2012-3102012-310
Refunding Bond Resolution
At a regular meeting of the Town Board of the Town of Wappinger, Dutchess County,
New York, held at Town Hall, 20 Middlebush Road, Wappingers Falls, New York, on
November 26, 2012.
The meeting was called to order by Barbara Gutzler, Supervisor, and upon roll being
called, the following were present:
PRESENT: Supervisor
Councilmembers
- Barbara Gutzler
William H. Beale
Vincent F. Bettina (Arrived at 7:31)
Ismay Czarniecki
Michael Kuzmicz
ABSENT:
The following Resolution was introduced by Councilwoman Czarniecki and seconded by
Councilman Beale.
WHEREAS, the Town of Wappinger, Dutchess County, New York (hereinafter, the
"Town") heretofore issued $2,254,000 Public Improvement (Serial) Bonds, 2003, pursuant to
various bond resolutions, to pay the cost of various Town purposes, and a bond determinations
certificate of the Supervisor dated February 25, 2003 (hereinafter referred to as the "Refunded
Bond Determinations Certificate"), such Public Improvement (Serial) Bonds, 2003, being dated
March 1, 2003 with remaining maturities on March 1 in the amount of $110,000 in' 2013,
$115,000 in 2014, $120,000 in 2015, $125,000 in 2016, $130,000 in 2017, $135,000 in 2018,
$140,000 in 2019, $150,000 in 2020, $155,000 in 2021, $160,000 in 2022, and $170,000 in
2023, as more fully described in the Refunded Bond Determinations Certificate (said bonds
being referred to herein as the "Refunded Bonds"); and
WHEREAS, it would be in the public interest to refund all or a portion of the
outstanding principal balance of the Refunded Bonds by the issuance of refunding bonds
pursuant to Section 90.00 or Section 90.10 of the Local Finance Law; and
WHEREAS, such refunding will only be undertaken if it results in present value savings
in debt service as required by Section 90.10 of the Local Finance Law;
NOW, THEREFORE, BE IT RESOLVED, by the Town Board of .the Town of
Wappinger, Dutchess County, New York, as follows:
Section 1. For the object or purpose of refunding the outstanding principal balance of
the Refunded Bonds as more fully set forth in the Refunding Financial Plan (hereinafter defined),
including providing moneys which, together with the interest earned from the investment of
certain of the proceeds of the refunding bonds herein authorized, shall be sufficient to pay (i) the
principal amount of such Refunded Bonds, (ii) the aggregate amount of unmatured interest
payable on such Refunded Bonds to and including the date on which the Refunded Bonds which
are callable are to be called prior to their respective maturities in accordance with the refunding
financial plan, as hereinafter defined, (iii) the costs and expenses incidental to the issuance of the
refunding bonds herein authorized, including the development of the refunding financial plan, as
hereinafter defined, compensation to the underwriter or underwriters, as hereinafter defined,
costs and expenses of executing and performing the terms and conditions of the escrow contract
or contracts, as hereinafter defined, and fees and charges of the escrow holder or holders, as
hereinafter mentioned, (iv) the redemption premium to be paid on such Refunded Bonds which
are to be called prior to their respective maturities, and (v) the premium or premiums for a policy
or policies of municipal bond insurance or cost or costs of other credit enhancement facility or
facilities, for the refunding bonds herein authorized, or any portion thereof, there are hereby
authorized to be issued not exceeding $1,625,000 refunding serial bonds of the Town pursuant to
the provisions of Section 90.00 or Section 90.10 of the Local Finance Law (the "Refunding
Bonds"), it being anticipated that the amount of Refunding Bonds actually to be issued will be
approximately $1,480,000, as provided in Section 4 hereof. The Refunding Bonds described
herein are hereby authorized to be consolidated for purposes of sale in one or more refunding
serial bond issues. The Refunding Bonds shall each be designated substantially "PUBLIC
IMPROVEMENT REFUNDING (SERIAL) BOND" together with such series designation and
year as is appropriate on the date of sale thereof, shall be of the denomination of $5,000 or any
integral multiple thereof (except for any odd denominations, if necessary) not exceeding the
principal amount of each respective maturity, shall be numbered with the prefix R-12 (or R with
the last two digits of the year in which the Refunding Bonds are issued as appropriate) followed
by a dash and then from 1 upward, shall be dated on such dates, and shall mature annually on
such dates in such years, bearing interest semi-annually on such dates, at the rate or rates of
interest per annum, as may be necessary to sell the same, all as shall be determined by the
Supervisor pursuant to Section 4 hereof. It is hereby further determined that (a) such Refunding
Bonds may be issued in series, (b) such Refunding Bonds may be sold at a discount in the
manner authorized by paragraph a of Section 57.00 of the Local Finance Law and pursuant to
subdivision 2 of paragraph f of Section 90.10 of the Local Finance Law, and (c) such Refunding
Bonds may be issued as' a single consolidated issue. It is hereby further determined that such
Refunding Bonds may be issued to refund all, or any portion of, the Refunded Bonds, subject to
the limitation hereinafter described in Section 10 hereof relating to approval by the State
Comptroller.
