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2005-11 BankofAmerica ~_ ~~I AI Page 3 of 5 Statement Period 11/01/05 through 11/30/05 FDO P PC OC 0010539 Enclosures 5 60 Account Number 0094 0006 4928 TOWN OF WAPPINGER FEE ACCOUNT FullAGn1ysis Business CfiiCking TOWN OF WAPPINGER FEE ACCOUNT Your Account at a Glance 30 Statement Beginning Balance Amount of Deposits/Credits Amount of Withdrawals/Debits Statement Ending Balance Average Ledger Balance Service Charge $27,893.62 $25,446.80 $30,510.12 $22,830.30 $12,549.64 $0.00 Account Number 0094 0006 4928 Statement Period 11/01/05 through 11/30/05 Numbel' of Deposits/Credits 20 Number of Withdrawals/Debits 8 Number of Days in Cycle Date Customer Posted Reference 11/01 11/02 11/03 11/04 11/07 11/09 11/10 11/14 11/15 11/16 11/17 11/18 11/21 11/22 11/23 11/28 11/28 11/29 11/29 11/30 Deposits and Credits Amount ($) Description 2,366.50 Deposit J 260.00 Deposit./ 395.50 Deposit I, 183.75 Deposit 430.00 Deposit ~ 111.00 Deposit v~ 1,608.50 Deposit I' 2,203.00 Deposit '" 173.25 Deposit., .. 2,631.00 Deposit ~ 353.00 Deposit i. 203.00 Deposit '/ 8,771.05 Deposit II 283.50 Deposit 1,113.50 Deposit (,'1. 2,942.00 Deposit I 40.00 Deposit 150.00 Deposit" 130.00 Deposit "J 1,098.25 Deposit., Withdrawals and Debits Checks Bank Reference 813004870424148 813004370153709 813005570424647 813004770344296 813004670616189 813004270710989 813005070153668 813005370407027 813004870635427 813005270938240 813004770057293 813004670266168 813005070169065 813005270409399 813004770543444 813005270108825 813005270108859 813004970832031 813004970832033 813004870406566 Check Number Bank Reference 1578 1579 1580 Date Amount ($) Posted 125.85 ~ 11/03 27.00 J 11/07 45.00 l1/OS Check Number Bank Reference Date Amount ($) Posted 157.501 11/17 28,225.92 V 11/04 1581 1582 813101170227542 813005270157474 813101270293411 813101170255274 813005270095987 '0 Recycled Paper TOWN OF WAPPINGER FEE ACCOUNT Withdrawals and Debits . Continued Other Debits lit Page 4 of 5 Statement Period 11/01/05 through 11/30/05 FDO P PC OC Enclosures 5 60 Account Number 0094 0006 4928 Date Customer Posted~nce . 11/15 11/21 11/25 Amount ($) DescriDtion 1,678.~Ysdec Des:D~cals ach ID:137105318011811 Jndn:Town Of Wappinger - Co ID:1146013200 Ppd 150.00f.Return Item Chargeback 100.ocKReturn Item Chargebac:k ..-'-Da~i. 11/01 11/02 11/03 11/04 11/07 11/08 11/09 Balance" ($) 30,260.12 30,520.12 30,789.77 2,747.60 3,150.60 3,105.60 3,216.60 Date Daily Ledger Balances Balance ($) 11/10 11/14 11/15 11/16 11/17 11/18 11/21 4,825.10 7,028.10 5,522.50 8,153.50 8,349.00 8,552.00 17,173.05 Date 11/22 11/23 11/25 11/28 11/29 11/30 Bank Reference 900653185708880 941111210190032 941111250702905 llaWtc:e.. ($) 17,456.55 18,570.05 18,470.05 21,452.05 21,732.05 22,830.30 == . - !!II! - - Iiiiiii - !!II! !!II! - - - l!!i!iiE - II!! - - ~ = BankofAmerica ~ ~~~ Bank of America, N.A. ~ P.O. Box 25118 Tampa, FL 33622-5118 lit Page 1 of 5 Statement Period 11/01/05 through 11/30,'1)5 BlO P PC OC 0010537 Enclosures 5 60 Account Number 009'1 0006 4928 1...11..1.1.1.1.1.1..11...11.....11. ..1.1.1. .1111.1.11111..1.1 01487 001 SOH'" o TOWN OF WAPPINGER FEE ACCOUNT PO BOX 324 WAPPINGERS FALLS NY 12590-0324 o Recycled Paper ~ TOWN OF WAPPINGER FEE ACCOUNT Page 2 of 5 Statement Period 11/01/05 through 11/30/05 EDO P PC OC Enclosures 5 60 Account Number 0094 0006 4928 T"-,,k you for banking with Bank of America. iEIi!li " III II - = iiiliiiIilII . .. == - ii5ii5 - .. .. .. !!!!!!!! .. BankofAmerica ~ ~~~-.. ,-- /:iI Page 5 of 5 0010541 How To Balance Your Bank of America Account FIRST, start with your Account Register/Chec:Icbook: 1. List your Account Register/Checkbook Balance here $~~t:J $~. 