assurance that assets are safeguarded against loss from unauthorized use or disposition, and that transactions are executed in accordance with management's authorization and recorded properly to permit the preparation of financial statements in accordance with generally accepted accounting 2 62 East Main Street. P,O. Box 918 · Wappingers Falls NY 12590 Wappingers Falls (914) 297-1111/fax (914) 297-1432 . Beacon (914) 831-Q542/fax (914) 831-5114 · Newburgh (914) 565-1373 L L L L l L L L L l L L l L L L L L L principles. Because of inherent limitations in any internal control structure, errors or irregularities may nevertheless occur and not be detected. Also, projection of any evaluation of the structure to future periods is subject to the risk that procedures may become inadequate because of changes in conditions or that the effectiveness of the design and operation of policies and procedures may deteriorate. For the purpose of this report, we have classified the significant internal control structure policies and procedures in the following categories: Accountini Controls Cycles of th~ entity's activity: Treasury or financing Revenue/receipts Purchases/disbursements External financial reporting Financial statement captions: Cash and cash equivalents Receivables Property and equipment Payables and accrued liabilities Debt Fund balance/equity Accounting applications: Billings Receivables Purchasing and receiving Cash disbursements Payroll Property and equipment General ledger For all of the control categories listed above, we obtained an understanding of the design of relevant policies and procedures and whether they have been placed in operation, and we assessed control risk. Our consideration of the internal control structure would not necessarily disclose all matters in the internal control structure that might be material weaknesses under standards established by the American Institute of Certified Public Accountants. A material weakness is a reportable condition in which the design or operation of the specific internal control structure elements does not reduce to a relatively low level the risk that errors or irregularities in amounts that would be material in relation to the general purpose fmancial statements being audited may occur and not be detected within a timely period by employees in the normal 3 L L L L L L L L L L L L L L L L L l L course of performing their assigned functions. We noted no matters involving the internal control structure and its operation that we consider to be material weaknesses as defined above. However, we noted other matters involving the internal control structure and its operation that we have reported to the management of the Town of Wappinger, New York, in a separate letter dated July 14, 1995. This report is intended for the information of the Supervisor, Town Board, and Management. This restriction is not intended to limit the distribution of this report, which is a matter of public record. ~J C>~)~ ~ ~.I Cp,q.o, PC Wappingers Falls, New York July 14, 1995 4 l l L l L L L L l L L L L L L L l L L Sedore, 0' Sullivan, Letterio & Barschi Certified Public Accountants, P.C. INDEPENDENT AUDITORS' REPORT ON COMPLIANCE WITH LAWS AND REGULATIONS BASED ON AN AUDIT OF GENERAL PURPOSE FINANCIAL STATEMENTS PERFORMED IN ACCORDANCE . WITH GOVERNMENT AUDITING STANDARDS To the Supervisor and Members of the Town. Board Town of Wappinger, New York Wappingers Falls, New York 12590 We have audited the general purpose financial statements of the Town of Wappinger, New York, as of and for the year ended December 31, 1994, and have issued our report thereon dated July 14, 1995. We conducted our audit in accordance with generally accepted auditing standards, and Government Auditing Standards, issued by the Comptroller General of the United States. Those standards require that we plan and perform the audit to obtain reasonable assurance about whether the general purpose financial statements are free of material misstatement. Compliance with laws, regulations, contracts and grants applicable to the Town of Wappinger, New York, is the responsibility of the Town of Wappinger, New York management. As part of obtaining reasonable assurance about whether the fmancial statements are free of material misstatement, we performed tests of the Town of Wappinger's compliance with certain provisions of laws, regulations, contracts and grants. However, the objective of our audit of the general purpose financial statements was not to provide an opinion on overall compliance with such provisions. Accordingly, we do not express such an opinion. The results of our tests indicate that, with respect to the items tested, the Town of Wappinger, New York, complied, in all material respects, with the provisions referred to in the preceding paragraph. With respect to the items not tested, nothing came to our attention that caused us to believe that the Town of Wappinger, New York, had not complied,. in all material respects, with those provisions. s 62 East Main Street. P.O. Box 918. Wappingers Falls NY 12590 Wappingers Falls (914) 297-1111/fax (914) 297-1432 . Beacon (914) 831-0542/fax (914) 831-5114 . Newburgh (914) 565-1373 L L l l L L L L L L L L L L L L L l L However, we noted certain immaterial instances of noncompliance that we have reported to the management of the Town of Wappinger, New York in a separate letter dated July 14, 1995. This report is intended for the information of the Supervisor, Town Board, and Management. This restriction is not intended to limit the distribution of this report, which is a matter of public record. ~~(J~J~ ~~..I C~A~ ~C Wappingers Falls, New York July 14, 1995 6 7 J J J J j J J j J j J J j j J j J J j TOWN OF WAPPINGERt,..NEW YORK COMBINED BALANCE SHEET - ALL FUND TYPFS AND ACCOUNT GROUPS DECEMBER 31. 