Section 2. The Refunding Bonds may be subject to redemption prior to maturity
upon such terms as the Supervisor shall prescribe, which terms shall be in compliance with the
requirements of Section 53.00 (b) of the Local Finance Law. If less than all of the Refunding
Bonds of any maturity are to be redeemed, the particular refunding bonds of such maturity to be
redeemed shall be selected by the Town by lot in any customary manner of selection as
determined by the Supervisor. Notice of such call for redemption shall be given by mailing such
notice to the registered owners not less than thirty (30) days prior to such date and as otherwise
provided in Securities and Exchange Commission Release No. 34-23856, as the same may be
amended from time to time. Notice of redemption having been given as aforesaid, the bonds so
called for redemption shall, on the date for redemption set forth in such call for redemption,
become due and payable, together with interest to such redemption date, and interest shall cease
to be paid thereon after such redemption date.
The Refunding Bonds shall be issued in registered form and shall not be registrable to
bearer or convertible into bearer coupon form. In the event said Refunding Bonds are issued in
non-certificated form, such bonds, when issued, shall be initially issued in registered form in
denominations such that one bond shall be issued for each maturity of bonds and shall be
registered in the name of Cede & Co., as nominee of The Depository Trust Company, New
York, New York ("DTC"), which will act as securities depository for the bonds in accordance
with the Book-Entry-Only system of DTC. In the event that either DTC shall discontinue the
Book-Entry-Only system or the Town shall terminate its participation in such Book-Entry-Only
system, such bonds shall thereafter be issued in certificated form of the denomination of $5,000
each or any integral multiple thereof (except for any odd denominations, if necessary) not
exceeding the principal amount of each respective maturity. In the case of non-certificated
Refunding Bonds, principal of and interest on the bonds shall be payable by check or draft
mailed by the Fiscal Agent (as hereinafter defined) to DTC, or to its nominee, Cede & Co., while
the bonds are registered in the name of Cede & Co. in accordance with such Book-Entry-Only
System. Principal shall only be payable upon surrender of the bonds at the principal corporate
trust office of such Fiscal Agent (or at the office of the Supervisor as Fiscal Agent as hereinafter
provided).
In the event said Refunding Bonds are issued in certificated form, principal of and
interest on the Refunding Bonds shall be payable by check or draft mailed by the Fiscal Agent
(as hereinafter defined) to the registered owners of the Refunding Bonds as shown on the
registration books of the Town maintained by the Fiscal Agent (as hereinafter defined), as of the
close of business on the fifteenth day of the calendar month or last business day of the calendar
month preceding each interest payment date as appropriate and as provided in a certificate of the
Supervisor providing for the details of the Refunding Bonds. Principal shall only be payable
upon surrender of bonds at the principal corporate trust office of a bank or trust company or
banks or trust companies located or authorized to do business in the State of New York, as shall
hereafter be designated by the Supervisor as fiscal agent of the Town for the Refunding Bonds
(collectively the "Fiscal Agent").
Refunding Bonds in certificated form may be transferred or exchanged at any time prior
to maturity at the principal corporate trust office of the Fiscal Agent for bonds of the same
maturity of any authorized denomination or denominations in the same aggregate principal
amount.
Principal and interest on the Refunding Bonds will be payable in lawful money of the
United States of America.
