2007-08
:J'~
,,~
itizens Ban
1-800-862-6200
Call Citizens' PhoneBank anytime for account information,
current rates and answers to your questions.
USOOl BR624
TOWN OF WAPPINGER
TOWN CLERK ACCOUNT
20 MIDDLEBUSH RD
WAPPINGERS FALLS NY
4
1
Commercial Account
Statement
o OF 2
Beginning August 01, 2007
through August 31, 2007
Commercial Checking
12590-4004
SUMMARY
Balance Calculation
Previous Balance
Checks
Debits
Deposits & Credits
Interest Paid
Current Balance
39,724.25
44,816.79 -
631.21 -
37,221.43 +
57.15 +
31,554.83 =
Balance
Average Daily Balance
Interest
Current Interest Rate
Annual Percentage Yield Earned
Number of Days Interest Earned
Interest Earned
Interest Paid this Year
13,844.98
4.86%
4.97%
31
57.15
726.33
TOWN OF WAPPINGER
TOWN CLERK ACCOUNT
Munidpal Checking w/Interest
400407-654-3
Previous Balance
TRANSACTION DETAilS
Checks' There is a break in check sequence
Check # Amount
1033 337.50
1034 54.00
Debits
Other Debits
Date
08/01
08/15
08/15
08/29
Amount
200.00
50.00
361. 21
20.00
Deposits & Credits
Date Amount
08/01 5,253.75
08/01 200.00
08/02 589.50
08/03 1,183.00
08/06 287.25
08/07 961.00
08/08 305.30
08/09 512.50
08/10 2,521.13
08/13 2,461.50
08/14 724.00
08/15 387.75
Date
08/10
08/08
Check #
1035
1036
Amount
189.65
44,235.64
Description
Online Transfer To Checking 5920043252
Deposited Check Returned ;/ /
Nysdec Decals ach 070815 137107226011248 v'
Deposited Check Returned
Description
Deposit -/
Online Trapsfer From Checking 5920043252./'
Deposit./v
Deposit f
Deposit v
Deposit,/'
Deposjt v/
DepOSIt "'/
Deposit v
Deposjt ~
DepOSIt v/
Deposit v
--
Date
08/07
08/03
-
39,724.25
e
Total Checks
44,816.79
e
Total Debits
631. 21
----
-~----11
11
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,,~ I, I
1-800-862-6200
CaLL Citizens' PhoneBank anytime for account information,
current rates and answers to your questions.
Commercial Checking continued from previous page
Deposits & Credits (continued)
Date Amount Description
08/16 1,344.50 Deposit'/
08/17 498.50 Deposit v
08/17 60.00 Deposit ......./
08/17 50.00 Deposjt./
08/20 4,204.50 DepOSIt
08/20 330.00 Deposit //
08/20 25.00 Deposit".
08/21 1,621.50 Deposit~
08/22 1,448.00 Deposit
08/23 285.50 Deposit~
08/24 255.50 Deposit /'
08/24 50.00 Deposit,/
08/27 322.50 Deposjt ~
08/28 377 . 00 Depos!t ~
08/29 1,316.50 DepOSIt v"
08/30 4,622.00 Deposit V
08/30 4,443.25 Deposit ./
08/31 580.50 Deposit v
Interest
Date
08/31
Amount Description
57.15 Interest ./"
Daily Balance
Date
08/01
08/02
08/03
08/06
08/07
08/08
08/09
08/10
I NEWS
Balance Date
Balance
8,982.39
9.]06.39
9,682.93
11,027 .43
11,635.93
16,195.43
17,816.93
19,264.93
Date
08/23
08/24
08/27
08/28
08/29
08/30
08/31
Balance
19,550.43
19,855.93
20,178.43
20,555.43
21,851.93
30,917.18
31,554.83
44,978.00
45,567.50
2,514.86
2 ,802 . 11
3,573. 46
3,824.76
4,337.26
6,520.89
08/13
08/14
08/15
08/16
08/17
08/20
08/21
08/22
FROM CITIZENS
--We'll give your business more room to grow. Small Business Mortgages.
We can help grow your business by providing affordable financing options using the equity in
your business. Whether you're looking to manage cash flow, purchase new equipment, increase
inventory, buy a new business property or refinance your existing building, Citizens Bank has
what you're looking for. Your bottom line is looking better already. To learn more about our
small business mortgages, visit your nearest branch and speak with a Business Banking
Officer, or call1-800-4BUSINESS. Member FDIC.
--Encourage Repeat Business! Sign up for a new merchant services account by September 29th,
2007 and you'll also receive 100 FREE gift cards to sell to your customers. Also, with your
Citizens Bank business checking account you'll receive next day settlement of funds from
credit card transactions when you choose Citizens Bank Merchant Services as your payment
processor. Call1-800-4BUSINESS or stop by your local branch for details. Terms and
conditions apply.