1994 The accompanying Notes to the Financial Statements are an integral part of this financial statement. L L L L L l L L l L L L L L L L l L l FIDUCIARY FUND TYPE TRUST AND AGENCY $382,965 2,475 34,135 ~419.s75 $ 419,575 419.575 $419.575 ACCOUNT GROUPS GENERAL GENERAL LONG-TERM FIXED ASSETS DEBT TOTAL (MEMORANDUM ONLy) NOTE A.IS $ 6,539,770 716,722 8,639,721 564,923 34,135 14,467,242 23.282.566 $54.245.079 $ $ 14,467,242 23.282.566 $23.282.566 ~14.467 .242 $ $ $ 383,391 6,610 158,069 230,780 564,923 419,575 2,525,000 23.051.786 27.340.134 230,780 23.051.786 23.282.566 14,467,242 14,467,242 577 ,533 1,610,902 10.249.268 26.904.945 14.467.242 $14.467.242 $23.282.566 $54.245.079 8 TOWN OF WAPPINGER NEW YORK COMBINED STATEMENTS OF REV~.~PENDITURES AND CHANGFS IN FUND EQ - ALL GOVERNMENTAL FUND TYPFS FOR mE YEAR ENDED DECEMBER 31. 1994 $ J J J J j j j J J J J j J J J J J J J GOVERNMENTAL FUND TYPES SPECIAL CAPITAL GENERAL REVENUE PROJECTS REVENUES Real Property Taxes - Note A.ll Real Property Tax Items - Note A.11 Non-Property Tax Items Departmental Income Intergovernmental Charges Uses of Money and Property - Note A.6 Licenses and Permits Fines and Forfeitures Sale of Property and Compensation for Loss Miscellaneous Local Sources State Aid $1,281,374 56,121 727,554 105,282 2,835 70,493 50,172 122,163 6,615 2,955 570.608 '\ TOTAL REVENUES EXPENDITURES General Government Support Public Safety Health Transportation Economic Assistance and Opportunity Culture and Recreation Home and Community Service Employee Benefits Debt Service - Notes A.12, E and F 2.996.172 1,152,728 198,519 101,944 2,084 384,993 290,988 282,610 412.697 2.826.563 TOTAL EXPENDITURES EXCESS OF REVENUES OVER (UNDER) EXPENDITURES OTHER FINANCING SOURCES (USES): Operating Transfers In Operating Transfers Out Debt Redeemed From Appropriations Proceeds from Serial Bonds 169.609 TOTAL OTHER FINANCING SOURCES (USES) EXCESS OF REVENUES AND OTHER SOURCES OVER (UNDER) EXPENDITURES AND OTHER USES 169.609 FUND EQUITY, JANUARY 1, 1994 FUND EQUITY, DECEMBER 31, 1994 2.129.519 $ 2.299.128 $3,001,140 38 1,387,118 322,164 4,565 11,851 86.708 4.813.584 6,611 230,084 1,395,131 1,486,125 215,842 1.645.707 4.979.500 065.916) 21,735 (33,000) 01.265) 077.181) 1.287.953 ~ 1.110.772 98,069 1,531 99 .600 1,175,806 19,080 145,483 1,308,972 2.649.341 (2.549.741) 33 , ()()() (21,735) 175,714 10.019.784 10.206.763 7.657.022 1.370.781 $ 9.027.803 The accompanying Notes to the Financial Statements are an integral part of these financial statements. 9 l l L l l L l L l L L L L L L L L L l TOTAL (MEMORANDUM ONL Yl NOTE A.IS $4,282,514 56,159 127,554 1,492,400 2,835 490,126 50,112 122,163 11,180 16,337 657.316 7.909.356 2,335,145 217,599 230,084 1,642,558 2,084 384,993 3,086,085 498,452 2.058.404 10.455.404 (2.546.048) 54,735 (54,735) 175,714 10.019.784 10.195.498 7.649.450 4.788.253 $12.437.703 10 J J J J j J j J J j J J J .J j J J J j TOWN OF W APPINGER\..~jy... YORK COMBINED STATEMENTS OFREV~uL.') EXPENDITURES AND CHANGES IN FUND EOUITY - BUDGET AND ACTUAL - GENERAL AND SPECIAL REVENUE FUNDS FOR THE YEAR ENDED DECEMBER 31. 1994 TOTAL EXPENDITURES EXCESS OF REVENUES OVER (UNDER) EXPENDITURES OTHER FINANCING SOURCES (USES): Operating Transfers In Operating Transfers Out TOTAL OTHER FINANCING SOURCES (USES) EXCESS OF REVENUES AND OTHER SOURCES OVER (UNDER) EXPENDITURES AND OTHER USES FUND EQUITY, JANUARY 1, 1994 FUND EQUITY, DECEMBER 31, 1994 GENERAL FUND VARIANCE - FAVORABLE BUDGET AcruAL lUNFA VORABLE) $1,281,374 $1,281,374 $ 35,000 56,121 21,121 560,000 727,554 167,554 74,855 105,282 30,427 1,200 2,835 1,635 40,000 70,493 30,493 40,100 50,172 10,072 91,000 122,163 31,163 6,315 6,615 300 1,500 2,955 1,455 345.100 570.608 225.508 2.476.444 2.996.172 519.728 1,276,On 1,152,728 123,349 221,437 198,519 22,918 - - - 120,498 101,944 18,554 8,600 2,084 6,516 405,373 384,993 20,380 381,745 290,988 90,757 334,439 282,610 51,829 412.699 412.697 2 3.160.868 2.826.563 334.305 (684.424) 169.609 854.033 REVENUES Real Property Taxes Real Property Tax Items Non-Property Tax Items Departmental Income Intergovernmental Charges Uses of Money and Property Licenses and Permits Fines and Forfeitures Sale of Property and Compensation for Loss Miscellaneous Local Sources State Aid TOTAL REVENUES EXPENDITURES General Government Support Public Safety Health Transportation Economic Assistance and Opportunity Culture and Recreation Home and Community Service Employee Benefits Debt Service $(684.424) 169,609 2.129.519 ~854.033 $2.299.128 The accompanying Notes to the Financial Statements are an integral part of these financial statements. 