The Supervisor, as chief fiscal officer of the Town, is hereby authorized and directed to
enter into an agreement or agreements containing such terms and conditions as he shall deem
proper with the Fiscal Agent, for the purpose of having such bank or trust company or banks or
trust companies act, in connection with the Refunding Bonds, as the Fiscal Agent for said Town,
to perform the services described in Section 70.00 of the Local Finance Law, and to execute such
agreement or agreements on behalf of the Town, regardless of whether the Refunding Bonds are
initially issued in certificated or non-certificated form; provided, however, that the Supervisor is
also hereby authorized to name the Town Clerk as the Fiscal Agent in connection with the
Refunding Bonds if said Refunding Bonds are issued in non-certificated form.
The Supervisor is hereby further delegated all powers of this Town Board with respect to
agreements for credit enhancement, derived from and pursuant to Section 168.00 of the Local
Finance Law, for said Refunding Bonds, including, but not limited to the determination of the
provider of such credit enhancement facility or facilities and the terms and contents of any
agreement or agreements related thereto.
The Refunding Bonds shall be executed in the name of the Town by the manual or
facsimile signature of the Supervisor, and its corporate seal shall be imprinted or impressed
thereon. In the event of facsimile signature, the Refunding Bonds shall be authenticated by the
manual signature of an authorized officer or employee of the Fiscal Agent. The Refunding
Bonds shall contain the recital required by subdivision 4 of paragraph j of Section 90.10 of the
Local Finance Law and the recital of validity clause provided for in Section 52.00 of the Local
Finance Law and shall otherwise be in such form and contain such recitals, in addition to those
required by Section 51.00 of the Local Finance Law, as the Supervisor shall determine. It is
hereby determined that it is to the financial advantage of the Town not to impose and collect
from registered owners of the Refunding Bonds any charges for mailing, shipping and insuring
bonds transferred or exchanged by the Fiscal Agent, and, accordingly, pursuant to paragraph c of
Section 70.00 of the Local Finance Law, no such charges shall be so collected by the Fiscal
Agent.
Section 3. It is hereby determined that:
(a) the maximum amount of the Refunding Bonds authorized to be issued pursuant to
this resolution does not exceed the limitation imposed by subdivision 1 of paragraph b of Section
90.10 of the Local Finance Law;
(b) the maximum period of probable usefulness permitted by law at the time of the
issuance of the Refunded Bonds for the objects or purposes for which such Refunded Bonds
were issued is as follows: (i) Central Wappinger Emergency Water Improvement Area (class of
objects or purposes), 40 years calculated from July 6, 2000, (ii) Town of Wappinger Sewer
Transmission/Treatment Area No. 3A (class of objects or purposes), 40 years calculated from
July 14, 1994, and (iii) Robinson Lane Recreation Area lighting (specific object or purpose), 15
years calculated from March 1, 2003;
(c) the last. installment of the Refunding Bonds will mature not later than the
expiration of the period of probable usefulness of the specific object or purpose for which said
Refunded Bonds were issued in accordance with the provisions of subdivision 1 of paragraph c
of Section 90.10 of the Local Finance Law;
(d) the estimated present value of the total debt service savings anticipated as a result
of the issuance of the Refunding Bonds, computed in accordance with the provisions of
subdivision 2 of paragraph b of Section 90.10 of the Local Finance Law, with regard to the
Refunded Bonds is as shown in the Refunding Financial Plan described in Section 4 hereof.