11/1, 'tt ~ ~ fir; .; $ . ... 2. Subtract any service charges or other deductions not previously recorded that are listed on .this statement ._..._.._._.._................. 3. Add any credits not previously recorded that are listed on this statement (for exa~ple interest) ........................_...________._..... 4. This is your NEW ACCOUNT REGISTER BALANCE ........................_..._......._......_......._"_.__.._"._........._.............._._,,..........___........... NOW, with your Account Statement: 1. List your Statement Ending Balance here """""'"'''__'''''''''''''''''''_''''''''''''''''''''''''''''''''''''''''''''__'''''''''''''".._..................._..__..__.._...".."".....".".. $ 2. Add any deposits not shown on this statement ._........".""........................_..."".".........__._.......___.............................._......_...._._..."......................"..".... $ SUBTOTAL .........................................................._._. $ 3. List and total all outstanding checks. ATM, Check Card and other electronic withdrawals Checks, ATM, Check Card, Checks, ATM, Check Card, Checks, ATM, Check Card, Electronic Withdrawals Electronic Withdrawals Electronic Withdrawals Date/Check # Amount Date/Check # Amount Date/Check # Amount $ 4. TOTAL OF OUTSTANDING CHECKS, ATM, Check Card and other electronic withdrawals ....................................__......._.....__............ 5. Subtract total outstanding checks, ATM, Check Card and other electronic withdrawals from Subtotal This Balance should match your new Account Register Balance ._...................__........._.........................._............................................................. $ Upon receipt of your statement, differences, if any, should be reported to the bank promptly in writing and in accordance with provisions in your deposit agreement. . IMPORTANT INFORMATION FOR BANK DEPOSIT ACCOUNTS Change of Addreas. Please call us at the telephone number listed on the front of this statement to tell us about a change of address. Deposit Agreement. When you opened your account, you received a deposit agreement and fee schedule and agreed that your account would be governed by the terms of these documents, as we may amend them from time to time. These documents are part of the contract for your deposit account and govern all transactions relating to your account. including all deposits and withdrawals. Copies of both the deposit agreement and fee schedule, which contain the current version of the terms and conditions of your account relationship, may be obtained at our banking centers. Electronic Tranafe...: In ceae of erro... or questlona about your electronic: tl'lm.f.... If you think your statement or receipt is wrong or if you need more Information about an electronic transfer (e.g., ATM transactions, direct duposits or withdrawals, point-of-sale transactions) on the statement or receipt, telephone or write us at the address and number listed on the front of this statement as soon as you can. We must hear from you no later than 60 days after we sent you the FIRST statement on which the error or problem appeared. . Tell us your name and account number. · Describe the error or the transfer you are unsure about, and explain as clearly as you can why you believe there is an error or why you need more information. . .Tell us the dollar amount of the suspected error. For consumer accounts used primarily for personal, family or household purposes, we will Investigate your complaint and will correct any error promptly. If we take more than 10 business days (10 calender days