11 L l L L L L L L l L l L L L L L L L L SPECIAL REVENUE FUND V ARlANCE - FAVORABLE BUDGET ACTUAL lUNFA VORABLE) $3,001,140 $3,001,140 $ 38 38 2,250 (2,250> 1,329,229 1,387,118 57,889 75,244 322,164 246,920 1,000 4,565 3,565 11,460 11,851 391 86.709 86.708 (I) 4.507 .032 4.813.584 306.552 6,611 6,611 - 231,700 230,084 1,616 1,532,479 1,395,131 137,348 1,586,781 1,486,125 100,656 275,626 215,842 59,784 1.898.702 1.645.707 252.995 5.531.899 4.979.500 552.399 0.024.867) 065.916) 858.951 21,735 21,735 (33.000) (33.000) (33.000) (11.265) 21.735 ~0.057 .867) (177,181) $ 880.686 1.287 .953 ~ 1.110.772 12 l L L l L L L L L L L L L L l L l L L TOWN OF WAPPINGER, NEW YORK NOTFS TO TIlE FINANCIAL STATEMENTS DECEMBER 31. 1994 NOTE A - SummaI:)' of Accountlnr Policies The Town of Wappinger, New York ("the Town") was incorporated on May 20, 1875, under the provisions of the State of New York. The Town operates under a Town Board form of government, consisting of a Supervisor and four Councilmen/women. The Supervisor serves as the Chief Executive Officer and as the Chief Fiscal Officer of the Town. The Town provides the following services: highway maintenance, water, sewer, planning, zoning, building and safety inspection, lighting, and culture and recreation. The financial statements of the Town have been prepared in conformity with generally accepted accounting principles (GAAP), as applied to government units. The Governmental Accounting Standards Board (GASB) is the accepted standard-setting body for establishing governmental accounting and financial reporting principles, some of which are as follows: 1. The Reporting Entity The Town, for financial purposes, includes all of the funds and account groups relevant to the operations of the Town of Wappinger, New York. The financial statements include organizations, functions and activities that are controlled by or dependent upon the Town. Control or dependence is determined on the basis of budget adoption, taxing authority, funding and appointment of the respective governing board. 2. Fund Accounting The accounts of the Town are organized on the basis of funds or account groups, each of which is considered to be a separate accounting entity. The operations of each fund are accounted for by providing a separate set of self-balancing accounts, which are comprised of each fund's assets, liabilities, fund equity, revenues and expenditures. Government resources are allocated to and for individual funds based upon the purposes for which they are to be spent and the means by which spending activities are controlled. The various funds are grouped, in the financial statements in this report, into fund types and two account groups, as follows: GOVERNMENTAL FUND TYPES The accounting and reporting treatment applied to assets and liabilities associated with a fund are determined by its measurement focus. All governmental fund types are accounted for on a spending "financial flow" . measurement focus. This means that only current assets and current liabilities are generally included on their balance sheets. Their reported fund balance (net current assets) is considered a measure of "available 13 L L l L l l L L L L L L L L L L L L L TOWN OF WAPPINGER, NEW YORK NOTES TO TIlE FINANCIAL STATEMENTS (CONT'D.) DECEMBER 31. 1994 S1lmmary of Accounting Pollcies (Continued) spendable resources." Governmental fund operating statements present increases (revenues and other financing sources) and decreases (expenditures and other financing uses) in net current assets. Accordingly, they are said to present a summary of sources and uses of "available spendable resources" during a period. General Fund The General Fund is the general operating fund of the Town. It is used to account for all financial resources except those required to be accounted for in another fund. Special Revenue Fund Special Revenue Fund is used to account for the proceeds of specific revenue sources (other than special assessments, expendable trust or major capital projects) that are legally restricted to expenditures for specified purposes. Capital Projects Fund This fund is used to account for financial resources to be used for the acquisition and construction of major capital facilities. FIDUCIARY FUND TYPE Trost and Agency Fund Trust and Agency Fund is used to account for assets held by the Town in a trustee capacity, or as an agent for individuals, other governments, and/or other funds. These include Expendable Trust and Agency Funds. Expendable Trusts are accounted for in essentially the same manner as governmental funds. Agency funds are custodial in nature (assets equal liabilities), and do not involve measurement of results of operations. ACCOUNT GROUPS Account groups are used to establish accounting control and accountability for General Fixed Assets and General Long-Term Debt. The two account groups are not "funds." They are concerned only with the measurement of financial position. They are not involved with the measurement of the results of operations. 14 l L L l L L l L L l l L l L L L l L L TOWN OF WAPPINGER, NEW YORK NOTFS TO THE FINANCIAL STATEMENTS (CONT'D.) DECEMBER 31. 