Section 4. The financial plan for the refunding authorized by this resolution (the
"Refunding Financial Plan"), showing the sources and amounts of all moneys required to
accomplish such refunding, the estimated present value of the total debt service savings and the
basis for the computation of the aforesaid estimated present value of total debt service savings,
are set forth in Exhibit A attached hereto and made a part of this resolution. The Refunding
Financial Plan has been prepared based upon the assumption that the Refunding Bonds will be
issued in one series to refund all. of the Refunded Bonds in the principal amount of $1,480,000,
and that the Refunding Bonds will mature, be of such terms, and bear interest as set forth on
Exhibit A attached hereto and made a part of this resolution. This Town Board recognizes that
the Refunding Bonds may be issued in one or more series, and for only portions thereof, that the
amount of the Refunding Bonds, maturities, terms, and interest rate or rates borne by the
Refunding Bonds to be issued by the Town will most probably be different from such
assumptions and that the Refunding Financial Plan will also most probably be different from that
attached hereto as Exhibit A. The Supervisor is hereby authorized and directed to determine the
amount of the Refunding Bonds to be issued, the date or dates of such bonds and the date or
dates of issue, maturities and terms thereof, the provisions relating to the redemption of
Refunding Bonds prior to maturity, whether the Refunding Bonds will be insured by a policy or
policies of municipal bond insurance or otherwise enhanced by a credit enhancement facility or
facilities, whether the Refunding Bonds shall be sold at a discount in the manner authorized by
paragraph e of Section 57.00 of the Local Finance Law, and the rate or rates of interest to be
borne thereby, whether the Refunding Bonds shall be issued having substantially level or
declining annual debt service and all matters related thereto, and to prepare, or cause to be
provided, a final Refunding Financial Plan for the Refunding Bonds and all-powers in connection
therewith are hereby delegated to the Supervisor; provided, that the terms of the Refunding
Bonds to be issued, including the rate or rates of interest borne thereby, shall comply with the
requirements of Section 90.00 or Section 90.10 of the Local Finance Law. The Supervisor shall
file a copy of her certificates determining the details of the Refunding Bonds and the final
Refunding Financial Plan with the Town Clerk not later than ten (10) days after the delivery of
the Refunding Bonds, as herein provided.
Section 5. The Supervisor is hereby authorized and directed to enter into an escrow
contract or contracts (collectively the "Escrow Contract") with a bank or trust company, or with
banks or trust companies, located and authorized to do business in this State as said Supervisor
shall designate (collectively the "Escrow Holder") for the purpose of having the Escrow Holder
act, in connection with the Refunding Bonds, as the escrow holder to perform the services
described in Section 90.10 of the Local Finance Law.
Section 6. The faith and credit of said Town of Wappinger, Dutchess County, New
York, are hereby irrevocably pledged to the payment of the principal of and interest on the
Refunding Bonds as the same respectively become due and payable. An annual appropriation
shall be made in each year sufficient to pay the principal of and interest on such bonds becoming
due and payable in such year. There shall be annually levied on all the taxable real property in
said Town a tax sufficient to pay the principal of and interest on such Refunding Bonds as the
same become due and payable.
Section 7. All of the proceeds from the sale of the Refunding Bonds, including the
premium, if any, but excluding accrued interest thereon, shall immediately upon receipt thereof
be placed in escrow with the Escrow Holder for the Refunded Bonds. Accrued interest on the
Refunding Bonds shall be paid to the Town to be expended to pay interest on the Refunding
Bonds. Such proceeds as are deposited in the escrow deposit fund to be created and established
pursuant to the Escrow Contract, whether in the form of cash or investments, or both, inclusive
of any interest earned from the investment thereof, shall be irrevocably committed and pledged
to the payment of the principal of and interest on the Refunded Bonds in accordance with Section
90.10 of the Local Finance Law, and the holders, from time to time, of the Refunded Bonds
shall have a lien upon such moneys held by the Escrow Holder. Such pledge and lien shall
become valid and binding upon the issuance of the Refunding Bonds and the moneys and
investments held by the Escrow Holder for the Refunded Bonds in the escrow deposit fund shall
immediately be subject thereto without any further act. Such pledge and lien shall be valid and
binding as against all parties having claims of any kind in tort, contract or otherwise against the
Town irrespective of whether such parties have notice thereof.
Section 8. Notwithstanding any other provision of this resolution, so long as any of
the Refunding Bonds shall be outstanding, the Town shall not use, or permit the use of, any
proceeds from the sale of the Refunding Bonds in any manner which would cause the Refunding
Bonds to bean "arbitrage bond" as defined in Section 148 of the Internal Revenue Code of 1986,
as amended, and, to the extent applicable, the Regulations promulgated by the United States
Treasury Department thereunder.
