2006-03
BankofAmerica ~
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Bank of America, N.A. ~ ..-.
P.O. Box 25118
Tampa, FL 33622-5118
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Page 1 of 5
Statement Period
03/01/06 through 03/31/06
FllO P PC OC 0012853
l<~nclosures 5 60
Account Number 009.t 0006 4928
1...11..1.1.1.1.1.1..11...11.....11...1.1.1..1..1.1.1..11..1.1
01487 001 5CH999 I 3 0
TOWN OF WAPPINGER
FEE ACCOUNT
PO BOX 324
WAPPINGERS FALLS NY 12590-0324
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TOWN OF WAPPINGER
FEE ACCOUNT
Page 2 of 5
Statement Period
03/01/06 through 03/31/06
IDO P PC OC
Enclosures 5 60
Account Number 0094 0006 4928
We reviewed our Bank of America Visa Business Check Card benefits and discovered that while some check card benefits are frequently used
by our customers, others are not. In an effort to serve you better, we have streamlined our business check card benefits to provide the
services used most. With this in mind, Bank of America is making some changes to your Bank of America Visa Business Check Card benefits
and we want you to know about these changes which are effective July 1, 2006. At that time, Bank of America Visa Business Check Cards will
no longer offer: Price Protection or Concierge Service.
Bank of America will continue to offer popular benefits that make a difference to our customers, including Total Security Protection our standard
in check card security. For more information on Total Security Protection or your other benefits, refer to the insert included with your
statement or go to www.bankofamerica.com/sbcardupdate.
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BankofAmerica ~
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TOWN OF WAPPINGER
FEE ACCOUNT
Page 3 of 5
Statement Period
03/01/06 through 03/31/06
EnO P PC OC 0012855
Enclosures 5 60
Account Number 0094 0006 4928
Fuil Analysis Business Checking
TOWN OF WAPPINGER FEE ACCOUNT
Your Account at a Glance
Account Number 0094 0006 4928
Statement Period 03/01/06 through 03/31/06
Number of Deposits/Credits 26
Number of Withdrawals/Debits 6
N umber of Days in Cycle
31
Statement Beginning Balance
Amount of Deposits/Credits
Amount of Withdrawals/Debits
Statement Ending Balance
Average Ledger Balance
Service Charge
$18,848.24
$44,751.20
$20,627.24
$42,972.20
$30,055.59
$0.00
Deposits and Credits
Date Customer
Posted Reference
Amount ($) Description
Deposit J
237.50 epositl
70.0 eposit I:;
16.50 Deposit
184.75 Deposit ~
Deposit /
7J L J nil I1/' 24,527.25 epos~t /
CI\!J n,{::J 582 50 eposlt I
I eposit
5 1J'l ~ 1,383.50 eposit ./
I t?l.J. 140.0 eposit I
,023.00 Deposit I
1,951.00 Deposit-0
978.70 Deposit /v
580.75 Deposit, /
578.25 Deposit ~
229.50 Deposit I
381.75 Deposit I
539.00 Deposit
2,149.00 Deposit-(
262.50 Deposit"l
290.00 Deposit v/
1,679.50 Deposit "{
193.75 Deposit '/
4,160.50 Deposit (/"
352.00 Deposit
Bank
Reference
03/01
03/02
03/02
03/03
03/06
03/07
03/08
03/08
03/09
03/10
03/10
03/13
03/14
03/15
03/16
03/17
03/20
03/21
03/22
03/23
03/24
03/27
03/28
03/29
03/30
03/31
813004370022000
813004670875502
813004670875507
813004370790785
813004270661551
813004470223451
813005370896678
813005370896670
813004470198237
813004770090829
813004770090824
813004770943013
813004170675107
813005370827967
813004370294250
813005070392322
813005270248367
813005070188463
813004170668215
813004370518446
813004870796077
813004270591793
813004470041795
813005270334471
813008570442889
813005070735469
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TOWN OF WAPPINGER
FEE ACCOUNT
Page 4 of 5
Statement Period
03/01/06 through 03/31/06
1'll0 P PC OC
Enclosures 5 60
Account Number 0094 0006 4928
Withdrawals and Debits
Checks
1597
1598
1599
Date Bank Check
Amount ($) Posted Reference Number
157.22 03/09 813101370386192 1600
51.00 03/21 813101270246921 1601
15.00 03/10 813004670108487
Other Debits
Date Bank
Amount ($) Posted Reference
180.00 03/23 813000792543554
20,105.95 03/07 813005070874856
Check
Number
03/15
Bank
Amount ($) Description Reference
J 118.07 Nysdec Des:Decals_ach ID:137106073011458 900660730612893
Indn:Town Of Wappinger Co ID:1146013200 Ppd
Date Customer
Posted Reference
Date Balance ($)
03/01 20,627.24
03/02 20,934.74
03/03 21,051.24
03/06 21,235.99
03/07 1,318.04
03/08 26,427.79
03/09 26,463.57
03/10 27,972.07
Date
Daily Ledger Balances
Balance ($)
03/13
03/14
03/15
03/16
03/17
03/20
03/21
03/22
28,995.07
30,946.07
31,806.70
32,387.45
32,965.70
33,195.20
33,525.95
34,064.95
Date Balance ($)
03/23 36,033.95
03/24 36,296.45 -
03/27 36,586.45 -
03/28 38,265.95 -
03/29 38,459.70 -
03/30 42,620.20 !!!!