1994 S11mmary of Accounting Policies (Continued) General Flxed Assets Account Group Property, plant and equipment used in governmental fund type operations are accounted for in the General Fixed Assets Account Group, rather than in governmental funds. No depreciation has been provided on such property, plant and equipment. All property, plant and equipment are valued at historical cost or estimated historical cost if actual historical cost is not available. Donated property, plant and equipment are valued at their estimated fair value on the date donated. Interest costs incurred during construction has not been capitalized, however. The Town has adopted the accounting policy of not capitalizing "infrastructure" general fixed assets (roads, bridges, curbs and gutters, streets and sidewalks, drainage system, lighting systems and similar assets) that are immovable and of value only to the Town. General Lolli-Term Debt Account Group Long-term liabilities expected to be financed from governmental fund types are accounted for in the General Long-Term Debt Account Group, not in the governmental funds. They are recorded at the par value of the principal amount. No liability is recorded for interest payable to maturity. Because of their spending measurement focus, expenditure recognition for governmental fund types is limited to exclude amounts represented by non- current liabilities. Since they do not affect net current assets, such long- term amounts are not recognized as governmental fund type expenditures or fund liabilities. They are instead reported as liabilities in the General Long- Term Debt Account Group. 3. Basis of Accounting Basis of accounting refers to when revenues and expenditures are recognized in the accounts, and reported in the financial statements. Basis of accounting relates to the timing of the measurements made, regardless of the measurement focus applied. All governmental and expendable trust funds are accounted for using the "modified accrual basis" of accounting. Their revenues are recognized when they become measurable and available as net current assets. All major revenues are susceptible to accrual. 15 L l L L L L L L L L l L L L L L L L L TOWN OF WAPPINGER, NEW YORK NOTES TO THE FINANCIAL STATEMENTS (CONT'D.) DECEMBER 31. 1994 S1.mmary of Accounting Policies (Continued) Expenditures are generally recognized under the "modified accrual basis" of accounting when the related fund liability is incurred. Exceptions to this general rule include: (1) accumulated unpaid vacation, sick pay, and other employee amounts which are not accrued; (2) principal and interest on general long-term debt which is recognized when due; and (3) expenditures for inventory-type items which are recognized at the time of purchase. Expenditures for judgments and settled claims are also recognized when the related liability is incurred, that is when the judgment has been rendered or settlement has been reached. Unsettled claims and contingencies are recognized only if it is probable that an asset has been impaired or a liability has been incurred and the amount of the impairment or liability can be reasonably estimated. 4. Budgets The Town employs a formal budgetary accounting system as a management tool. During the year, a budget was adopted and modified by the Town Board for the General Fund and Special Revenue Fund. However, for the Capital Projects Fund, budgets are established at the project level and continue until the project is completed. Unused appropriations of the annually budgeted funds lapse at the end of the year. S. Encumbrances Encumbrance accounting, under which purchase orders, contracts and other commitments for the expenditure of monies are recorded for budgetary control purposes to reserve that portion of the applicable appropriations, is employed as a control in preventing over expenditure of established appropriations. Open encumbrances are reported as reservations of fund balance since they do not constitute expenditures or liabilities and will be honored through budget appropriations in the subsequent year. 6. Casb and Investments Cash includes amounts in demand and time deposits, as well as, short-term investments. State statutes and the Town's own written investment policy govern the investment policies of the Town. Short-term investments consist of investments in repurchase agreements. The repurchase agreements involve purchases by a broker of portfolio securities concurrently with an agreement by the broker to sell the same securities at a later date at a fixed price. Generally, the effect of such a transaction is that the Town can invest its excess cash balances at competitive interest rates. 16 L L l l L L L l L L L l L l l L L L L TOWN OF WAPPINGER, NEW YORK NOTES TO THE FINANCIAL STATEMENTS (CONT'D.) DECEMBER 31. 1994 Stlrnrnary of Accounting Policies (Continued) The cash and investments of the Town at December 31, 1994, are as follows: SPECIAL CAPITAL TRUST & GENERAL REVENUE PROJECTS AGENCY FUND FUND FUND FUND TOTAL Non-Interest Bearing Accounts $ 1,909 $ - $ $ - $ 1,909 Interest Bearing Accounts 147,458 230,705 919,252 382,965 1,680,380 Repurchase Agreements 1.400.688 675.942 2.780.851 4.857 .481 TOTAL $1.550.055 $906.647 $3.700.103 ~382.965 ~6.539.770 All of the Town's deposits were covered by Federal Deposit Insurance or collateralized with securities held by a third party custodian. 