Section 9. In accordance with the provisions of Section 53.00 and of paragraph h of
Section 90.10 of the Local Finance Law, in the event such bonds are refunded, the Town hereby
elects to call in and redeem Refunded Bonds which the Supervisor shall determine to be
refunded at the earliest call date available. The sum to be paid therefor on such redemption date
shall be the par value thereof plus the redemption premium, as provided in the Bond
Determinations Certificate, and the accrued interest to such redemption date. The Escrow Agent
for the Refunding Bonds is hereby authorized and directed to cause notice of such call for
redemption to be given in the name of the Town in the manner and within the times provided in
the Bond Determinations Certificate. Such notice of redemption shall be in substantially the
form attached to the Escrow Contract. Upon the issuance of the Refunding Bonds, the election
to call in and redeem the callable Refunded Bonds and the direction to the Escrow Agent to
cause notice thereof to be given as provided in this paragraph shall become irrevocable, provided
that this paragraph may be amended from time to time as may be necessary in order to comply
with the publication requirements of paragraph a of Section 53.00 of the Local Finance Law, or
any successor law thereto.
Section 10. The Refunding Bonds shall be sold at public competitive or at private sale
in the manner and for purchase prices to be determined by the Supervisor, plus accrued interest
from the date or dates of the Refunding Bonds to the date or dates of the delivery of and payment
for the Refunding Bonds. Subject to the approval of the terms and conditions of private sale by
the State Comptroller as required by subdivision 2 of paragraph f of Section 90.10 of the Local
Finance Law, the Supervisor, is hereby authorized to execute and deliver a purchase contract for
the Refunding Bonds in the name and on behalf of the Town providing the terms and conditions
for the sale and delivery of the Refunding Bonds to a purchasing underwriter if sold at private
sale pursuant to said Section 90.10. After the Refunding Bonds have been duly executed, they
shall be delivered by the Supervisor to the purchaser upon the receipt by the Town of the
purchase price, including accrued interest. '
Section 11. The Supervisor and all other officers, employees and agents of the Town
are hereby authorized and directed for and on behalf of the Town to execute and deliver all
certificates and other documents, perform all acts and do all things required or contemplated to
be executed, performed or done by this resolution or any document or agreement approved
hereby.
Section 12. All other matters pertaining to the terms and issuance of the Refunding
Bonds shall be determined by the Supervisor and all powers in connection thereof are hereby
delegated to the Supervisor.
Section 13. The validity of the Refunding Bonds may be contested only if:
1. Such obligations are authorized for an object or purpose for which said Town is
not authorized to expend money, or
2. The provisions of law which should be complied with at the date of publication of
this resolution are not substantially complied with,
and an action, suit or proceeding contesting such validity is commenced within twenty days after
the date of such publication, or
3. Such obligations are authorized in violation of the provisions of the Constitution.
Section 14. A summary of this resolution, which takes effect immediately, shall be
published in the official newspaper of said Town, together with a notice of the Town Clerk in
substantially the form provided in Section 81.00 of the Local Finance Law.
The foregoing was put to a vote which resulted as follows:
BARBARA GUTZLER, SUPERVISOR Voting: AYE
WILLIAM H. BEALE, COUNCILMAN Voting: AYE
VINCENT F. BETTINA, COUNCILMAN Voting: AYE
ISMAY CZARNIECKI, COUNCILWOMAN Voting: AYE
MICHAEL KUZMICZ, COUNCILMAN Voting: AYE
Dated: Wappingers Falls, New York
11/26/2012
The Resolution is hereby duly declared adopted.
