2007-07
~~ Citizens Bank
1-800-862-6200
Call Citizens' PhoneBank anytime for account information,
current rates and answers to your questions.
US001 BR624
TOWN OF WAPPINGER
TOWN CLERK ACCOUNT
20 MIDDLEBUSH RD
WAPPINGERS FALLS NY
5
1
Commercial Account
Statement
o OF 2
Beginning July 01, 2007
through July 31, 2007
Commercial Checking
12590-4004
SUMMARY
Balance Calculation
Previous Balance
Checks
Debits
Deposits & Credits
Interest Paid
Current Balance
57,273.12
62,774.03 -
486.77 -
45,582.91 +
129.02 +
39,724.25 =
Balance
Average Daily Balance
Interest
Current Interest Rate
Annual Percentage Yield fame,t
Number of Days Interest famet
Interest famed
Interest Paid this Year
31,258.18
4.86%
4,97%
31
129.02 .
669.18
TRANSACTION DETAILS
Checks' There is a break in check sequence
Check # Amount
1029 27.00
1030 139.60
Date
07/12
07/10
~...
Other DebUs
Date
07/17
07/26
Check #
1031
1032
Amount
472.50
6;~, 134.93
Amount Description
466.77 Nysdec Decals ach 070716 137107195011339
20.00 Debit Memo -
Deposits & Credits
Oate Amount
07/02 5,892.50
07/03 328.55
07/05 3,384.00
07/06 261. 75
07/09 3,956.50
07/10 661. 90
07/11 670.50
07/12 338.75
07/13 996.75
07/16 387.50
07/17 1,975.75
07/18 647.00
07/19 441. 25
07/20 300.00
6'1
Description
Deposit j./
Deposit
Deposit.l/
Deposit/ ,
Deposit :h
Deposit ,,'.
Deposit'-/'
Deposit tI/
Deposit v;
Deposit vj
Deposit v.'
Deposit J"
Deposit Vj
Deposit V
side
InforrnatlC.ln
~---.-
Date
07/19
07/10
TOWN OF WAPPINGER
TOWN CLERK ACCOUNT
Municipal Checking w/Interest
400407-654-3
Previous Balance
57,273.12
<:)
Total Checks
62,774.03
<:)
Total Debits
486. 77
II
~~ Citizens Bank
1-800-862-6200
Call Citizens' PhoneBank anytime for account information,
current rates and answers to your questions.
Commercial Checking continued from previous page
Deposits & Credits (continued)
Date Amount Description
07/20 210.00 Deposit Jj.
07/20 17 3.00 Deposit ~
07/20 120.00 Deposit},
07/20 60.00 Deposit t
07/20 35.00 Deposit "I
07/20 30.00 Deposit"
07/23 3,173.50 Depositv'
07/23 150.00 Depositi;
07/23 100.00 Depositv'I
07/24 2,569.00 Deposit .If C I. '1'
07/24 857.00 Depositv' _.,;;,110:''-",
07/25 69.00 Deposit '".J
07/26 10,667.00 Deposit.!'r
07/26 316.50 Deposit v'
07/27 397.50 Deposit /)
07/30 6,246.00 Deposjt" I
07/31 166.71 DeposIt"
'i..,/ .
l,_i.
! I\: l'
.',.n"
Interest
Date
07/31
Amount Description
129.02 Interest
Daily Balance
Date Balance Date Balance Date
07/02 63,165.62 07/12 10,466.04 07/23
07/03 63,494.17 07/13 11,462.79 07/24
07/05 66,878.17 07/16 11,850.29 07/25
07/06 67,139.92 07/17 13,359.27 07/26
07/09 71,096.42 07/18 14,006.27 07/27
07/10 9,483.79 07/19 13,975.02 07/30
07/11 10,154.29 07/20 14,903.02 07/31
I NEWS FRO M CITIZENS
Balance
18,326.52
21,752.52
21,821. 52
32,785.02
33,182.52
39,428.52
39,724.25
--We'll give your business more room to grow. Small Business Mortgages.
We can help grow your business by providing affordable financing options using the equity in
your business. Whether you're looking to manage cash flow, purchase new equipment, increase
inventory, buy a new business property or refinance your existing building, Citizens Bank has
what YOU're looking fal. Your bottom line is looking better already. To learn more about our
small business mortgages, visit your nearest branch and speak with a Business Banking
Officer, or call1-800-4BUSINESS. Member FDIC.
--Are you paying too much for credit card processing? Sign up with RBS Lynk and receive
competitive pricing, best-in-class customer service and the most extensive array of products
and services in the industry. As a single-source payment processing provider and a Citizens
Financial Group company, RBS Lynk offers a variety of products to help grow your business,
including credit, debit, stored-value, EBT and check processing. Additional services such
as ATM processing, payroll cards and eCommerce processing are also available.