7. Accumulated Compensated Absences It is the Town's policy to permit employees of the Highway Department to accumulate a limited amount of earned but unused vacation and sick leave, which will be paid to employees upon separation from the Town's service. Other Town employees accumulate unused compensated absences. However, such earned, but unused compensated absences, must be used during their period of employment with the Town. No payment will be made upon separation from the Town's service. In governmental and fiduciary funds, the cost of vacation and sick leave is recognized when payments are made to employees. A long-term liability of $230,780 of accrued vacation and sick leave at December 31, 1994, has been recorded in the General Long-Term Debt Account Group of Accounts, representing the Town's commitment to fund such costs from future operations. 8. Pension Plans General Information The Town of Wappinger participates in the New York State and Local Employees' Retirement System (System). This is a cost sharing multiple public employer retirement system. Obligations of employers and employees to contribute and benefits to employees are governed by the New York State Retirement and Social Security Law (NYSRSSL). The System offers a wide range of plans and benefits which are related to years of service and final average salary, vesting of retirement 17 l L L l L L L L L L L L L L L L l L L TOWN OF WAPPINGER, NEW YORK NOTES TO THE FINANCIAL STATEMENTS (CONT'D.) DECEMBER 31. 1994 Summary of Accounting Policies (Continued) benefits, death and disability benefits and optional methods of benefit payments. All benefits generally vest after ten years of credited service. The NYSRSSL provides that all participants in each system are jointly and severally liable for any actuarial unfunded amounts. Such amounts are collected through annual billings to all participating employers. Generally, all employees, except certain part-time employees, participate m the System. The System is noncontributory except for employees who joined the Employees' Retirement System after July 27, 1976 who contribute 3% of their salary. Employee contributions are deducted by employer's from employees' paychecks and are sent currently to the Employees' Retirement System. Employee Groups Covered Nearly all Town of Wappinger employees are eligible for membership in the System. All employees employed in a full-time position who commenced employment after June 30, 1976 are mandatory members. The total payroll for all employees of the Town of Wappinger for fiscal year 1994 was $1,551,804 of which $1,297,659 was attributable to employees covered by the Employees' Retirement System. Payments Due the System Contributions payable to the Systems are billed in December, on the basis of salaries paid/payable dunng the System's fiscal year beginning the previous April 1 and ending the subsequent March 31, in accordance with funding requirements determined by the actuary of the System. The contributions required and made to the System in December 1994 amounted to $2,579 and satisfied the contribution requirements through March 31, 1994. Employees contributed $28,474 to the System during 1994. Contributions by employer and employee represented .2% and 2.2 % of covered payroll respectively. Effective with the system year beginning April 1, 1994, the System will return to the aggregate funding method, a method which has been used for years up to March 31, 1990. Under this method the excess of the actuarial liabilities over the actuarial assets was funded using a level percentage of salary over the current members' future working lifetimes. For the years between March 31, 1990 and March 31, 1994, the modified projected unit credit funding method was used which utilizes a rolling amortization period for differences between actuarial assets and actuarial liabilities. The effect for those four years has been that employer contributions were generally lower than would have been the case under the aggregate cost funding method. The return to the aggregate cost method will be accomplished using a four year phase-in. 18 L L l l l L L L L L L L L L L L L L L TOWN OF WAPPINGER, NEW YORK NOTES TO THE FINANCIAL STATEMENTS (CONT'D.) DECEMBER 31. 1994 S'Jmmary of Accounting Policies (Continued) The Pension Benefit Obligation (PBO) of credited projected benefits is a standardized disclosure measure of the actuarial present value of pension benefits, adjusted for the effects of projected salary increases estimated to be payable in the future as a result of employee service to date. The retirement systems do not make separate measurements for individual employers. The PBO of credited projected benefits at March 31, 1994 for the Employees' Retirement System, determined through an actuarial valuation performed as of that date, is $49.9 billion. The net assets available to pay benefits at that date is $50.8 billion. Town of Wappinger employer's contribution was less than 1 % of total contributions required of all employers participating in this System. Ten year historical trend information showing the progress in accumulating sufficient assets to pay benefits when due is presented in the Annual Financial Report of the System. Additional detailed information concerning the System may also be found therein. 