2006-01
Ui
BankofAmerica ~
~~~
Bank of America, N.A. ~ .-.,
P.O. Box 25118
Tampa, FL 33622-5118
tI:f
Page 1 of 5
Statement Period
01/01/06 through 01/31/06
IDO P PC OC 0011791
Enclosures 4 60
Account Number 0094 0006 4928
111.11..1.1.1.1.1.1..11...1111...1111.1.1.1..1..1.1.1..11..1.1
01487 001 SCI1999
o
TOWN OF WAPPINGER
FEE ACCOUNT
PO BOX 324
WAPPINGERS FALLS NY 12590-0324
o Recycled Paper
rr
I
H
.
.
TOWN OF WAPPINGER
FEE ACCOUNT
Page 2 of 5
Statement Period
01/01/06 through 01/31/06
FDO P PC OC
Enclosures 4 60
Account Number 0094 0006 4928
Thank you for banking with Bank of America.
-
-
-
~
iiiiiiiiiiiii
-
iiiiiiiiiiiiiii
!!!!!!!!
-
!!!!!!!!
-
-
Deposit Hold Extension.
Effective February 2006, Bank of America's Funds Availability Policy is changing. If you receive a notice
that we are holding certain funds that you deposited, your notice will indicate the date and time of day
that you will be able to withdraw the funds in cash. In some cases, this will be later in the day than
under Bank of America's previous policy. Please note that if there is a hold, you will not be able to use
these funds for cash withdrawals, electronic payments, cashier's checks, teller's checks, certified
checks, and debit card transactions until that date and time.
-
-
!!!!!!!!
!!!!!!!!
=
-
!!!!!!!!
BankofAmerica __~
~"'~--
,-
~
TOWN OF WAPPINGER
FEE ACCOUNT
Page 3 of 5
Statement Period
01/01/06 through 01/31/06
EDO P PC OC 0011793
Enclosures 4 60
Account Number 0094 0006 4928
Fun Analysis Business ChecTC:ing
TOWN OF WAPPINGER FEE ACCOUNT
Your Account at a Glance
Account Number 0094 0006 4928
Statement Period 01/01/06 through 01/31/06
Number of Deposits/Credits 25
Number of Withdrawals/Debits 6
N umber of Days in Cycle
31
Statement Beginning Balance
Amount of Deposits/Credits
Amount of Withdrawals/Debits
Statement Ending Balance
Average Ledger Balance
Service Charge
$37,995.73
$19,389.50
$38,679.73
$18,705.50
$19,600.03
$0.00
Deposits and Credits
Date Customer
Posted Reference
Bank
Reference
01/04
01/04
01/05
01/06
01/06
01/09
01/09
01/10
01/11
01/12
01/12
01/13
01/13
01/17
01/18
01/19
01/20
01/23
01/24
01/25
01/26
01/27
01/27
01/30
01/31
813004270397557
813004470833892
813004570868039
813004770862195
945001065910004
813004170026086
813004170026080
813004770967105
813004270518996
813004670069862
813004670069901
813004270360306
813004270360336
813004270864457
813004470851439
813004470258661
813004770784927
813004170706557
813005270371356
81300527050,'449
813004470671720
813005370009821
813005370009829
813004470071665
81300477049~130
o Recycled Paper
H
TOWN OF WAPPINGER
FEE ACCOUNT
Page 4 of 5
Statement Period
01/01/06 through 01/31/06
FllO P PC OC
Enclosures 4 60
Account Number 0094 0006 4928
Withdrawals and Debits
Checks
1588
1589
Date Bank
Amount ($) Posted Reference
92.47 01/10 813101370578653
18.00 01/12 813100970675649
Check
Number
Date Bank
Amount ($) Posted Reference
Check
Number
1590
1591
157.50 01/19 813101470258193
38,199.71 01/10 813005070982540
Other Debits
Date Customer
Posted Reference
Amount ($) Description
I 25.00 Return Item Chargeback
(187.05 Nysdec Des:Decals_ach ID:137106014011523
Indn:Town Of Wappinger Co ID:11460132oo ppd
Bank
Reference
01/18
01/18
941101180262677
900660175188304
Date Balance ($)
01/01 37,995.73
01/04 38,734.73
01/05 39,151.98
01/06 39,961.98
01/09 40,854.98
01/10 2,723.05
01/11 2,802.05
Date
Daily Ledger Balances
Balance ($)
Date
Balance ($)
15,240.50
15,391.00
16,724.00
18,182.75
18,491.00
18,705.50
-
-
!!!!!!!!!!!!!
iiiiiiiiii
-
iiiiiiiiii
!!!!!!!!!!!!!
==
!!!!!!!!!!!!!
01/12
01/13
01/17
01/18
01/19
01/20
01/23
5,004.55
6,817.55
7,362.55
7,315.75
9,437.25
12,946.75
15,130.50
01/24
01/25
01/26
01/27
01130
01131
iiiiiiiiii
-
-
-
!!!!!!!!!!!!
!!!!!!!!!!!!
~
-
!!!!!!!!!!!!
r
BankofAmerica __~
~~~.-.
,-
~
Page 5 of 5
0011795
How To Balance Your Bank of America Account
FIRST, start with ynur Account Register/Checkbook:
1. List your Statement Ending Balance here ..........................................
....................................................................................................................................................................................... $
$
$ ~ {I. I fji:~~
$ ! . , .
