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2006-01 Ui BankofAmerica ~ ~~~ Bank of America, N.A. ~ .-., P.O. Box 25118 Tampa, FL 33622-5118 tI:f Page 1 of 5 Statement Period 01/01/06 through 01/31/06 IDO P PC OC 0011791 Enclosures 4 60 Account Number 0094 0006 4928 111.11..1.1.1.1.1.1..11...1111...1111.1.1.1..1..1.1.1..11..1.1 01487 001 SCI1999 o TOWN OF WAPPINGER FEE ACCOUNT PO BOX 324 WAPPINGERS FALLS NY 12590-0324 o Recycled Paper rr I H . . TOWN OF WAPPINGER FEE ACCOUNT Page 2 of 5 Statement Period 01/01/06 through 01/31/06 FDO P PC OC Enclosures 4 60 Account Number 0094 0006 4928 Thank you for banking with Bank of America. - - - ~ iiiiiiiiiiiii - iiiiiiiiiiiiiii !!!!!!!! - !!!!!!!! - - Deposit Hold Extension. Effective February 2006, Bank of America's Funds Availability Policy is changing. If you receive a notice that we are holding certain funds that you deposited, your notice will indicate the date and time of day that you will be able to withdraw the funds in cash. In some cases, this will be later in the day than under Bank of America's previous policy. Please note that if there is a hold, you will not be able to use these funds for cash withdrawals, electronic payments, cashier's checks, teller's checks, certified checks, and debit card transactions until that date and time. - - !!!!!!!! !!!!!!!! = - !!!!!!!! BankofAmerica __~ ~"'~-- ,- ~ TOWN OF WAPPINGER FEE ACCOUNT Page 3 of 5 Statement Period 01/01/06 through 01/31/06 EDO P PC OC 0011793 Enclosures 4 60 Account Number 0094 0006 4928 Fun Analysis Business ChecTC:ing TOWN OF WAPPINGER FEE ACCOUNT Your Account at a Glance Account Number 0094 0006 4928 Statement Period 01/01/06 through 01/31/06 Number of Deposits/Credits 25 Number of Withdrawals/Debits 6 N umber of Days in Cycle 31 Statement Beginning Balance Amount of Deposits/Credits Amount of Withdrawals/Debits Statement Ending Balance Average Ledger Balance Service Charge $37,995.73 $19,389.50 $38,679.73 $18,705.50 $19,600.03 $0.00 Deposits and Credits Date Customer Posted Reference Bank Reference 01/04 01/04 01/05 01/06 01/06 01/09 01/09 01/10 01/11 01/12 01/12 01/13 01/13 01/17 01/18 01/19 01/20 01/23 01/24 01/25 01/26 01/27 01/27 01/30 01/31 813004270397557 813004470833892 813004570868039 813004770862195 945001065910004 813004170026086 813004170026080 813004770967105 813004270518996 813004670069862 813004670069901 813004270360306 813004270360336 813004270864457 813004470851439 813004470258661 813004770784927 813004170706557 813005270371356 81300527050,'449 813004470671720 813005370009821 813005370009829 813004470071665 81300477049~130 o Recycled Paper H TOWN OF WAPPINGER FEE ACCOUNT Page 4 of 5 Statement Period 01/01/06 through 01/31/06 FllO P PC OC Enclosures 4 60 Account Number 0094 0006 4928 Withdrawals and Debits Checks 1588 1589 Date Bank Amount ($) Posted Reference 92.47 01/10 813101370578653 18.00 01/12 813100970675649 Check Number Date Bank Amount ($) Posted Reference Check Number 1590 1591 157.50 01/19 813101470258193 38,199.71 01/10 813005070982540 Other Debits Date Customer Posted Reference Amount ($) Description I 25.00 Return Item Chargeback (187.05 Nysdec Des:Decals_ach ID:137106014011523 Indn:Town Of Wappinger Co ID:11460132oo ppd Bank Reference 01/18 01/18 941101180262677 900660175188304 Date Balance ($) 01/01 37,995.73 01/04 38,734.73 01/05 39,151.98 01/06 39,961.98 01/09 40,854.98 01/10 2,723.05 01/11 2,802.05 Date Daily Ledger Balances Balance ($) Date Balance ($) 15,240.50 15,391.00 16,724.00 18,182.75 18,491.00 18,705.50 - - !!!!!!!!!!!!! iiiiiiiiii - iiiiiiiiii !!!!!!!!!!!!! == !!!!!!!!!!!!! 01/12 01/13 01/17 01/18 01/19 01/20 01/23 5,004.55 6,817.55 7,362.55 7,315.75 9,437.25 12,946.75 15,130.50 01/24 01/25 01/26 01/27 01130 01131 iiiiiiiiii - - - !!!!!!!!!!!! !!!!!!!!!!!! ~ - !!!!!!!!!!!! r BankofAmerica __~ ~~~.-. ,- ~ Page 5 of 5 0011795 How To Balance Your Bank of America Account FIRST, start with ynur Account Register/Checkbook: 1. List your Statement Ending Balance here .......................................... ....................................................................................................................................................................................... $ $ $ ~ {I. I fji:~~ $ ! . , . $ $ I~ 715,511 !~ 7cJ),50 I: .~/~,5t' , 1. List your Account Register/Checkbook Balance here 2. Subtrac1 any service charges or other deductions not previously recorded that are listed on this statement ...................................................... 3. Add any credits not previously recorded that are listed on this statement (for example interest) .................................................................................... 4. This is your NEW ACCOUNT REGISTER BALANCE NOW, with your Accourit Statement: 2. Add any deposits not shown on this statement .................................................................................................................................................................................................................. J.