9. Deferred Compensation Plan Employees of the Town of Wappinger may participate in a deferred compensation plan adopted under the provisions of Internal Revenue Code Section 457 (Deferred Compensation Plans with Respect to Service for State and Local Governments). The deferred compensation plan is available to all employees of the Town. Under the plan, employees may elect to defer a portion of their salaries and avoid paying taxes on the deferred portion until the withdrawal date. The deferred compensation amount is not available for withdrawal by employees until termination, retirement, death, or unforeseeable emergency. The deferred compensation plan is administered by an unrelated financial institution. Under the terms of an IRC Section 457 deferred compensation plan, all deferred compensation and income attributable to the investment of the deferred compensation amounts held by the financial institution, until paid or made available to the employees or beneficiaries, are the property of the Town subject only to the claims of the Town's general creditors. In addition, the participants in the plan have rights equal to those of the general creditors of the Town, and each participant's rights are equal to his or her share of the fair market value of the plan assets. The Town believes that it is unlikely that plan assets will be needed to satisfy claims of general creditors that might arise. 19 L L L l L L L L L L L L L l l l L l L TOWN OF WAPPINGER, NEW YORK NOTES TO THE FINANCIAL STATEMENTS (CONT'D.) DECEMBER 31. 1994 Sl'rnrnary of Accounting Policies (Continued) 10. Post Employment Benefits In addition to providing pension benefits, the Town provides health insurance coverage and survivor benefits for retired employees and their survivors. Substantially all of the Town employees may become eligible for these benefits if they reach normal retirement age while working for the Town. Health care benefits and survivors benefits are provided through an insurance company whose premiums are based on the benefits paid during the year. The Town recognizes the cost of providing benefits by recording its share of insurance premiums as an expenditure in the year paid. Employees contribute according to a sliding scale based on years of service. For the year of 1994, $12,080 was paid on behalf of six retirees and recorded as expenditures in the General and Special Revenue Funds. 11. Property Taxes The Town submits an approved budget to the Dutchess County Commissioner of Finance by December 5th of the previous year. The County then establishes the warrant for the year which is due and payable on or about January 1 of each year. The Town collects the taxes on behalf of the Town and County without penalty through February 28th and with penalties and interest through August 31st. The Town's portion of the taxes is recognized and transferred prior to the County's portion. Therefore, the Town receives its entire tax, leaving the unpaid to the County Commissioner of Finance. 12. Long-Term Obligations Long-Term Debt is recognized as a liability of a governmental fund when due, or when resources have been accumulated in the debt service fund for payment early in the following year. For other Long-Term Obligations, only that portion expected to be financed from expendable available financial resources is reported as a fund liability of a governmental fund. The remaining portion of such obligations is reported in the General Long-Term Debt Account Group. 13. Reserves of Fund Equity The Town records indicate that portions of the fund equity are segregated for a specific future use. The following details the description and amounts of the reserves used by the Town: 20 L L l L L L l l l L L L l L L L L L L TOWN OF WAPPINGER, NEW YORK NOTES TO mE FINANCIAL STATEMENTS (CONT'D.) DECEMBER 31. 1994 S11mmary of Accounting Pollcles (Continued) A. General Fund Reserved for Encumbrances Reserved for Downstream Drainage BALANCE AT DECEMBER 31. 1994 $ 11,950 559.083 B. Special Revenue Fund Reserved for Encumbrances ~571.033 ~ 6.500 14. Allowance for Uncollectible Accounts An Allowance for Uncollectible Accounts is not reflected in the Special Revenue Fund. Past due accounts after one year are placed on the county tax rolls for collection, and reimbursed to the Town as they are put on the tax rolls by the County. 15. Total Columns on Combined Statements Total Columns on the Combined Statements - Overview are captioned "Memorandum Only" to indicate that they are presented only to facilitate financial analysis. Data in these columns do not present financial position, results of operations, or changes in financial position in conformity with generally accepted accounting principles. Such data is not comparable to a consolidation. Interfund eliminations have not been made in the aggregation of this data. NOTE B - Other Receivables Other Receivables at December 31, 1994 consist of the following: GENERAL SPECIAL FUND RESERVE FUND TOTAL Accounts Receivable Water Rents Receivable Sewer Rents Receivable $226,361 $ 44,448 149,912 296.001 $270,809 149,912 296.001 TOTAL $226.361 $490.361 $716.722 21 l L L l L L L L L L L L L L L L L L l TOWN OF WAPPINGER, NEW YORK NOTES TO THE FINANCIAL STATEMENTS (CONT'D.) DECEMBER 31. 