if you are a Massachusetts customer) (20 business days if you are a new customer, for electronic transfers occurring during the first 30 days after the first deposit Is made to your account) to do this, we will recredlt your account for the amount you think is in error, so that you will have use of the money during the time it takes us to complete our investigation. For other accounts, we investigate, and if we find we have made an error, we credit your account at the conclusion of our Investigation. Reporting Other Problema. You must examine your statement carefully and promptly. You are in the best position to discover errors and unauthorized transactions on your account. If you fall to notify us in writing of suspected problems or unauthorized transactions within the time periods specified in the deposit agreement (which periods are no more than 60 days after we make the statement available to you and in some cases are 30 days or less), we are not liable to you for, and you agree not to make a claim against us for the problems or unauthorized transactions. Direct Deposita. If you have arranged to have direct deposits made to your account at least once every 60 days from the same person or company, you may call us at the telephone number listed on the front of this statement to find out If the deposit was made as scheduled. SaM of America, N.A. Member FDIC and -G:r Equal Housing Lender o Recycled Paper H ii!iil!E .. - Iiiiiiiii - iiiiiii - ... ... - - - IIilIliiii - .. .- ... .- - r BANK OF AMERICA, N.A. EAST RETURN ITEMS P.O. BOX 2518 HOUSTON, TX 77252-2518 Page 01 of 01 Bank 00487 Center : Divider: 2,866 Code 3 IJ-i Deposit Account: 940-006-4928 Charge Account : 940-006-4928 . Store/Reference:QOOOOOOOOOOOOO TOWN OF WAPPINGER FEE ACCOUNT PO BOX 324 WAPPINGERS FALLS NY US 12590-0324 Date of Notice: 11-25-2005 Dear Valued Customer: The item(s) below, which were deposited to your account, have been returned unpaid. Therefore, weh~ve~b~raeg tbem to your account. Fees for analyzed accounts are itemized _._._---~-_.~" .--- on the account analysis statement. If you have any questions or need additional information, please contact one of our Customer Service representatives at 1-800-432-1000. Thank you for choosing Bank of America. Number of Returned Items: Amount of Returned Item(s): 1 100.00 SEQUENCE/ ABA NUMBER/ DEP DATE DEP AMOUNT 00870702905 0213-1310 11/21/2005 8,771.05 MAKER NAME/ CHECK DATE RETURN REASON/ LD. Refer to Item AMOUNT 100.00 ~. 0 .~.... . , rIl\tj Ute _11uu o 0 ~ ~ 3 2111 L. 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TX 77252-2518 Page 01 of 01 Bank 00487 Center : Divider: 7.707 Code 3 fofl Deposit Account: 940-006-4928 Charge Account : 940-006-4928 Store/Reference:OOOOOOOOOOOOOO TOWN OF WAPPINGER FEE ACCOUNT PO BOX 324 WAPPINGERS FALLS NY US 12590-0324 Dear Valued Customer: Date of Notice: 11-21-2005 The item(s) below. which were deposited to your account. have been returned unpaid. Therefore. we have charged them to your account. Fees for analyzed accounts are itemized on the account-analysis statement. If yoU have any questions or need additional information. please contact one of our Customer Service representatives at 1-800-432-1000. Thank yoU for choosing Bank of America. Number of Returned Items: Amount of Returned Item(s): 1 150.00 SEQUENCEI ABA NUMBERI DEP DATE DEP AMOUNT 00870190032 0260-1288 11/16/2005 2.631.00 MAKER NAMEI CHECK DATE RETURN REASONI I.D. . Refer to Item ~lf5 "fill - CO~()'f ~11- JI15-1J~7t -------- _.~---_._- ~~ -~._-~------. /~ # 15()~tJ -----/"--- -LDOMk 35, tl7F ( ~U~ 28 100' v ~ I ~6.otJ ------------ ---------------------------- AMOUNT 150.00 .. ..