CHRISTINE F TON, TOWN CLERK
EXHIBIT A
PRELIMINARY REFUNDING FINANCIAL PLAN
TOWN OF WAPPINGER,
DUTCHESS COUNTY, NEW YORK
Town of WaPpingcr____ _ -_ -__-..____-___
$1,480,000 Refunding Serial Bonds - 2012
Prevailing 'A' Rates plus 25 bps - 10.10.12
Part 1 of 2
__
Refunding Summary
__ _ _ __
__ ___
Dated 1 2101 /2 01 2 ~ Delivered 12/0112012
Sources Of Funds
Par Amount of Bonds _ _ _ _ _ _ _ _ _ _ $1,480,006.00
$1,480,000.00
"rola- Sources
Uses Of Funds
"total Underwriter's Discount (1.000%) 14'806.66
3>,000.06
Costs of issuance 428
8`~.19
t
Deposit to Net Cash Escrow Pund '
'
1,37x.81
founding Amount
$LASOA00.(16
Total [ses
Flow of Funds Detail
Stale and Local Government Series (BEGS) rates for
Date of OMP Candidates _ -
Net Cash L-'scrow Fund Solution Method
'total Cost of lnvestmenis
Interest Gaznings is 0.0)9°i° -
"Total Draws
Issues Refunded And Call Dates
2003 Bonds
9125/2612
Nct Funded
$1,428,835.19
352.31
$1.429.177.50
3/012013
PV Analysis Summary (Net to Net)
Net PV Cashtlow Savings (r~ 2.833%(AlC1 92 ?3.70
Contingency or Rounding nmount _ _ 1,374.81
Net Present Valuc Benefit $93,(27.51
Net PV Benoit? $1,400,000 Refunded Principal ~ 6fi8~°
Net PV Benefit c $L480,000 Refunding Principal 6 37h~'"
'. Fox i AFFt1N~iNG ANALSYSLSP 12012 Refunding - 10.10.12 ~ SINGLE PURPOSE ~ 7 011 0/20 1 2 ~ 4:37 PM
Town of Wappin~er ______ ___..__ _..._._
__- _ .
_..._
$1,480 000 Refunding Serial Bonds - 20 ] 2
Pre~~ailing 'A' Rates plus 2~ bps - 10.10.12
j Refunding Summary Part 2 of 2
Dated 12/0112012 ( Delivered 12/01/2012
Bond Statistics __
5.791 Yrars
Average Life _ _ _ ~
2.2052975 /o
Average Coupon
2.3779930%
Net ]nterest Cost (NIC) 2' 19(1~260~~~
Rood Yield for Arbitrage Nurposes - 2.378228 ~%.
17uc tntcrest Cost (TIC) '_.5330704°io
I All Inclusive Cost (AIC) _ _
cae ~ OFR INf]Mr ANAI SYSLSF ~ 2D12 Refunding - 10.10.12 I SINGLE PURPOSE ~ 10!10/2012 ~ 4:37 PM
Town of Wappinger _ _. - . - ----- - -. _ __ __ _ -
$1,480,000 Refunding Serial Bonds - 2012
Pre~-ailing '!~' Rates plus 25 bps - 10.10.12
'i
Debt Service Schedule
Date Principal Coupon Interest Total P+I
03/01/2013 30,000.00 0.700% 6,877.50 36,877.50
09/01/2(113 - - 13,650.00 13,(150.00
03/01(2014 135,000.00 0.890'% 13,650.00 I48,6S0.00
09/01/2014 - - 13,049.25 13 049?S
03!01/2015 135,OOQ00 1.020"/° 13,049.25 148,049.25
09/01/2015 - - 12,360.75 12,360.75
03/01/2016 140,000.00 1210% 12,3(1(1.75 152,360.75
09/01/2016 -
~ - 11,513.75 11,513.75
~
03/01/2(117 140,000.00 1.440% 11,513.75 151,5 13.75
09/01/201.7 - - 1(1,505.75 10,505.75
03/01/2018 140,000,00 L710% IQ,S05.75 150,505.75
09/01 /2018 - - 9,308.75 9,308.75
U3/U 1/2019 145,000.00 1.970% 9,308.75 154,308.75
09/01/2019 - - 7,880.50 7,88(1.50
03/01/2020 150,000.00 2.240% _ 7,880.50
.. 157,880.50
09/002020 6,200.50 6,200.50
03/01/2021 150,000.00 2.490% 6,200.50 156,200.50
09/C)1l2(121 - - 4,333.00 4,333.00
03/U 02022 155,000.00 2.680'io 4,333.00 159,333.00
091Oll2022 - - 2,256.00 2 56.00
03/01,'2023 1(10,000.00 2.820% 2,256.00 162,25(1.00