(}!;j/~ .oti ~ SUBTOTAL ................................................................. $ 3. List and total all outstanding cheeks, ATM, Check Card and other elec1ronic withdrawals Checks, A TM, Checic Card, Checks, ATM, Check Card, Checks, ATM, Check Card, Electronic Withdrawals Electronic Withdrawals Electronic Withdrawals Date/Check # Amount Date/Check # Amount Date/Check # Amount - $ 4. TOTAL OF OUTSTANDING CHECKS, ATM, Check Card and other elec1ronic withdrawals ................................................................................................ 5. Subtrac1 total outstanding checks, ATM, Check Card and other electronic withdrawals from Subtotal This Balance should match your new Account Register Balance .................................................................................................................................................................. $ Upon receipt of your statement, differences, if any, should be reported to the bank promptly in writing and In accordance with provisions In your deposit agreement. o f}, (; . t Ii. (JO I IMPORTANT INFORMATION FOR BANK DEPOSIT ACCOUNTS Change of Address. Please call us at the telepnone number listed on the front of this statement to tell us about a change of address. Deposit Agreement. Wnen you opened your account, you received a deposit agreement and fee schedule and agreed that your account would be go...erned by the terms of these documents, as we may amend them from time to time. These documents are part of the contrac1 for your deposit account and govern all transac1ions relating to your account, including all deposits and withdrawals. Copies of both the deposit agreement and fee schedule, which contain tne current version of the terms and conditions of your account relationship, may be obtained at our banking centers. Electronic Transfers: In case of errors or questions about your electronic transfers If you think your statement or receipt is wrong or If you need more information about an elec1ronic transfer (e.g., ATM transac1ions, direc1 deposits or withdrawals, point-of-sale transac1ions) on the statement or receipt, telephone or write us at the address and number listed on the front of this statement as soon as you can. We must hear rrom you no later than 60 days after we sent you the FIRST statement on which the error or problem appeared. . Tell us your name and account number. . Describe the error or the transfer you are unsure about, and explain as clearly as you can why you believe there is an error or why you need more I nformati on. . Tell us the dollar amount of the suspected error. For consumer accounts used primarily for personal, family or household purposes, we will Investigate your complaint and will correct any error promptly. If we take more than 10 business days (to calender days if you are a Massachusetts customer) (20 business days if you are a new customer, for elec1ronic transfers occurring during the first 30 days after the first deposit Is made to your account) to do this, we will recredlt your account for the amount you think is in error, so that you will have use of the money during the time it takes us to complete our Investigation. For other accounts, we investigate, and if we find we have made an error, we credit your account at the conclusion of our investigation. Reporting Other Problems. You must examine your statement carefully and promptly. You are in the best position to discover errors and unauthorized transac1ions on your account. If you fail to notify us in writing of suspec1ed problems or unauthorized transac1ions within the time periods specified in the deposit agreement (which periods are no more than 60 days after we make the statement available to you and In some cases are 30 days or less), we are not liable to you for, and you agree not to make a claim against us for the problems or unauthorized transac1ions. Direct Deposits. If you have arranged to have direct deposits made to your account at least once every 60 days from the same person or company, you may call us at the telephone !lumber listed on the front of this statement to find out if the deposit was made as scheduled. Bank of America, N.A. Member FDIC and g Equal Housing Lender o Recycled Paper II I . . . - ~ iiiiiiiiiiiiii !!!!!!'!! iiiiiiiiii - iiiiiiiiiiiiii !!!!!!'!! == !!!!!!!! iiiiiii - - -.. !!!!!!!! !!!!!!!! - - !!!!!!!! BANK OF AMERICA, N.A. EAST RETURN ITEMS P.O. BOX 2518 HOUSTON, TX 77252-2518 Page 01 of 01 Bank 00487 Center : Divider: 994 Code 3 kJ Deposit Account: 940-006-4928 Charge Account : 940-006-4928 Store/Reference:OOOOOOOOOOOOOO TOWN OF WAPPINGER FEE ACCOUNT PO BOX 324 WAPPINGERS FALLS NY US 12590-0324 Date of Notice: 01-18-2006 Dear Valued Customer: The item(s) below, which were deposited to your account, have been returned unpaid. Therefore, we have charged them to your account. Fees for analyzed accounts are itemized on the account analysis statement. If you have any questions or need additional information, please contact one of our Customer Service representatives at 1-800-432-1000. Thank you for choosing Bank of America. Number of Returned Items: Amount of Returned Item(s): 1 25.00 SEQUENCE/ DEP DATE 01270262677 1/13/2006 ABA NUMBER/ DEP AMOUNT 0219-0235 1,223.00 MAKER NAME/ CHECK DATE RETURN REASON/ I.D. Refer to Item AMOUNT 25.00