03/31 42,972.20 iiii
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BankofAmerica ~
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Page 5 of 5
0012857
How To Balance Your Bank of America Account
FIRST, start with your Account Register/Checkbook:
1. List your Account Register/Checkbook Balance here
....................................................................................................................................................................
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$ /! {;t //1
$~ 7q~5~
$
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$ 1 "C/
2. Subtract any service charges or other deductions not previously recorded that are listed on this statement ............
3. Add any credits not previously recorded that are listed on this statement (for example interest) ....................................
4. This is your NEW ACCOUNT REGISTER BALANCE
NOW, with your Account Statement:
1. List your Statement Ending Balance here ......
2. Add any deposits not shown on thi s statement
........................ $
$
SUBTOTAL
3. List and total all outstanding checks, ATM, Check Card and other electronic withdrawals
$ "f7J77~t 70
Checks, ATM, Check Card, Checks, ATM, Check Card, Checks, ATM, Check Card,
Electronic Withdrawals Electronic Withdrawals Electronic Withdrawals
Date/Check # Amount Date/Check # Amount Date/Check # Amount
4. TOTAL OF OUTSTANDING CHECKS, ATM, Check Card and other electronic withdrawals ................ .............................................
5. Subtract total outstanding checks, ATM, Check Card and other electronic withdrawals from Subtotal
This E}alance should match your new Account Register Balance.............................................................. .................................................... $
Upon receipt of your statement, differences, if any, should be reported to the bank promptly in writing and in accordance with provisions in your deposit
agreement.
$
()
/
IMPORTANT INFORMATION FOR BANK DEPOSIT ACCOUNTS
Change of Address. Please call us at the telephone number listed on the front of thi s statement to tell us about a change of address.
Deposit Agreement. When you opened your account, you received a deposit agreement and fee schedule and agreed that your account would be
governed by the terms of these documents, as we may amend them from time to time. These documents are part of the contract for your deposit account
and govern all transactions relating to your account, including all deposits and withdrawals. Copies of both the deposit agreement and fee schedule,
which contain the current version of the terms and conditions of your account relationship, may be obtained at our banking centers.
Electronic Transfers: In case of errors or questions about your electronic transfers
If you think your statement or receipt is wrong or if you need more information about an electronic transfer (e.g., ATM transactions, direct deposits or
withdrawals, point-of-sale transactions) on the statement or receipt, telephone or write us at the address and number listed on the front of this statement
as soon as you can. We must hear from you no later than 60 days after we sent you the FIRST statement on which the error or problem appeared.
* Tell us your name and account number.
* Describe the error or the transfer you are unsure about, and explain as clearly as you can why you believe there is an error or why you need more
information.
* Tell us the dollar amount of the suspected error.
For consumer accounts used primarily for personal, family or household purposes, we will investigate your complaint and will correct any error
promptly. If we take more than 10 business days (10 calender days if you are a Massachusetts customer) (20 business days if you are a new customer,
for electronic transfers occurring during the first 30 days after the first deposit is made to your account) to do this, we will recredit your account for the
amount you think is in error, so that you will have use of the money during the time it takes us to complete our investigation.
For other accounts, we investigate, and if we find we have made an error, we credit your account at the conclusion of our investigation.
Reporting Other Problems. You must examine your statement carefully and promptly. You are in the best position to discover errors and unauthorized
transactions on your account. If you fail to notify us in writing of suspected problems or unauthorized transactions within the time periods specified in
the deposit agreement (which periods are no more than 60 days after we make the statement available to you and in some cases are 30 days or less), we
are nolliable to you for, and you agree not to make a claim against us for the problems or unauthorized transactions.
Direct Deposits. If you have arranged to have direct deposits made to your account at least once every 60 days from the same person or company, you
may call us at the telephone number listed on the front of this slatement to find out if the deposit was made as scheduled.
Bank of America, N.A. Member FDIC and Q Equal Housing Lender
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