Total S 1,480,000.00 - $188,994.00 S 1,668,994.00
Yield Statistics
j Bond Year Dollars $8,570.00
Average bite - 5.791 Years
', Average Coupon 2.2052975°S~
Net Interest Cost (MC) 2.3779930%~
True Interest Cost (1'IC) 23782283%
Bond Yield For Arbitrage Purposes 2.1904260°-b
All Inclusive Cost (AIC) 2.83307044~~
IRS Form 8038
Net Interest Cost 22052975°i~~
Weighted Averabc Maturit}~ 5.791 Years
I File REFUNDING ANALSYSLSF ~ 2012 Refunding - 70.10.12 I SINGLE PURPOSE ~ 10!10!2012 ~ 4:37 PM
Town of Wapjlinger _
__ ------
$1,480,000 Refunding Serlal Bonds - 2012
Prevailing 'A' Rates plus 25 bps - 10.10.12 '~~
Debt Service Comparison
'~ _ _ _ _
Existing
p+I D/S Net New DIS Old Net D/S Savings
Date Total
12/31 /2012 - - - -
12/31/2013 50,527.50 112,200.00 1£12,727.50 170,555.00 7,827.>0
12/31/2014 161,699.25 - 161,699.25 171,055.00 9,355.75
12/31/2015 160,410.00 - 160,410.00 171,355.00 10,945.00
12/31!201.6 163,874.50 - 163,874.50 171,455.00 7,>80.50
12/31(2017 162,019.50 - 162,019.50 171,355.00 9,335.50
12/31/2018 159,814.50 - 159,814.50 171,055.00 11,240.50
12/31/2019 162,189.25 - 162,189.25 170,485.00 8,295.75
12/31/2020 164,081.00 - 164,081.0(1 174,465.00 10,384.00
12/31/2021 160,533.50 - 160,533.50 172,982.50 12,449.00
12/31/2022 161,589A0 - 161,589.00 171,150.00 9,56L00
12/31/2023 162,.'.56.00 - 162,256.00 173,825.00 11,569.00
'Total $1,668,994.00 5112,200.011 51,781,194At1 $1,889,737.50 5108,543.50
PV Analysis Summary (Net to Net)
Gross PV Debt Service Savings 92,2~2.7U
Net PV Cashilow Savings ~ 2.833%(AIC,) 92,252.70
Contingency or Rounding Amount _ _ 1,374.81
Net Present Valuc Benett _ $93.627.51
Net PV Benefit / $1,400,000 Refunded Principal 6.688"i°
Net PV Benefit/ $1,48Q000 Refunding Principal _ _ _ 6.326°io
Refunding Bond Information
Refunding Dated Date 1 210 02 0 1 2
Refunding Delivery Date 12101;2012
File ~ REFUNDING ANALSYSLSF (2012 Refunding - 10.10.12 ~ SINGLE PURPOSE 110!10/2012 14:37 PM
Town of Wappinger _..._- __.------ ----- -- ----...._.- -- --.. - -- - _
- ---- _ - -
__--_
$1,480,000 Refunding Serial Bonds - 2012
Prevailing 'A' Rates plus 25 bps - 10.10.12
.Escrow Fund Cashflow
Date Principal Rate Interest Receipts Disbursements Cash Balance
12/01 /2012 - - - 0.19 - 0.19
03/01/2013 1,428,825.00 0.100% 352.31 1,429,177.31 1,429,177.50 -
'I'ota) $1,428,825.00 - 5352.31 51,429,177.50 51,429,177.50 - j
i~
Investment Parameters ',
Investment Model [PV, GIC, or Securities] Securities
Default investment yield target Bond ~'cld
Cash I:~eposit 0.19
Cast of Investments Purchased with Bond Proceeds !,428,825.00
1btal Coll of Im~estments $1,428,825.19
target Cost of Investments at bond yield 51,421,414.94
Actual positive or (negative) arbitrage (7,410.2>) '
Yield to 12eceipt _ Q0986415%
Yield for Arbitrage Purposes 2. (904260% ',
State and Local Govcmment Series (BEGS) rates for 9/25/2012
File j REFUNDING ANALSYSt.SF j 2012 Refunding - 10.10.12 j SINGLE PURPOSE 10/10!2012 4:37 PM ',