Learn how you can take advantage of RBS Lynk's swift, secure payment processing for your
business. Visit us at citizensbank.comjmerchantservices or call1-800-4BUSINESS.
--Citizens Bank and Paychex (registered trademark) - Payroll services you can count on.
Employees make your business. And Citizens Bank and Paychex make it their business to make
paying your employees as simple and accurate as possible. Paychex, our preferred payroll
service partner, handles the details of payroll, payroll taxes and reporting, so you can
focus on what is most important to you - growing your business. As a Citizens Bank business
checking customer, you could be eligible for up to a 10% ongoing monthly discount with
Paychex. To learn more, visit us at citizensbank.com, stop by your nearest branch or call
1-800-4BUSINESS. Member FDIC.
Q
"
Commercial Account
Statement
o OF 2
Beginning July 01, 2007
through July 31, 2007
TOWN OF WAPPINGER
TOWN CLERK ACCOUNT
Municipal Checking w/lnterest
400407-654-3
o
Total Deposits & Credits
45,582.91
o
e
Total Interest Paid
129.02
Current Balance
39,724.25
~~ Citizens Bank
Checking Account Balance Worksheet
Customer Service
Before completing this worksheet, please be sure
to adjust your checkbook register balance by
· Adding any interest earned
· Subtracting any fees or other charges
If you have any questions regarding your account or discover an error, call the number
shown on the front of your statement or write to us at the following address:
1
2
Your current balance on this statement
$ ,,3? /;-14, $'
Current Balance
Citizens Bank
Customer Service Center
P.O. Box 42001
Providence, R102940-2001
Deposit Accounts are Non- Transfarable
List deposits which do not appear on
this statement
Personal deposit accounts, such as CDs and savings accounts, cannot be transferred to
another person or to a corporate entily.
In Case of Errors or Questions about your Parsonal Deposit Electronic Transfers or
Loan Statements
Date
Amount
Date
Amount
E/eclronic Transfers or Loan Statements
If you think that your statement or receipt is wrong, or if you need more information
about a transfer/transaction on your statement or receipt, call us at the number shown
on the lront of your statement or write us as soon as possible at the address above. We
must hear from you no later than 60 days after we sent you the first statement on which
the error or problem appeared. You can call us, but you must also write to us to fully
preserve your rights.
Q 5~.5 _5. 1.:;--- In your leller, please give us the following information;
\::.I $, I. . your name and account number;
Total of 2 . the dollar amount of the suspected error; and
C\ 14 /'/>7 x. aD · a descriptio~ of the suspected error or item in question, i~cluding. an explanation of
Q $ " ,r why you beheve there IS an error or why you need more information.
'Subtotal of 1 and 2
3
4
Subtotal by adding 1 and 2
List outstanding checks, transfers, or
withdrawals that do not appear on this
statement
E/ectronic Transfers
We will investigate your question and correct any error promptly. If we take more
than 10 business days (10 calendar days in MA) to complete our investigation, we
will credit your account for the amount in question so that you have use of the
money during that time.
Datel
Check No.
Amount
Datel
Check No.
Amount
Loan Statements
You do not have to pay any amount in question while we are investigating it. However,
you do have to pay the parts of your bill that are not in question. While we investigate
your question, we cannot report you as delinquent or take any action to collect the
amount in question.
Flnanca Charge Calculations for Overdraft Line of Credit Accounts
Based on Average Dally Balance Computation Method
Calculating your Finance Charge
We compute your finance charge by multiplying the Average Daily Balance of your
account by the Daily Periodic Rate and then multiplying the result by the number of
days in the billing cycle.
Calculating your Average Daily Ba/ance
To get the average daily balance, we take the beginning balance of your account each
day (which does not include any unpaid finance charges or fees), add any new Overdraft
Line of Credit transactions as of the date of those transactions, and subtract any pay-
ments or credits. This gives us the daily balance. Then we add all the daily balances for
the billing cycle together and divide the total by the number 01 days in Ihe billing cycle.
This gives us the average daily balance for your account.
O $ if $/ 75.1:..~U Change of Address
- TQl&l014 .
".' " ru', Please call the number shown on the front of your statement to notlly us 01 a change 01
1';;\ , -;",' 0 U i' address.
Q \ Total Thank you for banking with Citizens Bank.
'C~~t1I
(prf)
-~ f)~)o 1
---- --._~._-
5
Subtract 4 from 3. This should match your
checkbook register balance.
@
i_f'ndpf
See r"elif'rS€ :wie for ;IT'portcJnt inform8tion
._~--~-----.".-
~~ Citizens Bank
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