1994 NOTE C - Interfund Receivables and Payables The following is a summary of amounts due from and due to other funds as of December 31, 1994: DUE TO DUE FROM General Fund $ - 0- $560,765 Capital Projects Fund 310,350 -0- Special Revenue Fund 254,573 1,683 Trust and Agency Fund - 0- 2.475 TOTAL S564.923 S564.923 NOTE D - General Fixed Assets Account Group The following is a summary of changes and adjustments in the General Fixed Assets Account Group, for the year ended December 31, 1994: BALANCE- DECEMBER 31, 1993 ADDITIONS Land $ 5,106,650 $ Buildings 4,394,164 1,149 Improvement Other Than Buildings 2,447,426 327,646 Machinery and Equipment 1.973.175 264.217 TOTAL S13.921.415 S593.012 BALANCE - DECEMBER 31, DELETIONS 1994 $ $5,106,650 4,395,313 2,775,072 47.185 2.190.207 S47.185 SI4.467.242 NOTE E - Bond Anticipation Notes Payable Bond Anticipation Notes Payable are renewed annually and are not to exceed five renewals, except for water and sewer improvements which may be renewed for the life of the improvement not to exceed twenty years. The Bond Anticipation Notes outstanding as of December 31, 1994, are as follows: AMOUNT OUTSTANDING AT DECEMBER 31, 1994 PURPOSE ORIGINAL ISSUE DATE MATURITY DATE ORIGINAL INTEREST AMOUNT OF RATE ISSUE Water 09/17/91 07/14/95 3.80% $375,760 $331,786 Water 09/16/92 07/14/95 3.80% 30,500 28,000 Sewer 09/17/91 07/14/95 3.80% 4,000,000 1,790,214 Sewer 07/14/94 07/14/95 3.80% 375.000 375.000 TOTAL $4.781.260 ~2.525.000 22 l l l l l L L l l L L L L L L L l L L TOWN OF WAPPINGER, NEW YORK NOTES TO TIlE FINANCIAL STATEMENTS (CONT'D.) DECEMBER 31. 1994 NOTE F - Serial Bonds Payable The Serial Bonds Payable, as of December 31, 1994, are as follows: AMOUNT oursrANDING ORIGINAL AT ISSUE MATURITY INTERESr AMOUNT DECEMBER 31, PURPOSE DATE DATE RATE OF ISSUE 1994 Water $ 66,000 $ 13,000 Sewer 104,000 20,000 Drainage 1.125.000 217.000 09-01-71 03-01-99 5.0% 1.295.000 250.000 Water 36,800 10,800 Sewer 55.200 16.200 02-15-73 11-15-03 5.0% 92.000 27 .000 Water 400,000 144,000 Sewer 500,000 175,500 Drainage 375.000 130.500 03-01-74 03-01-03 5.8% 1.275 .000 450.000 Water 2,630,000 983,000 Sewer 3,005,000 1,120,000 Drainage 400.000 147.000 05-01-77 05-01-04 5.375% 6.035.000 2.250.000 Water 330,000 83,400 Sewer 222,000 56,000 Drainage 239.400 60.600 05-01-78 05-01-98 6.10% 791.400 200.000 Water 148,070 93,100 Sewer 362,000 227,450 Town Hall 700.000 439 .450 12-01-85 06-01-05 7.75 % 1.210.070 760.000 Water 364,500 202,800 Machinery and Equipment 203.000 97 .200 05-01-87 05-01-02 6.3% 567 .500 300.000 Water 824,400 688,200 Sewer 528,000 433,800 Drainage 2.192.600 1.913.000 08-15-91 08-15-11 6.5% 3.545.000 3.035.000 23 L l L L L L L L L l l L L L L L L L L TOWN OF WAPPINGER, NEW YORK NOTES TO THE FINANCIAL STATEMENTS (CONT'D.) DECEMBER 31. 1994 Serial Bonds (Continued) AMOUNT OUTSTANDING AT DECEMBER 31, 1994 PURPOSE ISSUE MATURITY INTEREST DATE DATE RATE ORIGINAL AMOUNT OF ISSUE Sewer - Tri-Municipal 11-12-92 09-15-12 3% - 6.65% 6.060.000 5.760.000 Emergency Services Building 10-01-94 10-01-14 6.01% I.SOO.000 1.500.000 Sewer - Tri-Municipal 12-15-94 05-15-15 Variable 8.519.786 8.519.786 ~30.890. 756 ~23.051.786 The changes in the Town's indebtedness during the year ended December 31, 1994 are summarized as follows: JANUARY 1, 1994 DECEMBER 31, 1994 BALANCE ADDITIONS REDUCITONS ---B.ALANCE Serial Bonds $13,930,000 $10,019,786 $898,000 $23,051,786 Judgements and Claims 60,000 60,000 - 0 - Compensated Absences 237 .531 6.751 230.780 Total $14.227.531 ~10.019.786 $964.751 ~23.282.566 The annual requirements to amortize bonded debt, as of December 31, 1994, are as follows: YEAR ENDING DECEMBER 31. PRINCIPAL INTEREST TOTAL 1995 $ 1,217,786 $1,352,743 $ 2,570,529 1996 1,253,000 1,289,343 2,542,343 1997 1,303,000 1,221,623 2,524,623 1998 1,343,000 1,150,103 2,493,103 1999 1,308,000 1,076,764 2,:~84, 764 Thereafter 16.627.000 7 .491.884 24.118.884 ~23.051.786 ~13.s82.460 $36.634.246 24 L L L l L l L L L l L L L L L L L l L TOWN OF WAPPINGER, NEW YORK NOTES TO THE FINANCIAL STATEMENTS (CONT'D.) DECEMBER 31. 1994 NOTE G - Operatinr Leases The Town is committed under various leases for office equipment and communication equipment. These leases are considered for accounting purposes to be operating leases. Lease expenditures for the year ended December 31, 1994 amounted to $25,850.At December 31, 1994, the approximate annual operating lease commitments, subject to appropriation of funds, were as follows: YEAR ENDING OPERATING DECEMBER 31. LEASES 1995 $21,972 1996 5,173 1997 3,694 1998 3,060 1999 1.915 TOTAL MINIMUM LEASE PAYMENTS J35.814 NOTE H - Deficit Fund Balances Certain Capital Projects had deficit fund balances at the end of the year which are listed below. These deficits arose through the funding of expenditures by issuing bond anticipation notes. As the notes are paid, revenue will be recognized and the deficits will be eliminated. Central Wappingers Water # 2 Oakwood Knolls Water ~16.785) ~(22.37ll ~ Tri-Municipal Sewer Phase 3-A NOTE I - Commitments and Contineent Liabilities 1. The Town is a defendant in various lawsuits and tax certiorari cases. The outcome of these cases and lawsuits, as determined by the Town Attorney, should not result in material unfavorable settlements. 