', Town of Wappinger_ _- _- __._ _-__-- ____ _
$1,480,000 Refunding Serial Bonds - 2012
Prevailing'A' Rates plus 25 bps - 10.10.12
Escrow Summary Cost
Par Principal +Accrued
Maturity Type Coupon Yield Price Amount Cost Interest =Total Cost
Escrow
03/01/2013 SLGS-CI 0.100% 0.100% 100-.000000 1,428,825 1,428,825.00 - 1,428,825.00
Subtotal - - -
Total - - 51,428,825
$1,428,825 $1,428,825.00 -
$1,428,825.00 - S1,428,825A0
51,428,825A0
Escrow
Cash Deposit 0.14
Cost of Investments Purchased with Bond Proceeds 1,428,825.00
!i Total Cost of Investments _ $1,428,825.19
llate
File I REFUNDING ANALSYSI.SF ~ 2012 Refunding - 10.10.12 (SINGLE PURPOSE 110/10/2012 ~ 4:37 PM
12fU l !2012
II Town of Wapginger _ _ _ __ _
$ l ,480,000 Refunding Serial Bonds - 2012
Prevailing 'A' Rates plus 25 bps - 10.10.12
Primary Purpose Fund Proof Of Yield @ 0.0986415%
Date Cashflow PV Factor Present Value
Cumulative
PV
12/Oli2012 - L(IOOOOOOx - -
03!01/2013 1,429,177.3] 0.9997535x 1,428,825.(Hl 1.428,825.00
Pota1 $1.429,177.31 - $1,428,825.00 -
Composition Of Initial Deposit
Cost of Investments Purchased with Bond Proceeds 1,428,825.00
Adjusted Cost of Invesunents 1,428,825.00
File ;REFUNDING ANALSYSLSF 12012 Refunding - 10.10.12 ~ SINGLE PURPOSE ~ 10/10/2012 ~ 4:37 PM
Town of Wappinger
_._. _
Dutchess County, New York
~~ $2,254,000 Public Improvement Serial Bonds - 2003
Debt Service To Maturity And To Call
Refunded Interest to Refunded
Date Bonds Call D/S To Call Principal Coupon Interest D/S
03/01!2013 1,400,000.00 29,177.50 1,429,177.50 - 4.000% 29,17750 29,177.10
09/01/2013 - - - - - 29,17750 29,177.50
0±1002014 - - - 115,000.00 4.000% 29,177.50 144,17750
i 0y'01/2U14 - - - - - 26,877.50 26,877.50
U3/U1/2015 - - - l2Q,U00.U0 4.000% 26,877.50 146,87750
09/002015 - - - 24,477.50 24,47250
03/01./2016 - - - 125,000.00 4.000% 24,477.50 149,477.50
09/01/2016 - - - - - 21,977.50 21,977.>0
03/0L/2U17 - - _ 130,000.00 4.000% 21,977.50 151,977.>0 '
09/01/2017 - - - - - 19,37750 19,377.50 ~,
03!01/2018 - - - 135,OOUA0 4.000% 19,377.50 154,377,10 I
09/01/2018 - - - - - 16,67750 1(1,677.50
03!01!2019 - - - 140,000.00 4.100°i° 16,677.50 156,67750
09/01;2019 - - - - - 13,807.>0 L3,80750
03%01/2020 - - - 150,000.00 4.200°io 13,807.50 ]63,807.50
09101!2020 - - - - - 10,657.50 10,65250
~~ 03101!2021 - - - ]55,000.00 4.300°,/° ]O,Ei57.50 165,65750
09/01/2021 - - - - - 7,325.00 7,325.00
03/01;2022 - - - 160,OOQ00 4.375% 7,325.00 167,325.00
09/01(2022 - - - - - 3,825.00 3,825.00
03/01/2023 - 170,000.00 d.>OU% 3,825.00 173,825.00
'Total $1,400,000.00 $29,177.50 $1,429,177.50 $1,400,OOOAO - S377,537.50 $1,777 537.50
Yield Statistics
Base date for Avg. life & Avg. Coupon Calculation _ l2/01/2U 12
Average Life _ 6.104 Years
Average Coupon 4.24", 4935%
Weighted Average Maturit~• (Par Basis) 6.104 Ycars
Refunding Band Information
Kefunding Dated Date 12;002012
Refirnding Delivery Date 12!01/2012
' File ~ REFUNDING ANALSYSLSF ~ 2003 Bonds 1 SINGLE PURPOSE ~ 10/10/2012 ~ 4:37 PM '..