--Citizens Bank and Paychex (registered trademark) - Payroll services you can count on.
Employees make your business. And Citizens Bank and Paychex make it their business to make
paying your employees as simple and accurate as possible. Paychex, our preferred payroll
service partner, handles the details of payroll, payroll taxes and reporting, so you can
focus on what is most important to you - growing your business. As a Citizens Bank business
checking customer, you could be eligible for up to a 10% ongoing monthly discount with
Paychex. To learn more, visit us at citizensbank.com, stop by your nearest branch or call
1-800-4BUSINESS. Member FDIC.
(~1
Commercial Account
Statement
o OF 2
Beginning August 01, 2007
through August 31, 2007
TOWN OF WAPPINGER
TOWN CLERK ACCOUNT
Munidpal Checking w/Interest
400407-654-3
o
Total Deposits & Credits
37,221. 43
o
e
Total Interest Paid
57.15
Current Balance
31,554.83
):~ Citizens Bank
Checking Account Balance Worksheet
Before completing this worksheet, please be sure
to- adjust your Ct>.6CkbeOK register balance by
· Adding any interest earned
· Subtracting any fees or other charges
1
2
Your current balance on this statement
List deposits which do not appear on
this statement
Date
Amount
Date
Amount
3
4
Subtotal by adding 1 and 2
List outstanding checks, transfers, or
withdrawals that do not appear on this
statement
Datel
Check No.
Datel
Check No.
Amount
Amount
5
Subtract 4 from 3. This should match your
checkbook register balance.
~1/ ,55/./ !?~
Current Balance
0$1?J :/.60
Total of 2
0$0 ~q~3'2~~ ·
Sublotal 01 1 an
"
O $3Ef}qj:L~_
Total of 4
t;;\ $ 57 I.f{) ,JS,'
Q TOlal
Customer Service
If you have any questions regarding your account or discover an error, call the number
shown on the Iront of your statement or write to us at the following address:
Citizens Bank
Customer Service Center
P.o. Box 42001
Providence, RI02940.2001
Deposit Accounts are Non-Transferable
Personal deposit accounts, such as CDs and savings accounts, cannot be translerred 10
another person or to a corporate entity.
In Casa of Errors or Quastlons about your Personal Deposit Electronic Transfers or
Loan Statements
Electronic Transfers or Loan Statements
If you think thai your statement or receipt is wrong, or il you need more information
about a transleritransaction on your statement or receipt, call us althe number shown
on the Iront of your stalemenl or write us as soon as possible at the address above. We
must hear Irom you no later than 60 days aher we sent you the first statement on which
the error or problem appeared. You can call us, but you must also write to us to fully
preserve your rights.
In your leller, please give us the following inlormation:
. your name and account number;
. the dollar amount of the suspected error; and
a. description 01 the suspected error or item in question, including an explanation 01
why you believe there is an error or why you need more inlormation.
Electronic Transfers
We will investigate your question and correcl any error promplly. If we lake more
than 10 business days (10 calendar days in MA) to complete our investigation, we
will credit your account lor the amount in question so that you have use of the
money during Ihattime.
Loan Statements
You do not have to pay any amount in question while we are investigating it. However,
you do have to pay Ihe parts 01 your bill that are not in queslion. While we investigate
your question, we cannot report you as delinquenl or take any aclion to collectlhe
amount in question.
Flnanca Charge Calculations for Ovardraft Line of Credit Accounts
Based on Averaga Deily Balance Computation Method
Calculating your Finance Charge
We compute your linance charge by multiplying Ihe Average Daily Balance 01 your
account by the Daily Periodic Rate and then mulliplying the resull by the number 01
days in the billing cycle.
Calculating your Average Daify Balance
To getlhe average daily balance, we take the beginning balance of your account each
day (which does not include any unpaid linance charges or fees), add any new Overdrah
Line of Credit transactions as ollhe date of those transactions, and subtract any pay-
ments or credits. This gives us the daily balance. Then we add all the daily bafances lor
the billing cycle logether and divide the tolal by lhe number of days in the billing cycle.
This gives us the average daily balance lor your account.
~han9!Clf Address
Please call the number shown on the front of your statement to notily us of a change of
address.
Thank you for banking with Citizens Bank.