$
$ I~ 715,511
!~ 7cJ),50
I: .~/~,5t'
,
1. List your Account Register/Checkbook Balance here
2. Subtrac1 any service charges or other deductions not previously recorded that are listed on this statement ......................................................
3. Add any credits not previously recorded that are listed on this statement (for example interest) ....................................................................................
4. This is your NEW ACCOUNT REGISTER BALANCE
NOW, with your Accourit Statement:
2. Add any deposits not shown on this statement ..................................................................................................................................................................................................................
J.(}!;j/~ .oti ~
SUBTOTAL ................................................................. $
3. List and total all outstanding cheeks, ATM, Check Card and other elec1ronic withdrawals
Checks, A TM, Checic Card, Checks, ATM, Check Card, Checks, ATM, Check Card,
Electronic Withdrawals Electronic Withdrawals Electronic Withdrawals
Date/Check # Amount Date/Check # Amount Date/Check # Amount
-
$
4. TOTAL OF OUTSTANDING CHECKS, ATM, Check Card and other elec1ronic withdrawals ................................................................................................
5. Subtrac1 total outstanding checks, ATM, Check Card and other electronic withdrawals from Subtotal
This Balance should match your new Account Register Balance .................................................................................................................................................................. $
Upon receipt of your statement, differences, if any, should be reported to the bank promptly in writing and In accordance with provisions In your deposit
agreement.
o
f}, (; . t Ii. (JO I
IMPORTANT INFORMATION FOR BANK DEPOSIT ACCOUNTS
Change of Address. Please call us at the telepnone number listed on the front of this statement to tell us about a change of address.
Deposit Agreement. Wnen you opened your account, you received a deposit agreement and fee schedule and agreed that your account would be
go...erned by the terms of these documents, as we may amend them from time to time. These documents are part of the contrac1 for your deposit account
and govern all transac1ions relating to your account, including all deposits and withdrawals. Copies of both the deposit agreement and fee schedule,
which contain tne current version of the terms and conditions of your account relationship, may be obtained at our banking centers.
Electronic Transfers: In case of errors or questions about your electronic transfers
If you think your statement or receipt is wrong or If you need more information about an elec1ronic transfer (e.g., ATM transac1ions, direc1 deposits or
withdrawals, point-of-sale transac1ions) on the statement or receipt, telephone or write us at the address and number listed on the front of this statement
as soon as you can. We must hear rrom you no later than 60 days after we sent you the FIRST statement on which the error or problem appeared.
. Tell us your name and account number.
. Describe the error or the transfer you are unsure about, and explain as clearly as you can why you believe there is an error or why you need more
I nformati on.
. Tell us the dollar amount of the suspected error.
For consumer accounts used primarily for personal, family or household purposes, we will Investigate your complaint and will correct any error
promptly. If we take more than 10 business days (to calender days if you are a Massachusetts customer) (20 business days if you are a new customer,
for elec1ronic transfers occurring during the first 30 days after the first deposit Is made to your account) to do this, we will recredlt your account for the
amount you think is in error, so that you will have use of the money during the time it takes us to complete our Investigation.
For other accounts, we investigate, and if we find we have made an error, we credit your account at the conclusion of our investigation.
Reporting Other Problems. You must examine your statement carefully and promptly. You are in the best position to discover errors and unauthorized
transac1ions on your account. If you fail to notify us in writing of suspec1ed problems or unauthorized transac1ions within the time periods specified in
the deposit agreement (which periods are no more than 60 days after we make the statement available to you and In some cases are 30 days or less), we
are not liable to you for, and you agree not to make a claim against us for the problems or unauthorized transac1ions.
Direct Deposits. If you have arranged to have direct deposits made to your account at least once every 60 days from the same person or company, you
may call us at the telephone !lumber listed on the front of this statement to find out if the deposit was made as scheduled.
Bank of America, N.A. Member FDIC and g Equal Housing Lender
o Recycled Paper
II
I
.
.
.
-
~
iiiiiiiiiiiiii
!!!!!!'!!
iiiiiiiiii
-
iiiiiiiiiiiiii
!!!!!!'!!
==
!!!!!!!!
iiiiiii
-
-
-..
!!!!!!!!
!!!!!!!!
-
-
!!!!!!!!
BANK OF AMERICA, N.A.
EAST RETURN ITEMS
P.O. BOX 2518
HOUSTON, TX 77252-2518
Page 01 of 01
Bank 00487
Center :
Divider: 994
Code 3
kJ
Deposit Account: 940-006-4928
Charge Account : 940-006-4928
Store/Reference:OOOOOOOOOOOOOO
TOWN OF WAPPINGER
FEE ACCOUNT
PO BOX 324
WAPPINGERS FALLS NY
US
12590-0324
Date of Notice: 01-18-2006
Dear Valued Customer:
The item(s) below, which were deposited to your account, have been returned unpaid.
Therefore, we have charged them to your account. Fees for analyzed accounts are itemized
on the account analysis statement.
If you have any questions or need additional information, please contact one of our
Customer Service representatives at 1-800-432-1000. Thank you for choosing Bank of
America.
Number of Returned Items:
Amount of Returned Item(s):
1
25.00
SEQUENCE/
DEP DATE
01270262677
1/13/2006
ABA NUMBER/
DEP AMOUNT
0219-0235
1,223.00
MAKER NAME/
CHECK DATE
RETURN REASON/
I.D.
Refer to Item
AMOUNT
25.00