2. The Town has received amounts from grantor agencies, principally the Department of Housing and Urban Development. Any allowed claims, including amounts already collected, may constitute a liability of the applicable funds. The amount, if any, of expenditures which may be disallowed by the grantor agency cannot be determined at this time. 25 L l L L l L L l L L L l L L L L L L L TOWN OF WAPPINGER, NEW YORK NOTES TO mE FINANCIAL STATEMENTS (CONT'D.) DECEMBER 31. 1994 Commitments and Contineent Liabilities (Continued) 3. As indicated in the legal counsel representation letter, the following are the pending or threatened litigation against the Town as of December 31, 1994: a. Action was brought by a developer seeking to reduce benefit assessments for sewer improvements levied by the Town. The matter has been settled. In addition to a reduction in the number of benefit assessments, the Town was required to pay the sum of $240,000, without interest, payable in four annual installments of $60,000 per year. The last installment of $60,000 was paid during the 1994 calendar year. The developer has instituted similar actions pertaining to different areas of the Town, however, a judgment was rendered in favor of the Town in January 1995. The developer has appealed. b. A consent judgement was executed into between the Town and the New York State Department of Environmental Conservation dated April 18, 1988 regarding alleged environmental violations. Due to numerous technical difficulties, the Town of Wappinger was unable to meet the threshold dates contained in the consent judgement, and an amended consent judgement was re-negotiated and approved by both parties. The amended judgement required the Town of Wappinger, New York to pay a penalty of $40,000 for failure to comply with the terms of the original consent judgement. The penalty was paid during the 1992 calendar year. The amended consent judgement required the Town to construct a sewer line to the Tri-Municipal Sewer Plant plus a one million gallon expansion of said plant. The Town, however, does not own the plant nor does it have voting rights on the Commission's governing board. Construction is on-going; however as a result of additional difficulties between the Tri-Municipal Sewer Commission and the Department of Environmental Conservation delays have occurred and a Third Amended Judgement has been agreed to, extending the date of completion to July 1, 1997. Funding for the project has been provided by an original authorization in 1991 of $17,020,000 and authorization in 1995 (See Note K - Subsequent Events) of an additional $2,610,054 in bonds for a total project cost of $19,630,054. Through balance sheet date $14,579,786 in bonds have been issued through the Environmental Facility Corporation and $2,060,414 in BANS have been issued. Total project costs incurred through balance sheet date amounted to $8,220,600. Under the terms of the agreements with the Environmental Facility Corporation serial bond proceeds are required to be deposited into a Construction Fund Account, be invested in U.S. Treasury securities until drawn upon and be subject to regulatory approvals before being drawn upon. The unspent balance in the Construction Fund Accounts amounted to $8,639,721, as of December 31, 1994 and are classified as Restricted Assets. 26 L L' t L L L L L L l L L L L L l L l L l TOWN OF WAPPINGER, NEW YORK NOTES TO THE FINANCIAL STATEMENTS (CONT'D.) DECEMBER 31. 1994 Commitments and Contin,ent Liabilities (Continued) 4. During 1994 the Town began construction of an Emergency Services Building the purpose of which is to provide space to the New York State Police, Troop K, for barracks and to provide space for Sloper- Willin Community Ambulance Service, Inc. Under the terms of an intermunicipal agreement both tenants will pay their proportionate share of construction costs plus interior operating and maintenance costs. The Town has authorized a total of $1,890,000 in bonds (See Note K - Subsequent Events) to finance construction. At December 31, 1994 approximately $690,200 in construction costs had been incurred. NOTE J - Municipal Landfill Castle Point Landfill The Town has voluntarily entered into a Consent Order with the New York State Department of Environmental Conservation to close the landfill at Castle Point. Pinal settlement has not yet been reached, however as to the appropriate regulation section under which the landfill will be closed. Therefore estimates of costs of closure and postclosure care cannot be made. Ordinarily such costs are recognized over the expected life of the landfill, however, since the landfill has stopped accepting refuse, all costs will be recognized when the terms of closure are determined. NOTE K - Subsequent Events In 1995, the Town authorized and issued the following debt: INTEREST MATURITY DATE DESCRIPTION AMOUNT RATE DATE 05-04-95 BAN - Emergency $ 390,000 4.17% 07-14-95 Services Building 06-01-95 Serial Bond - Sewer $2,610,054 3.70 - 5.55% 11-15-15 Tri-Municipal 27