~11.?-17)1
~~ CitizerlS Ba
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RETURNED DEPOSITED ITEM NOTICE
DATE 06-29-07
AMOUNT
100.00
100.00
REASON
REFER TO MAKER
REFER TO MAKER
MAKER
FEE
20.00
20.00
DEPOSIT DATE
06-25-2007
06-25-2007
REFERENCE #
000067434142
000067434143
200.00
TOTAL FOR
2 ITEMS
TOTAL FEE
40.00
THE ITEM(S) SHOWN ABOVE WAS DEPOSITED TO YOUR BANK ACCOUNT, BUT IT HAS BEEN RETURNED UNPAID
FOR THE REASON INDICATED. WE HAVE ENCLOSED THE ITEM AND SUBTRACTED THE AMOUNT FROM YOUR ACCOUNT
BALANCE AND THE ASSOCIATED FEES WILL BE REFLECTED ON YOUR NEXT ACCOUNT ANALYSIS STATEMENT.
PLEASE ADJUST YOUR ACCOUNT BALANCE. IF YOU HAVE ANY QUESTIONS OR CONCERNS, PLEASE CONTACT US AT
THE NUMBER LISTED BELOW. THANK YOU.
!! r "i~ TOWN OF WAPPINGER
'if l,'''-''\'''' TOWN CLERK ACCOUNT
-<'I S\ 01 20 MIDDLEBUSH RD
'Ut," {WAPPINGERS ~~~~S N:cr~!!~4
7/11. .C:: NljLlcL 40 ,Ctodryi.(/c; L(t.l
'P ~. (' ; t( 1\.0) ~ {i
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{f { (-
DEPOSITING ACCOUNT NUMBER
CHARGE ACCOUNT NUMBER
40-0407-654-3
40-0407-654-3
CITIZENS BANK N.A.
CUSTOMER SERVICE
1-800-922-9999
_ 880 ! 1'-\<,
\ .1'1\ Dil" \,~l,\~O'V
," J': .\J~,' , " 'c'
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RETURNED DEPOSITED ITEM NOTICE
DATE 08 -15- 07
It
AMOUNT
50.00
REASON
ACCOUNT CLOSED
MAKER
FEE DEPOSIT DATE REFERENCE #
20.00 08-09-2007 000066494081
50.00
TOTAL FOR
1 ITEMS
TOTAL FEE
20.00
THE ITEMCS) SHOWN ABOVE WAS DEPOSITED TO YOUR BANK ACCOUNT, BUT IT HAS BEEN RETURNED UNPAID
FOR THE REASON INDICATED. WE HAVE ENCLOSED THE ITEM AND SUBTRACTED THE AMOUNT FROM YOUR ACCOUNT
BALANCE AND THE ASSOCIATED FEES WILL BE REFLECTED ON YOUR NEXT ACCOUNT ANALYSIS STATEMENT.
PLEASE ADJUST YOUR ACCOUNT BALANCE. IF YOU HAVE ANY QUESTIONS OR CONCERNS, PLEASE CONTACT US AT
THE NUMBER LISTED BELOW. THANK YOU.
~t\
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~ ~
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(' G' '.J
TOWN OF WAPPINGER
TOWN CLERK ACCOUNT
20 MIDDLEBUSH RD
WAPPINGERS FALLS NY
DEPOSITING ACCOUNT NUMBER
CHARGE ACCOUNT NUMBER
40-0407-654-3
40-0407-654-3
CITIZENS BANK N.A. 880
CUSTOMER SERVICE
1-800-922-9999
-f~S\ {)-J
12590-4004
RETURNED DEPOSITED ITEM NOTICE
DATE 08-29-07
AMOUNT
20.00
REASON
NSF
---
,-
MAKER
FEE DEPOSIT DATE REFERENCE #
20.00 08-16-2007 000066845332
20.00
TOTAL FOR
1 ITEMS
TOTAL FEE
20.00
THE ITEMCS) SHOWN ABOVE WAS DEPOSITED TO YOUR BANK ACCOUNT, BUT IT HAS BEEN RETURNED UNPAID
FOR THE REASON INDICATED. WE HAVE ENCLOSED THE ITEM AND SUBTRACTED THE AMOUNT FROM YOUR ACCOUNT
BALANCE AND THE ASSOCIATED FEES WILL BE REFLECTED ON YOUR NEXT ACCOUNT ANALYSIS STATEMENT.
PLEASE ADJUST YOUR ACCOUNT BALANCE. IF YOU HAVE ANY QUESTIONS OR CONCERNS, PLEASE CONTACT US AT
THE NUMBER LISTED BELOW. THANK YOU.
TOWN OF WAPPINGER
TOWN CLERK ACCOUNT
20 MIDDLEBUSH RD
WAPPINGERS FALLS NY 12590-4004
DEPOSITING ACCOUNT NUMBER
CHARGE ACCOUNT NUMBER
40-0407-654-3
40-0407-654-3
CITIZENS BANK N.A. 880
CUSTOMER SERVICE
1-800-922-9999
l1l:l/..il::l/2007
Q
11:47
..
NO. 768 GlOO2
Page 1 of 1
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